1314 Longfellow Cir ROSEVILLE, CA 3BR/2BA Single Family House $265,900 Year Built 1994 Sq Footage 1,650 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 3 Car garage Lot Size 7,144 sqft HOA/Maint $0 per month Property Features Central A/CCentral heatFireplaceTile floorFamily roomLiving roomDining roomLaundry area - inside Additional Photos Photo 1Photo 2Photo 3Photo 4Photo 5 Contact Info The Caprio Group, Inc.The Caprio Group, Inc.Licence # 00977362(916) 712-9000 For sale by agent/broker Equal Opportunity Housing 12/14/2010

1481 Black Bear St ROSEVILLE, CA 4BR/3BA Single Family House $259,900 Year Built 2005 Sq Footage 1,947 Bedrooms 4 Bathrooms 3 full, 0 partial Floors 2 Parking 2 Car garage Lot Size 3,180 sqft HOA/Maint $78 per month Property Features Central A/CTile floorFamily roomDining roomLaundry area - inside Additional Photos Photo 1Photo 2Photo 3Photo 4Photo 5Photo 6 Contact Info The Caprio Group, Inc.The Caprio Group, Inc.Licence # 00977362(916) 712-9000 For sale by agent/broker Equal Opportunity Housing 12/14/2010

1301 Fuhrman Way ROSEVILLE, CA 4BR/3BA Single Family House $223,500 Year Built 1992 Sq Footage 1,751 Bedrooms 4 Bathrooms 3 full, 0 partial Floors 2 Parking 2 Car garage Lot Size 6,882 sqft HOA/Maint $0 per month Property Features Central A/CCentral heatFireplaceFamily roomDining roomBreakfast nook Additional Photos Photo 1 Contact Info The Caprio Group, Inc.The Caprio Group, Inc.Licence # 00977362(916) 712-9000 For sale by agent/broker Equal Opportunity Housing 12/14/2010

Local Roseville Agent Specializes in Pre-Foreclosure Solutions   Roseville,  CA -  August 26, 2010 - Local real estate agent, Mark Peek of Keller Williams Realty, today completed his Pre-Foreclosure Specialist Certification, or PSC, training and announced his intent to become a resource for Roseville and Sacramento area homeowners in distress. This groundbreaking certification is the first homeowner-centric  designation specifically aimed at avoiding foreclosure and completing a short sale. A short sale is when a lender agrees to take a loss on a particular property loan, allowing the homeowner and borrower a dignified way out and getting a new homeowner into the house, as opposed to foreclosing on the property and having it sit vacant for months.   "I obtained this certification with t... 12/07/2010

Roseville, CA - Foreclosures / Bank Owned Homes / REO Properties (November 29 - December 3, 2010) Here is a list of bank owned homes in Roseville, California (Placer County) that foreclosed during the week of November 29-December 3, 2010: 1501 Secret Ravine Parkway #1620, Roseville, CA 95661 (2/2, 1142 sq. ft. built in 2005) 325 Hemphill Way, Roseville, CA 95678 (2/2, 1145 sq. ft. built in 1990) 233 Rochelle Court, Roseville, CA 95661 (3/2, 1313 sq. ft. built in 1994) 1611 Ashford Drive, Roseville, CA 95661 (2/2, 1304 sq. ft. built in 1989) 747 Portside Circle, Roseville, CA 95678 (4/3, 1977 sq. ft. built in 1991) 10001 Woodcreek Oaks Boulevard #517, Roseville, CA 95747 (3/2, 1261 sq. ft. built in 2003) 701 Gibson Drive #1125, Roseville, CA 95678 (2/2, 1041 sq. ft. built in 2002) 728 Sp... 12/06/2010

Woodcreek Oaks Short Sale – The big banks made mistakes and received a bailout. They have the resources to lobby congress and the courts to have laws written to suit them. But, what has the little guy received? Nothing. So we decided to put together a Homeowner’s Bill of Rights. It’s time we had Washington look at what we want, versus taking care of the big banks. Considering that the big banks have way more rights than the little guy, here is what we think should be done to “level the playing field.” The Homeowner’s Bill of Rights. 1. Stop The Loan Modification Insanity! The Right to an open and transparent loan modification process. Any homeowner that can no longer afford their mortgage payment, petitions their lender for a loan modification, and it turned down shall receive a written... 12/06/2010

What Is A Short Sale - If you owe more on your home than it is currently worth in today's market and need to sell, we submit the offer to your lender and negotiate a short sale on your behalf. Many folks hear lots of myths and misconceptions about short sales in California. As a Short Sale Specialist in Roseville, I have heard them all. That why I decided to write an article about What Is A Short Sale Myth #1 Short Sales take forever to complete - With most lenders and servicers right now, the average time for a short sale approval is 45 to 60 days from the date we submit a full package to the lender, depending on how many lien holders we are working with. Some lenders such as Wachovia, EMC, and others can approve the short sale in less than 2 weeks! Some lenders can take up to 90 days,... 12/02/2010

