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Rocklin, CA Real Estate News

By Allan Sanchez, Rocklin & Roseville, Short Sale Agent
(Roseville CA & Rocklin CA Short Sale Agent)
Rocklin Short Sales-How to get a Short Sale Approval All real estate agents are not alike!  Short sale negotiation is night and day compared to other types of real estate sales.  I've known agents who list a home as a short sale, get an offer, and then....NOTHING.  The process just stops because they have no idea what to do next! A  Rocklin short sale specialist knows that a complete short sale proposal must be submitted to the bank.  Remember when you were a kid in school and the teacher marked you down for not putting your name on your homework?  It is the same way with Rocklin short sales.  The bank expects a complete package: executed sales contract, estimated HUD, hardship letter, bank statements, tax returns, and financial statement to be handed into them, in one PDF or FAX, the f...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Rocklin CA – The only thing certain in life is death and taxes - Benjamin Franklin The Stop Foreclosure Institute recently received a question from a homeowner facing foreclosure. I’ll call him Peter to protect his identity. (Foreclosure is embarrassing and I don’t want to put his name out there.) Peter asked, “I am six months behind on my mortgage payments. I just got the tax bill for 2010 in the mail. Should I pay it?” He continued, “What will happen if I don’t pay it? Will my house be auctioned to pay the taxes?” Discover how other sellers successfully did a short sale and request a free consultation by clicking here. Here is the answer to Peter’s Question. It all depends on what his plans are and how tight he is on money. Most people in Peter situation fall into one of 3 categories....
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By Allan Sanchez, Rocklin & Roseville, Short Sale Agent
(Roseville CA & Rocklin CA Short Sale Agent)
Rocklin Short Sale-Your Home is Priced Incorrectly An incorrectly priced short sale is the most common mistake made, and the most common reason a Rocklin short sale doesn't sell.  There is a specific pricing strategy that works to ensure a win-win sale for the seller, bank, and buyer. First, a Rocklin short sale expert should go through a detailed listing price strategy with you, allowing you to see exactly where your property should be priced based on its current condition, sales in your area, and most importantly, how much time you have left to sell.  The list price should be a good starting off point. You should have an acceptable offer within 7 days.  If no offer comes, your Rocklin short sale is priced too high and should be reduced $10,000. Your Rocklin short sale needs be reduced...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Rocklin, CA - Foreclosures / Bank Owned Homes / REO Properties (October 25-29, 2010) Here is a list of bank owned homes in Rocklin, California (Placer County) that foreclosed during the week of October 25-29, 2010: 5730 Aguilar Road, Rocklin, CA 95677 (2/2, 984 sq. ft. built in 1983) 1151 West Sunset Boulevard, Rocklin, CA 95765 (22400 sq. ft. building on 1.4 acres, built in 1988) 6315 Hemlock Way, Rocklin, CA 95677 (5/3, 2840 sq. ft. built in 1964) In comparison, there were 11 properties in Rocklin, California that went back to the bank last week. Some of these REO properties may soon be listed on the market, so consider this an sneak preview of future foreclosure listings in Rocklin, California! Please contact Bob Souza at (925) 513-3400 or Leilani Souza at (916) 408-5500 if you are i...
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By Mike Young, FHA 203k Consultant 916-758-1809
(203kOnLine.com, covering the USA)
Not in many cases as the 203k loan does not allow luxury items to be financed more than $1,500. Therefore if you have one as we do right now the borrower has to come up with $23,500 and add it to his down payment since the money to make the repairs, all of the money must be in the renovation account when the loan is funded to insure we have the money to fix that pool and make it safe. What are your alternatives when the pool is a significant cost? The HomeStyle Renovation loan program is your solution. Why? Because it is available to owner occupants and investors AND you have no limit on the repairs to a swimming pool as does an FHA 203k loan. So the HomeStyle Renovation loan can include up to 50% of the "after improved" appraised value in construction INCLUDING a pool and spa, there I...
