Spring Valley, CA Real Estate News

By Mike and Dawn Lewis, The Lewis Team at Keller Williams in San Diego CA
(The Lewis Team at Keller Williams)
Spring Valley Foreclosure in San Diego California BANK OWNED CONDO Great 2 bedroom condo in Spring Valley. Tile and carpet floors, bar seating in kitchen with lots of storage, private patio and is located in a beautiful park like setting with private pool. Located close to shopping and freeway this is one to put on your list to see. Spring Valley CA. REO. More information on all of our listings here: San Diego Listings  Please use the links below to help you with your San Diego Real Estate Search and Information from your San Diego Realtor. San Diego Real Estate              San Diego MLS  San Diego Relocation                San Diego Home Search by Map San Diego Home Buyers           San Diego Home Sellers San Diego House Values           Local Real Estate Information San Diego Real Es...
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By Mike and Dawn Lewis, The Lewis Team at Keller Williams in San Diego CA
(The Lewis Team at Keller Williams)
San Diego Bank Owned Condo in Spring Valley BANK OWNED CONDO - Remodeled and upgraded 2 bedroom condo for sale in Spring Valley, San Diego California 91977. This condo has been recently remodeled and includes; newer appliances in kitchen, tile floor in kitchen and bathrooms, granite counters and new fixtures in kitchen and bathrooms, newer upgraded carpet upstairs and downstairs, wrought iron railing, ceiling fan, wall A/C, mirrored wardrobe doors, and more. This condo is in a wonderful park like complex with beautiful swing pool. Close to 94 freeway, shopping and dining. This is going FAST! We are your San Diego Bank Owned and Foreclosure Experts! When you're ready to buy a home or sell a home in San Diego make sure you call us. We're the San Diego Real Estate Experts. More information...
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WHAT KIND OF INSURANCE IS BEST FOR ME?If you’ve read any of our other reports, you’ll know that even though insurance has been part of our culture for over 100 years, to most people – It’s still a just a mystery.  And because they don’t understand it, a lot of people think they’re being “ripped off” by the Insurance Industry; aka “The Club”I want to end that for you. I'm an industry "insider":  A licensed member of “The Club”I’ve been inside the insurance business for over 30 years and I know it like the back of my hand: From policy to claims and back again.I've sold insurance.   I've studied it.   I've discovered what makes "good insurance" -- and what makes "bad insurance".  I know that not all insurance is "created equal".  Life insurance is certainly no exception. Placing all your c...
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By Mike and Dawn Lewis, The Lewis Team at Keller Williams in San Diego CA
(The Lewis Team at Keller Williams)
Foreclosures in Spring Valley CA In Spring Valley there are many foreclosures for sale in 2008 and into 2009. Bank owned properties or REO's in Spring Valley are filling the San Diego MLS with reduced priced homes. Home and condo buyers wanting to buy a home or condo in the Spring Valley area can take their pick. There are many Spring Valley homes and condos already foreclosed on by the bank or mortgage holder and many more foreclosures are on the way. We have helped many Spring Valley home buyers buy a foreclosure and most have saved thousands and even tens of thousands buying a foreclosed home or condo. Buying foreclosures in Spring Valley is really easy. You will need to have a knowledgeable real estate agent to show you where and what to look for and to help you negotiate the best p...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
How much Liability Coverage do I need?  $500 or $250 deductible?  Do I even need Collision Coverage. Answers to these and lots more. JUST CLICK THE - READ THIS FIRST. Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than an auto insurance quote.  How much coverage should I have? What Limits are right for me?  15/30/25? 100/300/100? What deductibles should I have?  $100, $250, $500? Should I even have collision coverage on my car? What about Uninsured Motorist Coverage? What's MEDICAL PAYMENTS? What about towing, rental car and all those "other coverages"? Let me offer you a comprehensive view of all of these questions.  Take a look at my blog post at THE SAN DIEGO INSURANCE BLOG : 10 Ways to B...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
How much coverage do I need on my house? What deductible should I have? Answers to these questions and more. JUST CLICK THE -READ THIS FIRST! Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than shopping for coverage like Homeowners Insurance.  How much coverage should I have on my house? How much Liability coverage should I have? What deductibles should I have?  $250, $500, $1000, $5000? Is my Boat covered? What about insurance for my jewelry? Is my stuff in storage covered? What's MEDICAL PAYMENTS? What about Additional Living Expenses Let me offer you a comprehensive view of all of these questions.  Take a look at my blog post at THE SAN DIEGO INSURANCE BLOG : Homeowners Insurance - HOW TO...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
Face it. Paint fades over time. Your car sits out in he sun and gets weather-beaten by rain, snow, etc. After a few years, the paint looks OK, but you can tell that the paint isn't like it was when the car was brand new.Then.... you have a little fender bender and your left front fender is crunched. Damage isn't all that bad, but you need a new headlight and some paint when it's all done.Doesn't matter how good the body shop is at matching the color. Actually most of it is completely computer driven and there's specific formulas for a given year and make of the car. The body shop can match the paint spot-on PERFECT. That's NOT your problem though.The new paint is new and the rest of the paint is not. While it will match perfectly to the color it won't look the same and you want to paint...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
