Rancho Bernardo, CA Real Estate News

By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY July 22, 2013  :2:00 PM PST  Click for Updated Lock Advice   LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT With Caution The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.15 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate declined to 4.37% on July 18. MBS (4%) Currently at 104.25, High: 104.39, Low: 104.1 DJI Stocks closed at $15,545.55,  Up $1.81, Change 0.012% Asian & European Stock Market Indexes changed 0.338% Crude Oil (WTI) Currently $106.91 - Change -1.06% Gold 1 Once - $1,335.03   MORTGAGE NEWS   Stuck on the Up Elevator-and We Can't Get Off  By Robert Zimmer - WE'RE HEARING that the change in interest rates ...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY July 21, 2013  11:30 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT With Caution The cost for a 4.00% rate based on Mortgage Backed Securities closed Friday down 0.26 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK     MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate declined to 4.37% on July 18. MBS (4%) Closed at 104.1, High: 104.16, Low: 103.8 DJI Stocks currently $15,543.74,  Down $-4.8, Change -0.031% Asian & European Stock Market Indexes changed -0.28% Crude Oil (WTI) Currently $108.05 - Change 0.01% Gold 1 Once - $1,295.90 MORTGAGE NEWS   First-Half Home Flipping Up 19 Percent From Last Year RealtyTrac has released its Midyear 2013 Home Flipp...
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By Lisa Hayashi, Retired Realtor
(Award Referral Network Inc.)
Well, this corner retail space in the Rancho Bernardo Town Center used to be occupied by a "Baskin Robbins" and after that "Baja Fresh" took a try at this location, but those food concepts were nothing new. Rancho Bernardo residents have a mature palate, and they know what’s healthy and different. I would have to guess many have dined in the finest of places.  So, needless to say it was a pleasant dining experience to find “The Kebab Shop” opened for business in Rancho Bernado; according to their website, they have 6 locations in San Diego county now. Wow, and no wonder, what amazing yummy food they have! Trendy is not exactly what I would call it, but it’s the Mediterranean way of eating, which is what the media has been recommending Americans should eat for a longer healthier life in...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY July 16, 2013  :9:00 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT With Caution The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.02 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK     MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate jumped to 4.51% on July 11.  MBS (4%) Closed at 103.85, High: 103.84, Low: 103.59  DJI Stocks closed at $15,439.74, Down $-44.52, Change 1.095%  Asian & European Stock Market Indexes changed -0.277%  Crude Oil (WTI) Currently $106.05 - Change -0.25%  Gold 1 Once - $1,288.76 MORTGAGE NEWS  Realtor.com: Inventories are Returning to Normal  While June inventories continue to be down on year-over-year...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY July 15, 2013  11:30 AM PST Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: FLOAT With Caution The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.13 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK     MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate jumped to 4.51% on July 11. MBS (4%) Closed at 103.6, High: 103.67, Low: 103.06 DJI Stocks closed at $15,495.44,  Up $31.14, Change 1.095% Asian & European Stock Market Indexes changed -5.64% Crude Oil (WTI) Currently $104.62 - Change -1.78% Gold 1 Once - $1,282.38 MORTGAGE NEWS  The Coming Week in Mortgage Land  This Week; there are a number of key economic releases but the major focus this week i...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
MORTGAGE INTEREST RATE LOCK ADVISORY July 14, 2013  10:15 AM PST Click for Updated Lock Advice    LOCK ADVISORY Close in 7 Days LOCK ASAP The cost for a 4.00% rate based on Mortgage Backed Securities Closed Friday down 0.05 point. Close in 30 Days LOCK ASAP    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate jumped to 4.51% on July 11. MBS (4%) Closed at 103.29, High: 103.59, Low: 103.17 DJI Stocks closed at $15,464.30,  Up $3.38, Change 1.095% Asian & European Stock Market Indexes changed -5.64% Crude Oil (WTI) Currently $104.62 - Change -1.78% Gold 1 Once - $1,279.90 REAL ESTATE & MORTGAGE NEWS Mortgage Rates End Week at Lows Mortgage rates didn't manage the same sort of surge lower as that seen yesterday.  In fact, some lenders were unchanged, but on average, rate...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
 MORTGAGE INTEREST RATE LOCK ADVISORY July 10, 2013  6:30 AM PST Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK ASAP The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.01 point. 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK ASAP   MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate jumped to 4.29% on July 5.   MBS (3%) Current 102.26, High: 102.3, Low: 102.2   DJI Stocks currently $15,308.55, Up $8.21, Change 0.054%   Asian & European Stock Market Indexes changed -5.64%   Crude Oil (WTI) Currently $105.42 - Change 1.83%   Gold 1 Once - $1,254.20    MORTGAGE NEWS    Mortgage Credit Availability Rises in June  Mortgage lending standards loosened slightly in June, indicating that mort...