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By Allan Sanchez, Rocklin & Roseville, Short Sale Agent
(Roseville CA & Rocklin CA Short Sale Agent)
Rocklin Short Sale Agent-Short Sale FAQs If you are considering selling your home as a short sale in Rocklin, no doubt you have more questions than answers.  What is the short sale process?  Can I live in my home while it's on the market?  How long will the short take? Do I qualify for the HAFA program? These are just some of the many questions that will arise. I am Allan Sanchez and I have sold many homes in Rocklin.  I will assist you in getting your short sale sold in the most discreet, professional manner possible.  Short Sales are relieving financial stress from hundreds of Rocklin families each year.  Unfortunatly, there are a number of short sale myths that have been developed.  I will help you understand if the short sale process is right for you and avoid the most common mistak...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Rocklin CA – Yesterday’s post talked about how banks lose money when they turn down short sale offers. A recent study by Boston Consulting Group showed that a lender will net 20% more money on a short sale versus a foreclosure. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. The reason is because short sales usually sell for more money than a foreclosure. A short sale is usually in good shape, while a foreclosure is usually in disrepair. Most economic experts say housing is the biggest drag in today’s economy. Every single foreclosure that sells for less money drags the rest of the housing market down. Homeowners often move out after they stop paying. The yard becomes overgrown. This drags the resale value down. In addition a fo...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Rocklin CA – “I can’t process this short sale without the TPS form filled out with the seller’s full name”, the short sale negotiator told him. “But, based on my calculations, this short sale will help your company avoid a $17,000 loss”, he replied. “So, you’re telling me that unless I can get you the TPS form filled out, then you will reject this short sale and subject your company to a potential $17,000 loss,?” “Yes, you are right”, she replied. “But $17,000 is a lot of money. Don’t you agree?”, he replied back. “I don’t care about the money. The TPS form is company procedure”, she said. The story above illustrates just how crazy short sale lender bureaucracy is today. The guy who told me that story couldn’t remember the form name. Discover how other sellers successfully did a short s...
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By Allan Sanchez, Rocklin & Roseville, Short Sale Agent
(Roseville CA & Rocklin CA Short Sale Agent)
Short Sale Expert Rocklin CA-Short Sale FAQs If you are considering selling your home as a short sale in Rocklin, no doubt you have more questions than answers.  What is the short sale process?  Can I live in my home while it's on the market?  How long will the short take? Do I qualify for the HAFA program? These are just some of the many questions that will arise. I am Allan Sanchez and I have sold many homes in Rocklin.  I will assist you in getting your short sale sold in the most discreet, professional manner possible.  Short Sales are relieving financial stress from hundreds of Rocklin families each month.  Unfortunatly, there are a number of short sale myths that have been developed.  I will help you understand if the short sale process is right for you and avoid the most common m...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Rocklin CA – I read an interesting book that was written by a former real estate agent. The author, Robert Ringer, talked about persistence and how it helps you be successful. He told a story about phoning a call center. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. The first person he talked to told him that he couldn’t buy something in bulk for a certain price. Rather than argue with her, he instead hung up and called back in. The next person he talked to agreed to sell him the product in bulk for the price he wanted. He got what he wanted a lot faster and easier than if he had spent time arguing with the first person. He gave another example of trying to change his account info with a phone company. The first person tells h...
