Redding, CA Real Estate News

By Chris and Maria Jeantet, Redding CA Real Estate Couple
(Coldwell Banker C&C Properties)
While Selling Your Home Chris and Maria Jeantet will personally:   ·         Present Agency Disclosure explaining the different relationships between agents and consumers.   ·         Deliver a Competitive Market Analysis to assist in developing a pricing strategy.   ·         Create and present a detailed, written Marketing Plan including specific strategies, programs and buyer targets.   ·         Recommend property merchandising and enhancements to maximize marketability. Maria will perform a thorough walk-through of your home and provide you with a detailed (room by room) checklist for enhancing the chances to of selling your home for the highest possible price.   ·         Provide a written estimate of seller expenses and proceeds.   ·         Discuss your property disclosure state...
Comments 2
By Chris and Maria Jeantet, Redding CA Real Estate Couple
(Coldwell Banker C&C Properties)
So what Happened to the big Volcano at Kid's Kingdom? IT'S GETTING A MAKEOVER!! For a while many here in Redding, CA have been wondering what's happening over at Kid's Kingdom and its iconic Fantasy Fountain, especially during these long, hot summer days! I realize times have been tough for our local economy but really? No Fantasy Fountain, just before summer! BUT NOT TO WORRY...It will be back, this time just safer. Anybody with young children (including myself) have terribly missed Kid's Kingdom Fantasy Fountain, one of Redding's unique recreation places, especially if you're a child! For those new to Redding, Kid's Kingdom is located next to Enterprise Park in South-East Redding and if you go today, you'll still see the wooden fortress but not the famous volcano! The spray features, ...
Comments 5
By Mike Young, FHA 203k Consultant 916-758-1809
(203kOnLine.com, covering the USA)
Realtors and agents NEED to get this as it is important for a successful 203k loan project. It is your client who will suffer. The Streamlined k doesn’t “REQUIRE” a consultant… that is a key word, you are fooling yourself if you don’t use a consultant on a 203k loan. A 203k consultant is your KEY to a successful project… we are the glue that can hold it together. On a streamlined k just have the consultant do the 203k inspection rather than a home inspection, or have your home inspector take a course on the 203k so they can be prepared to address your 203k issues in their report. Contractors need to understand the mechanics of both types of 203k loans. Streamlined k is the most used product for buyers right now which handles “light repairs” no structural work allowed, and renovation und...
Comments 3
By Chris and Maria Jeantet, Redding CA Real Estate Couple
(Coldwell Banker C&C Properties)
Spring has sprung and Summer is right around the corner. Out with my camera to capture some new shots of The Vineyard, it's beautiful landscape, homes and views...enjoy!  We have enjoyed some very nice weather this winter season (if you can call it winter in Redding) and are now experiencing a perfect Spring, with temperatures averaging around 82-85 degrees!
Comments 0
By Jeanean Gendron, Specializing in Selling Unique Properties
(The Address Realty)
Dancing with Pinterest - Real Estate Gone Bananas - Finding the Road to Balance and Happiness--all things are good if you choose to see them that way. It is a refined art and way of life. I have been away from ActiveRain for a while and although each and every day, I have had a thought to return.....I am pleased to say that there is a new awareness in my life and it seems to be resident. A Review of the Last Few Months would involved several topics. Some of more interest than others. I will choose to write about the interesting ones because I want to. There is an unfolding going on and I have to say that while there have been some disappointments there has also been such evolution going on for the lifestyle that we live and work. Dancing with Pinterest--it all began with exploring Pinte...
Comments 23
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
The Traditional Short Sale Process-Redding Ca.-What can Happen?Traditional Short Sale Process — Your real estate agent will put the property on the market and receive an offer before beginning the short sale eligibility and approval process. The approval process takes longer with a traditional short salethan it does with HAFA. HAFA to be discussed in a later section. Since you already have an offer, the overall timeline may not be as long. Below is an overview of the steps: Determine if you are eligible for one of these programs, it’s importantthat you call us as soon as possible. Be prepared to discuss your income and financial hardship in detail. After we talk, we may need some additional paperwork that could include:• Income verification, including pay stubs,bank statements and tax r...
