Pioneer Quilt Show in Roseville, CA (November 5-6, 2010) $1.00 Discount and Buy Friday Ticket, Get Saturday Free! Who: Pioneer Quilters Guild - a non-profit organization dedicated to the growth and knowledge of quilting techniques, patterns and the history of quilt making.  What: Pioneer Quilt Show - Quilts, Quilts and more Quilts! Where: Maidu Community Center, 1550 Maidu Drive, Roseville, CA 95661 When: November 5-6, 2010 (10:00am - 5:00pm) Why: Admire and shop for quilts and handcrafted items in the boutique. There will be different vendors, raffle baskets, door prizes...and of course, refreshments and lunch will be available! How: Order tickets by 11/1 to get $1.00 discount off $7 admission by sending an e-mail to: pioneerquilters@hotmail.com. Also, buy admission for Friday and get ... 10/30/2010

Top 10 Ways To Save Money - Your're buying a home and with that comes a lot of unexpected expenses. Home owner's insurance, property taxes and appliances that you may have to purchase, just to name a few. It's time to create a serious budget and start saving some money. To help you get started, here's a list of 10 ways to save money by cutting down a little on your expenses. A little goes a long way and is my hubble opinion that no one should be spending more money than needed.   1. Have a Budget - And stick to it. How many of your have one? I need to start on mine right away.   2. Cut Your Food Costs - I eat out a lot. I don't even try to add up all my restaurant expenses because I know it will make me depressed. Even if we cut down by a day or two, it helps. It also promotes health si... 10/30/2010

Here's an useful tip for buyers and sellers. Let's face it. Taking inventory of everything you own is not an easy task, specially if you have never done so. So many rooms...so much "stuff"...it's been so long! Where do I get started? How do I track it in an organized manner? I came across a great website that can help you take and keep track of your possessions. A great tool if you'd like to take and inventory of your home and don't know how to get started. It's also an useful tip for when you're buying or selling a home and need to get insurance and really don't know everything you have. Very practical, easy to use and FREE! Yep...the word we all like. What You Own Home Inventory is a free software that assists you in taking inventory of your possessions. You can organize it all by roo... 10/29/2010

Short Sale Expert Roseville CA-Short Sale FAQs If you are considering selling your home as a short sale in Roseville, no doubt you have more questions than answers.  What is the short sale process?  Can I live in my home while it's on the market?  How long will the short sale take? Do I qualify for the HAFA program? These are just some of the many questions that will arise. I am Allan Sanchez and I have sold many homes in Roseville.  I will assist you in getting your short sale sold in the most discreet, professional manner possible.  Short Sales are relieving financial stress from hundreds of Roseville families each month.  Unfortunatly, there are a number of short sale myths that have been developed.  I will help you understand if the short sale process is right for you and avoid the ... 10/29/2010

Just Sold in Morgan Creek-Roseville CA 95747 Congratulations to one lucky buyer!  8612 Pasatiempo Circle in Morgan Creek, Roseville CA, just sold for $360,000.  This is a truly stunning home in the Morgan Creek Golf Club area with 3 bedrooms, 3.5 baths, and 2,875 square feet.  Dark hardwood floors, large gourmet kitchen, and huge master bath are just a few of the perks this home had to offer. Curious about the value of your Morgan Creek home?  Contact Allan Sanchez for a free market analysis!  Want to buy a home in Morgan Creek?  Call Allan Sanchez at (916) 205-2265 or allanshomes@yahoo.com to set up a tour of all homes available in Morgan Creek.   8612 Pasatiempo Circle, Roseville CA 95747 SOLD: $360,000 (10/26/10) Just Sold in Morgan Creek-Roseville CA 95747 10/27/2010

Don’t Make Vacation Plans When Buying a Home! It seems straightforward enough.  Your sales contract says that your home purchase must close by (date) so you should be moved and ready for a vacation about a week later.  After the stress of a move, a long, relaxing vacation sounds wonderful, right? As a Roseville Mortgage Broker, I've seen many home purchase transactions not close on time.  The close of escrow may end up being during your scheduled vacation, leaving you to lose money by changing your vacation plans, beg the seller for an extension to close after you return or try to arrange a Power of Attorney to sign for you (if the lender will allow it).  Three not-so-good options that create more headaches in a process with a lot of headaches already in it! Best bet is to take a vacati... 10/26/2010

5 Things People Value Most On A Realtor and Lender When Buying A Home. I often think about what are the very special traits a buyer would like to see on a real estate and mortgage professional. So last week I've decided to actually start asking everyone I came across what was important to them about the realtor and lender they hire to represent them when they're buying a home. Ok...Maybe those are not the top 5 for every one of you but I believe we can all agree that the following should be highly considered when hiring one of of those professionals. 1. Expertise and judgment based on experience: It's reassuring to know that whatever advice a realtor/lender is giving you is based on previous experiences. Guesses don't really work well and most likely can take you the wrong path when you... 10/25/2010