Roseville, CA - Foreclosures / Bank Owned Homes / REO Properties (November 22-26, 2010) Here is a list of bank owned homes in Roseville, California (Placer County) that foreclosed during the week of November 22-26, 2010 (note: there were no trustee sales on November 25-26 due to the Thanksgiving holiday): 6601 Heather Falls Street, Roseville, CA 95678 (4/3, 2262 sq. ft. built in 2002) 2612 Summerland Way, Roseville, CA 95747 (5/4, 3310 sq. ft. built in 2007) 1675 Vernon Street #47, Roseville, CA 95678 (3/3, 1155 sq. ft. built in 1985) 324 Beatty Court, Roseville, CA 95747 (4/3, 1731 sq. ft. built in 1996) 701 Gibson Drive #835, Roseville, CA 95678 (2/2, 1041 sq. ft. built in 2002) 7166 Lyne Bay Drive, Roseville, CA 95747 (5/3, 2836 sq. ft. built in 2000) 615 Hovey Way, Roseville, CA 956... 12/01/2010

Sun City Roseville CA – We recently negotiated a short sale on a VA Loan. After the appraisal is complete and all the other necessary document have been received, VA guidelines state the loan servicer should give us an answer within 15 days. The loan servicer took 65 days to give us an answer. That is a complete violation of VA’s requirements. “Oh, but that’s no big deal”, you might say. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. It is a big deal, because VA (and every single US Taxpayer) loses money as a result. VA insures VA lenders against loss, provided they follow their guidelines. VA is able to make an “educated bet” that they can issue these guarantees because they have laid out rules to control the lending and loan servicing e... 12/01/2010

Roseville CA – Most people think the person they mail their mortgage payment to every month is the owner of their loan. Not so. In fact, most of the time, they are not the owner. As an example, 80% of all loans that Bank of America handles are not owned by Bank of America. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. The largest owners of US mortgages are two companies that some would allege are owned by Uncle Sam. They are Fannie Mae and Freddie Mac. They own an estimated 55-60% of all US Mortgages. Another estimated 10-15% are insured by Uncle Sam as well, thru the FHA and VA loan guarantee programs. Another estimated 10-15% are owned by Wall Street Firms, Pension Funds, and other entities. That means the company you mail your check t... 11/29/2010

Roseville, CA 95678 - Strada by John Laing Homes at Stanford (Market Activity as of 11/28/10) Strada is a community of detached courtyard homes built by John Laing Homes near Highway 65 and Blue Oaks in Roseville, CA 95678. Although the homes are detached, they are classified as condominiums because they share a common driveway to the attached garages and front doors. The homes also are on zero lot lines, with one next-door neighbor's house as the side yard boundary. The Strada community is governed by the Strada Owners Association and the HOA is managed by Vierra Moore, Inc. in Sacramento, CA. The HOA dues are $80 per month and include: the Strada neighborhood park with playground and BBQ area, common area landscape maintenance, shared driveway maintenance, reserves and management fees... 11/28/2010

Roseville, CA 95678 - Villemont by Tim Lewis Communities at Highland Reserve (Market Activity as of 11/28/10) Villemont is a gated community of detached courtyard homes built by Tim Lewis Communities near Highway 65 and Pleasant Grove in Roseville, CA 95678. Although the homes are detached, they are classified as condominiums because they share a common walkway to the front doors, as well as a shared driveway to the attached garages. The homes also are on zero lot lines, with one next-door neighbor's house as the side yard boundary. The Villemont community is governed by the Villemont Owners Association and the HOA is managed by Vierra Moore, Inc. in Sacramento, CA. The HOA dues are $155 per month and include: two gated entrances, clubhouse with full kitchen, fitness center, pool, spa, ... 11/28/2010

Roseville, CA - Foreclosures / Bank Owned Homes / REO Properties (November 15-19, 2010) Here is a list of bank owned homes in Roseville, California (Placer County) that foreclosed during the week of November 15-19, 2010: 232 Heredia Court, Roseville, CA 95747 (5/4, 3973 sq. ft. built in 1999) 1312 Susan Circle, Roseville, CA 95661 (3/2, 1602 sq. ft. built in 1958) 1611 Braddock Way, Roseville, CA 95747 (6/3, 3717 sq. ft. built in 2000) 2172 Beatty Way, Roseville, CA 95747 (3/2, 1491 sq. ft. built in 1996) 1825 Stonecrest Drive, Roseville, CA 95747 (2/2, 1298 sq. ft. built in 2001) 1117 Coloma Way, Roseville, CA 95661 (3/2, 1170 sq. ft. built in 1957) 9077 Foothills Boulevard #100, Roseville, CA 95747 (2.3 acres, commercial) In comparison, there were 12 properties in Roseville, Californi... 11/24/2010

