San Diego, CA Real Estate News

By Roberta Murphy, Carlsbad Real Estate and Homes
(San Diego Previews Real Estate)
Near-naked butts are fine, but the smoking kind are now off limits at almost all San Diego beaches. The most recent prohibition against smoking on beaches comes from San Diego's northernmost city, Oceanside. Though tickets are not currently being issued there, signs will be going up after Labor Day advising all of the ban on smoking at Oceanside beaches.  This recent legislation came after 9000 residents responded last year to city survey and cam out in support of the smoking ban.It seems many don't like the idea--or reality--of their local beaches being used as an ashtray.Oceanside joins the cities of San Diego, El Cajon, National City, Imperial Beach, Del Mar and Solana Beach in prohibiting smoking in their parks and/or at their beaches. Encinitas has yet to ban smoking at its beaches...
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By Brian Brady, 858-777-9751
(San Diego VA Home Loans/858-777-9751)
Elegir a la persona correcta para representarlo en la negociación de la compra de su vivienda es una decisión de importancia. Cada vez que usted vea la denominación REALTOR® (con el símbolo de marca registrada) puede estar seguro que la persona es miembro de la Asociación Nacional de Corredores (NAR), y tiene el compromiso de cumplir con los estándares de la organización. Mi equipo y yo tenemos una red de profesionales que en el pasado han realizado una excelente labor con nuestros clientes y podemos recomendarle a un representante, además de la aprobación previa para adquirir su vivienda de contado. ¿Cómo puede saber cual Corredor (REALTOR®) le conviene a usted? Busque a un profesional con experiencia en Bienes Raíces que por lo general trabaje con compradores. Un verdadero profesional...
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By Roberta Murphy, Carlsbad Real Estate and Homes
(San Diego Previews Real Estate)
Brad Inman last weekwrote an excellent article about the mortgage and real estate crisis that has gripped so many markets in the United States–and elsewhere. In The Housing Market Blame Game, Inman reports that even formerly raging real estate markets that were once seen as unshakable, such as Manhattan, are now beginning to share the pain with regions that had collapsed earlier. Many blame the real estate industry for hyping the real estate market; others the mortgage originators. But Inman makes an interesting observation: “….hyperbole from every day Realtors is not the underlying problem causing the housing quake. I would assign more blame to industry experts who peddled their demographic-as destiny arguments and ignored other issues. This is akin to the expert analyst problem in th...
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By Todd Armstrong
(Pacific Sotheby's International Realty)
Rental Scam in Beach AreaSDAR was notified today of a rental scam taking place in the beach areas including La Jolla, Pacific Beach, Mission Beach and Ocean Beach. Someone has obtained the lockbox access codes for combination lockboxes located on vacant rental properties. These are not SentriLock lockboxes, but rather, simple combination lockboxes that can be obtained from retail stores. With a list of properties and lockbox combinations in hand, the scam artists list the properties for rent on Craig's List, show the property, take a deposit and then take off with the deposit money.Steps that can be taken to limit this type of activity are:Use SentriLock lockboxes on your rental properties. They require a keycard and a PIN to access them. Never give out your keycard or PIN to anyone. If...
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By Roberta Murphy, Carlsbad Real Estate and Homes
(San Diego Previews Real Estate)
Note: Dione Lamm, a client, is one of the brightest women I have ever met. In addition to having been a simultaneous translator for the United Nations, she is a wonderful mother and wife, an interior designer, a quick wit and energetic student of life. She is also incredibly organized, and is kind enough to share her experiences in getting appropriate care for their autistic son. It is hoped that Dione’s experiences and guidance may help other San Diego parents who require assistance for their very special and autistic children. Dione wrote this in response to my request for additional information about assistance available for children with autism. I am touched. –Roberta Murphy ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ by Dione Lamm We have all heard the old ...
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By Cleve Shirley
(Nuvilla Real Estate)
Nuvilla will be opening a new office in Point Loma by the end of 2007. In accord with our vision of providing small offices with highly specialized agents all over the county, we have located another small space for a handful of the finest agents to call home. Nuvilla is structuted to support our agents business so they have the time to focus on the personal needs of thier clients. We are excited to become part of the community and look forward to providing a fanatical level of service to our clients, old and new.