Simply stated: A deductible is the amount that you pay toward a loss or claim before the insurance company begins to pay. The higher your deductible, the lower your premium. The more you are willing to participate in your loss, the greater the savings on your premium. The insurance company will offer your a lower premium if you take a higher deductible because your LOSS FREQUENCY and your LOSS SEVERITY will be lower. Consider if you have a $2000 deductible instead of a $500 deductible: You'll make fewer claims because you won't be making claims for $600, $900 or $1995 losses. You'll simply pay those yourself. (FREQUENCY) When you do submit a claim the insurance company will be paying $1500 LESS than if you had the $500 deductible. (SEVERITY) There is no "correct" deductible to choose. I...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
101 Ways to Save Money and Live Better is provided for one purpose and one purpose only!TO CHANGE YOUR THINKING.    You thought I was going to say, “To save you money,” didn’t you?      You will save money by using these ideas.  You might even save a lot of money.  But…Until you change your thinking about how you spend your money, you’ll only be scratching the surface of what you could do!    Many of our clients, who really use this guide to change their money habits, take off on their own when they “get the fever.”      These ideas will not work unless you do!  The more you save, the more you can save for yourself in the form of retirement, mutual funds, bonds, whatever you think is best for you.It will take a purposeful dedication to your goals, but you can change your situation!Well ...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
The delivery of TAX-FREE LIFE INSURANCE proceeds is one of the most powerful social and economic forces in our country. What a shame that so many people don’t understand or appreciate its value. As you carefully read this post, you’ll be better able to make wise and forward-thinking decisions regarding your LIFE INSURANCE. By far and without exception, a life insurance claim is the most sobering and rewarding aspect of my profession as an insurance agent.Sobering in that it reminds me of the brevity of this life and the certainty that it will end for all of us… eventually.Rewarding because it’s an opportunity for me to deliver: A stay-at-home mother to children and the promise of a quality education for them, a paid-for house and a debt-free existence to the family, or a comfortable ret...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
In PART 1 we had a brief introduction to the 7 Things You Need To Know BEFORE You Buy Life Insurance.  Here's the REST OF THE STORY..... Review PART 1 if you'd like before moving on here...    Life Insurance Need-to-Know #4Once you buy it – KEEP IT until your reason for buying it no longer existsToo many times I’ve seen people buy life insurance: Either term or permanent and then, for some reason, let it drop. Usually it’s for one of a couple of reasons.They initially got in a little over their heads with too big of a monthly premium and it’s finally caught up to them.They didn’t buy for the right reasons.Make a commitment when you get your life insurance to make it comfortable on your budget so you can keep it with no financial pressure. And commit to keep it until the reasons for purc...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
Your home is likely your single largest investment. Protecting it properly is critical to your financial security. If you’ve only been guessing until now, then guess no longer. Insurance for your home need not be a shot in the dark. There aresimple ways to determine EXACTLY how much insurance you should have. Even though insurance has been part of our culture for over 100 years, to most people – It’s still a just a mystery. And because they don’t understand it, a lot of people think they’re being “ripped off” by the Insurance Industry; aka “The Club”I want to end that for you.I'm an industry "insider": A licensed member of “The Club”I’ve been inside the insurance business for over 25 years and I know it like the back of my hand: From policy to claims and back again.I've sold insurance.I...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
BACK TO PART 1 We've been discussing the many advantages of owning Renters Insurance.  Click BACK TO PART 1 if you missed the first part.   Remember we were talking about that LAWSUIT!?!?! Yes, it could happen to you and there’s ALSO coverage in your RENTERS INSURANCE for THAT ! Just this year a policyholder called me and told me that the tenant in their rental property was being sued because his girlfriend accidentally let his dog out of the back yard. The dog made a beeline across the street and kicked the stuffing out of the neighbor’s dog. The renter was being sued by the neighbor for veterinarian bills that exceeded $3000 and for mental anguish, stress, and… well, you know the drill. And yep, you guessed it… The tenant had NO RENTERS INSURANCE. And the LANDLORDS INSURANCE does not ...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