Roseville, CA - Foreclosures / Bank Owned Homes / REO Properties (October 18-22, 2010) Here is a list of bank owned homes in Roseville, California (Placer County) that foreclosed during the week of October 18-22, 2010: 1343 Chignahuapan Way, Roseville, CA 95747 (2/2, 1006 sq. ft. built in 1986) 1824 Broad Stripes Way, Roseville, CA 95747 (3/2, 1020 sq. ft. built in 2002) 207 4th Street, Roseville, CA 95678 (3/1, 862 sq. ft. built in 1937) 502 Jesse Avenue, Roseville, CA 95678 (3/3, 1688 sq. ft. built in 1979) 28 Villa Gardens Court, Roseville, CA 95678 (4/3, 1639 sq. ft. built in 2006) 3209 Acton Way, Roseville, CA 95747 (3/2, 1329 sq. ft. built in 1994) 1701 Grazziani Way, Roseville, CA 95661 (6/5, 4857 sq. ft. built in 2001) 1415 Everett Way, Roseville, CA 95747 (4/3, 1977 sq. ft. bui... 10/24/2010

Big fires are nothing new and the impact that they have on a community can take years to tally. The Roseville Galleria fire is a little different as it relates to one thing. The quick and aggressive response form Roseville city leaders. Most places would have focused on pointing fingers as to why this happened followed by months of red tape that only delay the rebuilding process.  By the end of the day Roseville Mayor Gina Garbolino was talking about declaring a state of emergency.  The following day city manager Ray Kerridge made note of Roseville city officials working hard with other government agencies and the property owner to get a solid plan that would at least have part of the mall open for what is known as Black Friday. This was done even before the investigation really even go... 10/24/2010

Wow, I just lost the blog... my computer browser decided to close before I was published..., lets see if I can get back to where I left off... I was listening to the radio Saturday, yesterday, and found a wonderful radio show by a Vitek Mortgage fella and a knowledgeable moderator. Sorry guys I was more interested in what you were saying than who was saying it. I apologize for that. Anyway, a caller came on talking about his home that had been worth about $500,000 but in this market they listed it for $350,000 but the offer came in low, I believe it was $300,000. Everything went smoothly, the borrower qualified for the loan, then the appraisal was ordered. It came in LOW. The appraiser it was explained, had to take into account all of the sales in the neighborhood regardless of how they... 10/24/2010

The Roseville Galleria fire is now a city problem and from what I have seen the quick actions by local government have been on time. There are already plans to request aid form the state and other things that will aid in the recovery but what about short term. The loss to the local economy will be felt in the form of lost of jobs.  Retailers with out doubt are making calls and arrangements to try and salvage what could be a major blow to business with the peak of the shopping season coming. I would like to think that with so much retail space available in Roseville  something will happen and prevent some of these retailers form going to other near bye cities.    Roberto 916-847-7212 creconnections@gmail.com Nationwide commercial financing.    10/22/2010

The City of Roseville will possibly be asking for help from the state as well as from the federal government. The Roseville Galleria suffered major damage to it's east wing yesterday following a stand off that ended in a major fire. It's 1.3 million sqft of retail with a 95%-97% percent lease rate makes it a power house in the region when it comes to generating income.  With the holiday shopping season getting ready to start in the next week or two this could not have come at a worse time.  The overall impact of this fire could be larger than first thought.   What do you think        10/22/2010

Since the beginning of the mortgage scandal, where most large banks allegedly processed hundreds of thousands of foreclosure documents improperly, Wells Fargo has maintained that its business practices have been in accordance with the law. John Stumpf, Chairman and CEO of Wells Fargo, released the following statement: "We are confident that our practices, procedures and documentation for both foreclosures and mortgage securitizations are sound and accurate. For those reasons, we did not, and have no plans to, initiate a moratorium on foreclosures."  For more info go our website at Upside Down Home Cures.com . What does this mean for a home owner that is behind on their Wells Fargo Mortgage?  If a foreclosure is looming on your horizon, the best solution best is to talk with an experienc... 10/22/2010

Watch UFC 121 (Lesnar vs. Velasquez) at Roseville 14 Theaters in Roseville, CA - October 23, 2010 Tomorrow (October 23, 2010 at 7pm) is UFC 121, a very exciting championship fight between heavyweights Brock Lesnar and Cain Velasquez. You can fly to SoCal and watch it live in Anaheim, you can watch it at home on Pay-Per-View, at a bar or restaurant like Hooters, or you can watch it at your local participating movie theater...like at Roseville 14 Theaters, 1555 Eureka Road, Roseville, CA 95661, (916) 797-3466. Other movie theater locations in the Greater Sacramento Area that will be showing UFC 121 include: Folsom 14 - 261 Iron Point Road, Folsom, CA 95630 - (916) 353-5247 Natomas Marketplace - 3561 Truxel Road, Sacramento, CA 95834 - (916) 419-0205 Laguna 16 - 9349 Big Horn Boulevard, El... 10/21/2010