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By Roberta Murphy, Carlsbad Real Estate and Homes
(San Diego Previews Real Estate)
While the San Diego real estate market isn’t exactly heavenly, it’s faring the best of Southern California’s six counties–and may be leading the charge to an eventual recovery. According to the San Diego Union Tribune and San Diego’s DataQuick Information Services, the volume for San Diego home sales in July was off 13.3 percent from a year earlier. That may not be the rosiest news, but when compared to other counties, San Diego looks like a relatively safe haven:                                                                                         Sold 2006                       Sold 2007                        Change Los Angeles County          8844                           6809                        -23.0% Orange County                 2982                           2391         ...
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By William Johnson, Retired Real Estate Professional
(Retired)
That's right, the In-Group is pouring out of their other home styles for a new lifestyle home in a Downtown Hi-Rise. They are appearing at extravagant ultra Chic parties sponsored by Hi-Rise Developers to attract the rich and the not necessarily so famous " life style"  oriented Buyers for the Hi-Rise Lifestyle in Downtown San Diego. Just last month, One Smart developer spend over $500 per guest on a Chic Night time party to lure their best potential buyers.The developer in an interview recently said " We are not dealing with the sub-prime borrowers. It allows us to to establish a buzz among the right people". The " right people"  at this party included 90 buyers who had already closed escrow, scores of potential buyers and assorted VIP's.Invitations to this party were engraved on Lucit...
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By Roberta Murphy, Carlsbad Real Estate and Homes
(San Diego Previews Real Estate)
I must be crazed to write a title like that because we are courted almost daily by San Diego mortgage lenders and brokers who want our real estate business. We deal with a number of home buyers and feel an enormous responsibility to recommend the best mortgage professionals in the business. I am convinced that the San Diego real estate and mortgage market has far too many loan hacks and sharks; otherwise, how could so many area homeowners be in default? Our clients are doing fine, but way too much of our time is spent cleaning up the real estate messes created by greedy loan brokers and real estate agents. But that is another article for another time. The intent here is to clearly communicate what we seek in a mortgage originator. And now when San Diego mortgage professionals call to s...
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By William Johnson, Retired Real Estate Professional
(Retired)
A long time client and friend took me to lunch today to commemorate another completed transaction and celebrate our friendship. What a beautiful Day, The sun was shining with cool breeze coming in off the ocean.This restaurant used to be the Old Ruebens's  restaurant and was taken over a few years by Island Prime. I must admit the food was fabulous. One of my favorite TV series a few years ago was Dr. Quinn. Well, my client is Mary Quinn and she  also has her doctorate . Dr. Quinn has been a client I would guess for nearly 10 years now.To be part of this lovely scene and being treated to lunch with my                                                      favorite client was very special indeed.                                                                                               ...
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By Donna Williams
(Successfully Staged To Sell)
I have just signed up for ActiveRain and one benefit is....being able to blog.  Now, I am not great at writing about myself, but I am venturing into a new area of my life.  I have started a new business, Successfully Staged to Sell (a home staging company in lovely San Diego) and I thought that I would try my hand at blogging. So many people are blogging now a days...I might as well join in on the fun. So the rules are notobvious adversting, no cut-and-paste of new articles.....they suggest to write about yourself, the way you do business, any helpful tips to may pass along, etc. My first blog will be about the excitement and scariness of starting your own business. Yes they all say that it is wonderful...being about to set your own hours, no boss over your shoulder, no gossiping around...
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By John McConnin
(McConnin & Company Realty)
Today I read an activerain blog by a San Diego Realtor.  He suggested the following items should be part of the short sale package: "Hardship letter from the Homeowner Completed Financial Statements Documents proving the Hardship IRS tax Returns for 2 years Income statements or pay stubs for past 2 months. 4 months worth of Bank Statements...."Would you make these items part of your short sale package?  Would you advise the homeowner accordingly? Would you have the homeowners sign some sort of document which purports to give you the right to negotiate with the bank?After answering the above questions - think about the qualification the California Realtor "rightly" included in the paragraph preceding the above bulleted list.  The active rain blogger qualified the above by saying your pot...
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By Roberta Murphy, Carlsbad Real Estate and Homes
(San Diego Previews Real Estate)
Our family spent many of its early years in Big Bear Lake, CA. The mountains were wonderful, and our three sons enjoyed seven years of ski racing, mountain biking, tree house and igloo-building, and life in a small village. And though we lived within and hour or so to Palm Springs, Los Angeles and Orange County, trips to San Diego were always a special favorite. We enjoyed our San Diego visits so much that we eventually chose to move here, not only for North County’s excellent schools, but for the rich variety of family activities the San Diego area has to offer.Several weeks ago, I casually began listing all the things locals and visitors can do when vacationing with children in San Diego. I anticipate that it will be a list that continues to grow. And unless otherwise noted, all of t...