Renters Insurance in San Diego is simply one of the best deals on the planet! OK ! I know you’re thinking ‘What could possibly be so Fabulous or COMPLEX about Renters Insurance?’ Well…. Here’s the inside scoop !Here’s a little overview….(All policies are slightly different. These are examples of what a typical policy might have.) It protects your stuff at home It protects your stuff on vacation It protects your stuff in the USA It protects stuff you may have in a storage facility It protects your stuff all over the world ! Yes, that’s right… you lose your stuff ANYWHERE on the planet…you’re covered just as you are in your own backyard. It protects your CHECKS & CREDIT CARDS if they’re stolen It gives you Liability protection....that’s when you get sued It gives you protection for stuff ...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
Part 1 We've been evaluating 10 Ways to Beat the High Cost of Auto Insurance. Part 1 included the introduction and Ways 1-3. We'll finish it up here.4. EVALUATE YOUR MEDICAL COVERAGE - Medical Payments coverage is designed to pay for injuries sustained by you and anyone else in your car. Particulars of this coverage vary so the details are best discussed with your agent. But, here's the basic idea.If you have good medical insurance through your work or a private plan, it may be wise to minimize your medical payment coverage on your auto insurance. As far as the coverage applies to you, there is probably a lot of overlapping coverage. It is probably not a good idea to drop this coverage completely as you are never sure just what kind of health insurance others that ride in your car may h...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
Part 2 Insurance has been one of the necessary evils of life for over 100 years. In this day of higher taxes, rising food prices and soaring housing costs, it is possible for you to get a handle on your own auto insurance costs. If you have been frustrated by an inattentive agent and constantly rising insurance premiums, this is the post for you!Insurance can be complex and technical. Some people are paralyzed by simple buying decisions. Should I have collision coverage on my 15 year-old car? Would it make more sense to have a $500 deductible instead of a $100 deductible? Since I have adequate medical coverage at work, do I really need medical coverage on my car insurance as well?I will show you how nearly all of your auto insurance-buying decisions can be simplified by answering 3 simp...
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By Mike and Dawn Lewis, The Lewis Team at Keller Williams in San Diego CA
(The Lewis Team at Keller Williams)
Spring Valley Attached Home for Sale2864 Glen Canyon CircleSpring Valley CaliforniaLarge 3 bedroom 2 bath single story Spring Valley patio home with attached Garage. Great location in Spring Valley with lots of green space around this property makes it feel very park like. Gated entry court yard. Large eat in kitchen area all tiled. Custom painted shows like a model. Custom window treatments, ceiling fans & built-in closets. Big master bedroom with slider leading out to your own patio area. Come see this wonderful Spring Valley Attached single story home. For Real Estate in San Diego County make sure you contact us, we're here to help. San Diego Real Estate.San Diego Real Estate     San Diego MLS     San Diego Relocation     San Diego House Values San Diego Real Estate Blog    San Diego...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
Beware Of Your Term Insurance  -- THE TICKING TIME BOMB!WHAT KIND OF INSURANCE IS BEST FOR ME?If you’ve read any of our other reports, you’ll know that even though insurance has been part of our culture for over 100 years, to most people – It’s still a just a mystery.  And because they don’t understand it, a lot of people think they’re being “ripped off” by the Insurance Industry; aka “The Club”I want to end that for you. I'm an industry "insider":  A licensed member of “The Club”I’ve been inside the insurance business for over 30 years and I know it like the back of my hand: From policy to claims and back again.I've sold insurance.   I've studied it.   I've discovered what makes "good insurance" -- and what makes "bad insurance".  I know that not all insurance is "created equal".  Life...
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Homeowners Insurance-HOW TO CLOSE YOUR ESCROW -- How to buy it, How much to get, and HOW TO SAVE MONEY! The informed purchase of your homeowners insurance can be the most important minutes you invest into the purchase of a home. So, you've purchased your new home, navigated the rigors of escrow including home inspections, termite tenting, title searches, legal wrangling, paper work, signatures, delays, changes, lost documents, unreachable loan officers, and the dog ate my disclosure! Then you get the call..."I'll need a copy of your homeowners insurance to close escrow TOMORROW!"  So now what ? If you've done the following.....YOU WON'T EVEN GET THE CALL!  EVER!!!!!  If you're the Realtor or the homeowner, there's a few simple steps you can take to avoid this last minute panic. Tell you...
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By Dennis Volz, Like a Good Neighbor
(State Farm Insurance)
San Diego Renters Insurance is simply one of the best deals on the planet! OK ! I know you’re thinking ‘What could possibly be so Fabulous or COMPLEX about Renters Insurance?’ Well…. Here’s the inside scoop !Here’s a little overview….(All policies are slightly different. These are examples of what a typical policy might have.) It protects your stuff at home It protects your stuff on vacation It protects your stuff in the USA It protects stuff you may have in a storage facility It protects your stuff all over the world ! Yes, that’s right… you lose your stuff ANYWHERE on the planet…you’re covered just as you are in your own backyard. It protects your CHECKS & CREDIT CARDS if they’re stolen It gives you Liability protection....that’s when you get sued It gives you protection for stuff you...
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