Roseville CA – If you are upside down, then you might be tempted to walk away. You’ll mail your keys to the lender and move out. Before you move out, I have some important information to tell you. You should stay in the house for as long as possible. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. In fact, the average length of time you can live for free is 461 days. That number is a statistic I’ve seen lots of people throw around. I just tried to Google the official source, but it isn’t coming up in several searches. I do know that number is true, based on all of the foreclosures I’ve seen recently. Many lenders take around 12 months to file foreclosure. Then, the foreclosure process can last 6-12 months, if not longer. Here is... 11/20/2010

Roseville CA – Should you walk away or should you stay? Here is how to determine whether or not you should walk away from your home. Because of the decline in the nationwide housing market, I doubt that your home is worth what you paid for it. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. First, determine the current market value of your home. Talk to a realtor. They will give you a market analysis, based on what other homes similar to yours are selling for. For example, we recently helped a home seller who had paid around $700,000 for his home. We thought the home was worth about $400,000. His mortgage payment was a little over $4500 a month. When you add in the property taxes and insurance his total monthly payment was aroun... 11/20/2010

Roseville CA– Many people think that in order to be eligible for a short sale you must stop paying your lender. That is not true. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Many lenders will approve a short sale, even if you are current on your payments. They will consider a short sale based on another hardship, such as a job transfer, job loss, or if you foresee that you won’t be able to make the payments in the near future. Should you stop making your payments? I am not a lawyer, and therefore cannot give legal advice. I can tell you my opinion. It all comes down to what is most important to you. If reducing damage to your credit rating is important, then continue paying for as long as possible. Continue paying your lende... 11/20/2010

Roseville CA – The Stop Foreclosure Institute recently received a question from Tim. Here is Tim’s Question. “I have an elderly friend who recently finalized a loan modification through her lender. The mortgage company shows on their website that the mod has been processed and the new terms are in effect. However, since foreclosure proceedings were begun before the mod was approved, her homeowner’s insurance holder will not renew her coverage policy, since the local Clerk of Courts records show that the loan is in a foreclosure process. The mortgage company has not sent the Clerk of Courts notice that the foreclosure case is closed. What can she do to avoid losing her insurance coverage?” Discover how other sellers successfully did a short sale and request a free consultation by clickin... 11/19/2010

Roseville CA – I just saw the second of two articles about homeowners losing their home or property because of high property taxes. Most of the stories were based in the Northeast, where the property taxes are much more expensive. In one story, http://www.wbaltv.com/r/25677444/detail.html, a Maryland Woman is going on a hunger strike to bring attention to the situation. The story makes it sound like high property taxes caused her mortgage payment to go up by 40%. That is a huge jump in property taxes. I have seen some people’s property taxes jump by $200 to $400 myself. In another story, a lady in Connecticut lost some property next to her house after a drawn out tax dispute. Here is the link to the news report: http://www.youtube.com/watch?v=hFQzxY2Mlxo. The new owner of the land put u... 11/19/2010

Access nationwide commercial real estate financing. Access commercial real estate loans for purchase and refinance with both long term and short term products.  Commercial real estate lending is  avaialble for purchase or refinance your current note. Many commercial lenders want out form their current first position. If this is your case and you are looking for new commercial real estate financing .THE TIME IS NOW WHILE RATES ARE AT ALL TIME LOWS ~ Commercial real estate loans nationwide. ~ Commercial real estate properties welcomed such as hotels,reatil, mixed use and more. ~ Long term and short term lending. Take advantage of great rates and terms for your commercial real estate property.  From 90% SBA financing and other conventional commercial loans to bridge and private short term ... 11/18/2010

Roseville Short Sale Agent-Allan Sanchez-Sell Roseville Short Sales Allan Sanchez sells Roseville short sales and is THE Roseville short sale agent.  Allan is HAFA certified and also holds the prestigious CDPE designation.  His education, back round, and experience give him an edge when selling Roseville short sales.  Selling your Roseville home as a short sale can be a daunting challenge.  There are often more questions than answers:  How long will my short sale take?  Can I live in my home when it's listed? Do I have enough time to sell my home and avoid foreclosure?  Allan Sanchez is the Roseville short sale agent that can give you answers, facts, and solutions to help you decide if a short sale is right for you! Do I qualify for a Roseville short sale?     SOLD! By Allan Sanchez-Ros... 11/17/2010