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By Allan Sanchez, Rocklin & Roseville, Short Sale Agent
(Roseville CA & Rocklin CA Short Sale Agent)
Rocklin CA Restaurants-List of Rocklin Restaurants Love to live & play in Rocklin CA?  Here is a list of my favorite restaurants in Rocklin.  Bon appetite! Rubino's Ristorante (916) 624-3401 http://rubinosrestaurant.com       Granite Rock Grill (916) 625-9252 http://graniterockgrill.com       Venita Rhea's (916) 624-2697 http://www.venitarheas.com       Lucille's Smokehouse BBQ (916) 780-7427 http://www.lucillesbbq.com       Don Quixote (916) 773-1800 http://www.thedon.net/       Cafe Delicias  (916) 624-5469 http://www.cafe-delicias.com/       The Chef's Table  Reservations Req'd http://www.chefdavidstable.com/       Anatolian Table (916) 772-3020 http://www.anatoliantable.com/       Rudy's Mexican Gourmet (916) 435-4050         Milo's (916) 625-9021         Izumi Sushi & Japanese Rest...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Rocklin CA – We recently talked to another agent about her short sale listing. (Some of the details have been changed to hide their identity) She had been working on this short sale for 6-8 months with no success. The original buyer offered 265k for the house. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. The short sale lenders rejected the offer. The house ended up selling eight months later for 220k. Why did the short sale lenders reject the 265k offer, only to later on accept an offer for 45k less? Because the person negotiating with the short sale lenders didn’t know what they were doing. Here’s what happened. The first mortgage was owed $289,000. The 2nd was Bank of America, owed 60k. She submitted the 265k short sale off...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Rocklin, CA - Foreclosures / Bank Owned Homes / REO Properties (October 18-22, 2010) Here is a list of bank owned homes in Rocklin, California (Placer County) that foreclosed during the week of October 18-22, 2010: 2355 Amber Falls Drive, Rocklin, CA 95765 (4/3, 2223 sq. ft. built in 2000) 5405 Lagoon Court, Rocklin, CA 95677 (4/3, 2473 sq. ft. built in 1992) 5844 Sequoia Court, Rocklin, CA 95677 (2/2, 1080 sq. ft. built in 1980) 1108 Saint James Way, Rocklin, CA 95765 (2/2, 1083 sq. ft. built in 2002) 5485 Paragon Street, Rocklin, CA 95677 (3/2, 1772 sq. ft. built in 1977) 1619 Abilene Circle, Rocklin, CA 95765 (5/4, 2755 sq. ft. built in 2007) 5120 Ward Lane, Rocklin, CA 95677 (3/2, 1272 sq. ft. built in 1960) 1250 Whitney Ranch Parkway #237, Rocklin, CA 95765 2936 Twin Creeks Lane, R...
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Rocklin CA – Short Sales can be frustrating. Ask anyone who has negotiated a short sale with a lender and they will tell you the process is tough. Here is a story that illustrates this point. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. You are negotiating a short sale with a lender. You call in and talk to a someone in a call center overseas. They are very helpful and give you the fax number for the short sale paperwork. You fax the short sale package. A few day later you call in to follow up. (Most lenders systems take a few days to process the paperwork.) They tell you that they have no record of having received your paperwork. “That’s pathetic”, you tell them. “I sent it to this fax number. Can you confirm that is the rig...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Halloween Spooktacular at the Blue Oaks Town Center in Rocklin, California (Saturday, October 30, 2010) Who: Participating Stores at the Blue Oaks Town Center What: Halloween Spooktacular - Safe Trick or Treating Where: Lonetree Blvd. at Blue Oaks Blvd. in Rocklin, CA When: Saturday, October 30, 2010 from 4pm to 6pm Cost: FREE With safety being the most important factor in trick-or-treating today, you may want to bring your children to the Halloween Spooktacular Trick-Or-Treating event hosted by select stores in the Blue Oaks Town Center, right off Highway 65 and Blue Oaks Boulevard (East) in Rocklin, CA. What's at the Blue Oaks Town Center in Rocklin, California? Dollar Tree, RC Willey, Petco, Stein Mart, Dress Barn, Starbucks Coffee, OMG! Yogurt, Fantastic Sam's, Jenny Craig, Chevys F...
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By Bob & Leilani Souza, Greater Sacramento Area Homes, Land & Investments
(Souza Realty 916.408.5500)
Rocklin, CA - Foreclosures / Bank Owned Homes / REO Properties (October 11-15, 2010) Here is a list of bank owned homes in Rocklin, California (Placer County) that foreclosed during the week of October 11-15, 2010: 5533 Freeman Circle, Rocklin, CA 95765 (4/2, 2272 sq. ft. built in 1989) 3710 Clubhouse Court, Rocklin, CA 95765 (4/4, 3711 sq. ft. built in 2003) 5204 Argus Court, Rocklin, CA 95677 (4/3, 2702 sq. ft. built in 2005) 913 Marvin Gardens Way, Rocklin, CA 95765 (3/3, 1658 sq. ft. built in 2001) 5735 Casa Grande Avenue, Rocklin, CA 95677 (3/2, 1955 sq. ft. built in 1974) 5080 Meyers Street, Rocklin, CA 95677 (3/3, 1767 sq. ft. built in 1985) 4706 Racetrack Road, Rocklin, CA 95677 (3/2, 1149 sq. ft. built in 1977) In comparison, there were 6 properties in Rocklin, California that ...