The Fountains Roseville-Foothill Farmer's Market If you love to live & play in Roseville, you LOVE the Foothill Farmer's Market.  The Foothill Farmer's Market happens every Tuesday at The Fountains in Roseville, in the parking lot by Whole Foods Market and Peet's coffee.  The Foothill Farmer's Market is THE BEST in Roseville.  The fruit, veggies, plants, and flowers are always fresh, local, and well priced.  The Fountains is easily accessible with free parking.  When you're finished at the farmer's market, check out the fabulous shopping, delicious food, and numerous activities for kids including playground & train rides.     WHAT: Foothill Farmer's Market WHERE: The Fountains-Roseville Pkwy & Galleria Blvd. When: Every Tuesday 8:30AM-1:00PM Rain or Shine This is why Roseville is a GREA... 10/21/2010

Roseville CA - Just closed this beautiful single story JTS home in the Esquire neighborhood in Crocker Ranch: 1773 Alicante Drive, Roseville, CA 95747 : Listed at $309,900 and sold for $312,000 This was a very unique single story located in one of the most desirable gated communities in West Roseville. Loaded with interior upgrades and finishes like Venetian plaster walls, gorgeous custom stone flooring, stone columns, custom shutters and more.  Too much to list. This was a Roseville short sale with Bank of America.  There was only one loan to negotiate and everyone won.  The sellers are now relieved and the buyers got an amazing deal on a beautiful home in Crocker Ranch.    Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send m... 10/21/2010

Roseville, CA - Foreclosures / Bank Owned Homes / REO Properties (October 11-15, 2010) Here is a list of bank owned homes in Roseville, California (Placer County) that foreclosed during the week of October 11-15, 2010: 1749 Mockingbird Street, Roseville, CA 95747 (4/3, 2203 sq. ft. built in 2002) 608 Treviso Court, Roseville, CA 95747 (4/4, 3642 sq. ft. built in 2003) 1513 Gerry Way, Roseville, CA 95661 (3/1, 1040 sq. ft. built in 1956) 614 Springfield Circle, Roseville, CA 95678 (3/2, 1338 sq. ft. built in 1989) 1021 McRae Way, Roseville, CA 95678 (3/3, 1758 sq. ft. built in 1988) 102 Rio Encanto Court, Roseville, CA 95747 (4/3, 2657 sq. ft. built in 1996) 516 Dudley Drive, Roseville, CA 95678 (4/2, 1113 sq. ft. built in 1954) 232 Running Wolf Court, Roseville, CA 95747 (4/3, 2798 sq. ... 10/20/2010

A sold out affair in Roseville this Thursday with the Renovation group at Wells Fargo in Roseville. I'm anxious to see who's who there. Yes, even I was invited... lol. They did it last year before I met them and they indicated they had a sold out event then too. I'll let you know what happens. I know Sean Palmer, Jacob Warren, Colette Gonsalves & Larry Nichols the manager will be there, my lovely wife of 43 years too, there are a few more than may show up so I'll amend this once I see what happens. This renovation group is very active I'm rather impressed with the positive attitudes and great customer training they do in order to keep their clients abreast of changes in the market and with the products they have to offer. The Wells Fargo Renovation products are worthy of mention as they... 10/18/2010

Protecting Yourself From Mortgage Fraud According to the FBI, mortgage fraud is still on the rise. Even with lenders  tightening underwriting guidelines and new laws that have been put in place to protect consumers, mortgage scams are up by 20%. And listen to this...Mortgage frauds are now estimated to cost between $4 - 6 billion annually! These frauds have different "faces" and today's most common types of mortgage fraud are the ones targeting home owners that are behind their mortgage payments. Here's a 3 minute interview from the Today Show that will help you identify and avoid common frauds. As far as your mortgage paperwork, make sure you always read the documents and understand what they mean. If you don't understand and have any questions at all, make sure to ask until you get tr... 10/17/2010

Roseville Short Sale Specialist- Who owns my mortgage? Did you know your bank may not really own your loan or have a right to foreclose on your mortgage? Read below about information on how to find out who owns my mortgage. This problem started a long time ago, when Wall Street banks grouped large numbers of loans together, sliced and diced them, and resold them.  They created an impossible situation to figure out who really owns the mortgage notes;   therefore the banks do not have the authority to foreclose on properties they do not own.  The big banks are being exposed after having thrown people out of their homes even though the bank did not have the mortgage note that proved they owned the loan. This situation has been taken to the courts for a solution. In some states, banks still... 10/15/2010