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By Derrick Thompson
(D Thompson Consulting Group)
Looking for a home loan in the San Diego area?You've come to the right place!When you decide to buy a home or refinance a mortgage in San Diego or the surrounding areas, your search for a home loan or mortgage should start and end here.  With so many lenders to choose from in the greater San Diego area, and nationally, you need to choose one you can trust to find the mortgage loan that's best for you.Sure, there are dozens of big bank mortgage lenders nationally, but you need a lender in San Diego.  Why?  Because we know San Diego and the surrounding areas of San Diego, Orange, Riverside, and Imperial counties.  We know the local REALTORS®, appraisers, inspectors, and so much more.  We also have state-of-the-art technology that makes the loan process as easy and fast as possible, all wh...
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By Bettie Shetter, Professional negotiator with a Smile!
(Allison James Estates and Homes)
Recently I hot listed my Leasing section of my long Real Estate career. While speaking to potential tenants, They had one thing in common. So, I made note of it. This is word for word..."we were looking to Buy, but now were waiting for a year." I would say at least ten couples, and they all were excellent Buyers. You know I'm going to be like Santa Claus, making my list, checking twice!   Even my own Buyers, who I suffered with through "Short Sale, Hell." They should rename it "No Sale." They have told me their waiting for a year.   We all know how Lenders/Bankers think!   I dream of a Hell where people go that never call back, you can't locate, lie to you. Do you think that room will be big enough? And will they all wear suits and have God complexes?   Maybe, to be fair some Realtors w...
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By Todd Armstrong
(Pacific Sotheby's International Realty)
By Todd ArmstrongWhy are so many home buyers on the fence post?  What are they waiting for?  These and many other questions are racing through the minds of every Real Estate agent right now in San Diego.  This downward trend seems so prevalent in our market and it looks as if there will be no end in sight, but the MLS shows that people are still buying real estate every single day in San Diego.  Just last month in June, the San Diego Metro area had 59 detached homes SOLD and 123 Condos SOLD. Average market time was about 70 days.  What gives?Buyers are simply worried about the market.  They are waiting for the prices to keep coming down.  In my opinion, prices will continue to decline because sellers refuse to price their home correctly in the first place. Unfortunately, the foreclosure...
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By William Johnson, Retired Real Estate Professional
(Retired)
Just about the time when everyone was on the same page with the old FICO scoring system, Fair Isaac's Corp. is making some needed changes in the the way the formulas will be calculated. A glimpse of the new model will be available in Sept 2007. This change will only affect one reporting agency in 2007 and the others will implement it in 2008. Fair Isaacs says the new system is not that much different. The major change in the new system is in the way it looks at those that receive credit points who are authorized  users on someone else's credit card. People with little credit history or with poor credit will likely see their scores change significantly when they close this loophole.  It will illuminate on the scores of millions of authorized users and their scores will be affected, eithe...
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By Don King
(RE/MAX Rancho Bernardo)
"Staging" is the hot buzz word these days in the real estate world. Staging refers to actions you can take or hire to be done that will make your property more appealing to prospective buyers.A whole new profession has popped up as people with interior design backgrounds become specialists in staging a home for the market.In Northern California, home staging is far more prevalent than in San Diego. Many owners in the Bay Area spend between $5,000 and $10,000 with a professional home stager to prepare their home before it goes on the market.If you decide you want to hire a professional to stage your Rancho Bernardo home, I can recommend some local homestaging experts. Items included in a professional home staging may involve installing new carpet, fresh paint, rearranging furniture, remo...
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By Roberta Murphy, Carlsbad Real Estate and Homes
(San Diego Previews Real Estate)
Short sales and foreclosures are becoming commonplace throughout the country, and we are certainly seeing our share in the San Diego market.The gloomy real estate statistics provide fuel for the bubble bloggers, who depend on these numbers to spin their stories and theories of conspiracies and doom. I doubt many of these mouthpieces are actually in the trenches dealing with the people and families who are having to endure the loss of their homes and dreams. The former owners of these lost homes are not the greedy flippers and short term investors targeted by the bubblers.They could be your next door neighbor. Imagine the pain and shame of losing one's home. Imagine not only the stress of moving, but having to negotiate a lease with damaged credit.Then, imagine the shock of and dismay o...
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