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By Allan Sanchez, Rocklin & Roseville, Short Sale Agent
(Roseville CA & Rocklin CA Short Sale Agent)
Rocklin Toast of the Town-November 6th 2010 This is THE Rocklin event!  Toast of the Town will take place Saturday, November 6th and includes wine tasting, art show, dinner, and auction.  This FUN and IMPORTANT evening benefits the City of Rocklin Station Xtreme teen program.  Station Xtreme is a safe environment for teens in Rocklin to get mentoring, homework help, and participate in a variety of social activities.  Toast of the Town will feature wine and food from over 25 wineries and local chefs.  City council members, school board members, and community leaders are also expected to attend. Tickets for this special event are $50 and can be purchased from the Rocklin Sunset Center.  Tickets are limited and you must be 21 to attend. What: Toast of the Town When: Saturday, November 6, 2...
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By Allan Sanchez, Rocklin & Roseville, Short Sale Agent
(Roseville CA & Rocklin CA Short Sale Agent)
Rocklin Community Service Day-October 23, 2010 Come join your Rocklin neighbors for the 3rd annual Rocklin Community Service Day.  This years service day is October 23.  Activities Include: Tree Planting Bollard Staining Planting Fence Painting Litter Pick Up Show your LOVE for Rocklin.  The whole family is invited to participate and make a difference in this very special event.  We all enjoy the parks, library, and community buildings that Rocklin has to offer so here is your chance to give back! Details: Check In: 8:00 a.m. - 8:30 a.m.Check In Location:Johnson Springview Park Picnic PavilionWork Parties: 9:00 a.m. - 12 noon To sign up for Rocklin Community Service Day: http://www.rocklin.ca.us/news/displaynews.asp?NewsID=1194&targetid=1 This is why Rocklin is a wonderful place to live!  
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By Allan Sanchez, Rocklin & Roseville, Short Sale Agent
(Roseville CA & Rocklin CA Short Sale Agent)
Just Sold in Whitney Oaks-Rocklin CA Homes Here is a list of the most recent SOLD homes in Whitney Oaks Rocklin, CA: 2380  Benjamin Court: SOLD $239,900 (9/21/10).  2 bedroom, 2 bath, 1,215 square feet.  Large .3 acre lot in gated Springfield at Whitney Oaks. 3409  Buckboard Court: SOLD $240,000 (9/17/10).  2 bedrooms, 2 baths, 1,331 square feet.  Located in Springfield at Whitney Oaks with hill views. 3506  Lawton Court: SOLD $253,820 (9/29/10).  3 bedrooms, 3 baths, 2,069 square feet.  Great condition with brand new carpets and paint. 2830  Springfield Drive: SOLD $260,000 (10/12/10).  2 bedrooms plus den, 2 baths, 1,699 square feet.  Lots of upgrades.  Located in Springfield at Whitney Oaks. 3134  Aaron Drive: SOLD $315,000 (9/13/10).  3 bedrooms plus den, 2 baths, 1,881 square feet....
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By Mark Peek, Peek Real Estate Group - Roseville CA Real Estate
(Roseville Rocklin Real Estate - Keller Williams)
Rocklin CA – Some homeowners have watched the value of their home be cut by 30-50%. They paid 700k for a house that is now worth 400k. They want a principle reduction, but the lender won’t agree to it. Discover how other sellers successfully did a short sale and request a free consultation by clicking here. So they keep on insisting for one. Lenders will drop your interest rate to 2% for five years. But, they are very reluctant to grant principle reductions. Here is why. They are forced to take huge write off on their books when they give you a principle reduction. No, this is not a “tax” write off. If they give you a 300k principle reduction, they have to take that directly off that year’s earnings. That hurts earnings, which hurts the stock price, which hurts the likelihood of the peo...
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