Comments 3
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
  Have you missed a mortgage payment- Can I do a Short Sale?- Avoid Foreclosure Questions Do I have to miss a payment to do a Short Sale? No. Late last year most major lenders started accepting short sale offers from sellers who have never missed a payment. If you have already missed a payment, or feel you can longer make them. Contact us TODAY, and we will explain to you some options and help with alternatives that are available to you. Another commonly asked question… I want to do a short sale and have two mortgage, am I still eligible? YES. Both of the mortgage lenders will  be satisfied in some way to complete the short sale. If the  first mortgage will be paid off by the sale, then we will  negotiate the terms with the second lender. A majority short sales do involve 1st and 2nd mo...
Comments 3
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Questions about Short Sales, Foreclosure options? Answers by a Real Estate Agent-Redding CA. The buzz words of real estate...short sale, foreclosure, pre foreclosure and REO? What do these mean and how to they affect the home owner and potential buyer? The  Short Sale of real estate: involves selling a house for less than the amount the owner owes the mortgage bank. Some ways  to qualify for a short sale with the lenders are...  the property may or may not be a primary residence , there is a change in the owners finance life, job or employment , or a life changing event such as birth, death or divorce. Call today to discuss short sale hardships (530) 921-1063. The property is most often sold , as is (meaning, in it's present condition) , and the home owner does not have to make any repa...
Comments 0
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Should I get a Loan Modification?-Questions about Foreclosures and Short Sales-Redding Ca. How can I get a Loan Modification to avoid or stop a foreclosure? A loan modification is where the home owners mortgage lender modifies the existing home loan payment to a lower payment to try to help the owner to continue to stay in the home and keep the payments current. Read the fine print! Most loan modifications are temporary but there are some that are offered for the life of your loan. Be sure it is clear what type has been offered. If you are in need of a loan modification a good place to start is to speak with a Making Homes Affordable representative to have them help determine what you may be eligible for. Get free advice from a housing expert, A HUD-approved housing counselor will work ...
Comments 3
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Top Four Questions and Answers on Short Sales and Foreclosures in Redding CA. 1. Short Sale Question One: How long does the Short Sale process take? Rumor: I've heard the short sale processes takes "forever" and a day. Answer:  A Short Sale can take on average several months, meaning 2 to 3 from  the time a buyer makes an offer on your real estate.  Some go much quicker and some take much longer, maybe 6 to 9 months. So the answer to this short sale question... The buyer must be willing to wait for the home. 2. Short Sale Question Two: How will I know if my Short Sale will be approved and closed? Rumor: The banks never approve those things. Answer: The only way to know if the home owner, situation and property will be approved for a short sale, is to contact all of the mortgage lenders ...
Comments 4
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Foreclosure Questions? Foreclosure Help experienced by the Redding Short Sale Team.  We have been closing Short Sales from Redding and surrounding areas and would like to share our experiences with you if you are considering your options. Many families can no longer afford their home for one reason or a combination of events, a loss of a job or employment, divorce, health reasons, medical bills,  failing businesses, expenses adding up that over exceed your monthly income, there can be many situations and many  of these events will help qualify a home owner in Redding CA. for a short sale. The Redding Short Sale Team has negotiated successfully  short sales with many banks such as Chase, Citi, GMAC, Bank of America and local community banks also. . The best advise we can give to a homeow...
Comments 0
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Redding Ca. Short Sale Real Estate Agent - Why Short Sale your home? – FREE information on Foreclosure Defense, Mortgage Modification, Tax Consequences, Deed-in-lieu-of-foreclosure, Short Sales, Deficiency Judgments, Bankruptcy Referrals & more. Laura Reilly real estate agent lic. number 01760446 – Phone: (530) 921-1063 Redding CA. Short Sale Real Estate Agent - A Short Sale may Stop Foreclosure - California Short Sale Help And Answers . . . A Short Sale is the means by which thousands of Redding property owners who are facing Foreclosure have Stopped Foreclosure. While Short Sales can be a very difficult it is downright impossible for a distressed homeowner attempting to go it alone, an Experienced Short Sale Agent Team -- one with lots of "actual experience" and not just a "seminar ce...
Comments 0
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Pre Foreclosure Questions-Mortgage Insurance-Short Sale Answers-Redding, Ca.   Most home buyers must purchase mortgage insurance because the lender requires it. This item was not something that you could have opted out of at the time of the home purchase. The mortgage insurance is required by the lender, the bank or mortgage company loaning the money to purchase the home. If the borrower is putting less than 20% of the purchase price as the down payment on the real estate the borrower has no choice but to buy mortgage insurance. Why? The less down payment on the real estate property, the higher the risk for the bank that is loaning the money for the mortgage. In a nutshell. the bank or mortgage lender is wanting some protection or insurance in the case the new home owner has to default ...
Comments 1
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Pre Foreclosure Questions-Who Pays the Real Estate Agent?-Short Sale Answers-Redding, Ca.   The last home owner who wanted to short sale the real estate and move did not know that the home owner does NOT pay the real estate agent, the escrow officer or the title officer. We will negotiate with the mortgage lender, (your bank ) for the bank to pay the commission along with ALL of the other closing costs. The home owners  DO NOT  pay commission to either real estate agent involved in the transaction. If another real estate agent brings a qualified buyer to purchase the short sale home, that real estate agent will also be paid by the mortgage holder (your bank). Often times  homeowners in Redding, Ca.  will be hesitant to even contact a real estate agent because they don’t have the money t...
Comments 0
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Pre Foreclosure Questions-I Have Two Mortgages?-Short Sale Answers-Redding, Ca. We often hear this question . " I want to do a short sale my home but I have a second mortgage, does this make me I do not qualify for the short sale?" No. Both of the mortgage  lenders will  be satisfied in some way to complete the short sale transaction. In some cases the first home loan lender will be paid off by the sale, then the Redding Short Sale Team will  just negotiate the terms, conditions and pay off  to the second lender. If neither the first mortgage can not be completely paid off in full, the payment to the first lender will be negotiated along with the pay off to the second. It may be comforting to know that MOST short sales do involve a first mortgage and a second lien holder. These situatio...
Comments 0
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Pre Foreclosure Questions-Property Taxes-Short Sale Answers-Redding, Ca.  A very common concern for home owners who are thinking about selling their real estate is "Will I still have to pay property taxes if I do a short sale?" Property taxes do always have to be paid as part of any accepted short sale. Your real estate agent will negotiate with your mortgage lender , and ask the lender to absorb the taxes. In short, pay the property taxes to free the property of all liens. Contact us today to start the process to help remove these taxes. Direct (530) 921-1063 If you want to sell your house in Redding Ca. but it’s worth less than the amount remaining on the mortgage, a short sale may allow you to sell your house and settle your mortgage loan debt. By completing a short sale transaction ...
Comments 0
By Laura Reilly, Home Sales Realtor - Short Sale Team Member - Redd
(Real Living Real Estate Professionals)
Need Dirt? Compost For Sale-Redding Ca Are you ready for the spring and planting season? The City of Redding has a great idea for making and selling compost. They say it’s some of the best “dirt” you can buy! Compost is the perfect helper for most gardens. The compost improves the existing dirt with nutrition and improves the moisture content. How much would you pay for “dirt”? The compost can be purchased in almost any quantity you need or want to make your garden grow. A gardener can bring a five gallon bucket from home, and a shovel, and shovel away. Prices start at an incredible $2.50 for the five gallon bucket, that you shoveled yourself. Price subject to change. Call (530) 224-6201 or check their website for updated costs http://www.ci.redding.ca.us/solwaste/compost.htm If you nee...
Comments 3