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
 MORTGAGE INTEREST RATE LOCK ADVISORY July 8, 2013  2:30 PM PST Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK ASAP The cost for a 4.00% rate based on Mortgage Backed Securities is down 0.93 point. Last week the cost Cost of a 3.5% MBS went up 2.55 points - Huge Move! 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK ASAP      MARKET INDICATORS    National Average for 30-Yr Fixed Mortgage Rate jumped to 4.29% on July 5. MBS (4%) Current 103.05, High: 103.05, Low: 102.08 DJI Stocks closed at $15,224.69,  Up $88.85, Change 0.584% Asian & European Stock Market Indexes changed -5.64% Crude Oil (WTI) Currently $102.99 - Change -0.22% Gold 1 Once - $1,236.12    MORTGAGE NEWS    The Coming Week TBWS Rate Alert - Week beginning Ju...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
After an extremely volatile morning, the market has rebounded to where we finished on Friday. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with THE TRUTH BEHIND MORTGAGE QUOTES (to better understand the relationship between up-fron...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Ouch, brutal day yesterday for mortgage rates!  Tuesday completed with a 55 basis point loss, which prompted most Lenders across the country to post mid-day pricing adjustments between 0.375 - 0.500 "worse" across the board.  WEaker than expected industrial data has lifted Mortgage Backed Securities this morning, which has slightly helped recover some of yesterday's losses (although we have loss some of those gains already late morning). This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.inf...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
No economic data will be released today, although it has been a volatile morning for Mortgage Backed Security movements.  Prices are roughly 0.125 beter than yesterday's closing. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with TH...
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By Lisa Hayashi, Retired Realtor
(Award Referral Network Inc.)
Buying and Selling in the Poway School District, in San Diego County If you're looking to buy a home in the Poway school district, you're in really good company! Regardless of whether you have kids that attend the schools, just being in the boundaries of an award-winning school district, makes property values appreciate faster than in other areas. With that being said, this year has seen an increase in median sales prices in the 92127 and 92064 zip codes. Take a look at the year to date market activity for yourself. It's going to be an interesting summer with lower inventory, but that doesn't mean the market isn't moving, it just means that if you're a buyer, you need to make a strong offer. According to CAR.org, we have a lot more cash buyers out there to contend with. So, if you're ma...
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By Lisa Hayashi, Retired Realtor
(Award Referral Network Inc.)
When I was growing up, food seemed so much simpler; I guess because our environment was different. It seems nowadays when we order food in a restaurant, there are variations for everyone. Living gluten-free is not always easy, but some people have found that it is a healthier way to eat because they have a “gluten intolerance”. What is a gluten intolerance?   So, I thought it would be fun to share our family’s latest find “the Bros. Provisions”, in Rancho Bernardo. Not only do they have some gluten free options, they also have craft beer and they do party trays, too. They are experienced restauranteurs as they also opened up the Urge a few years ago.                                                 Another great restaurant that has gluten free choices is found in 4s Ranch, it’s called Pe...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
No economic data will be released this morning.  Prices are +/- 0.125 from where we closed yesterday evening.  Mortgage Backed Security pricing is slightly down thus far today. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with THE ...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Weaker than expected jobless claims data and ISM Services have lifted Mortgage Backed Securities today thus far.  We are currently at +30 bps for the day! This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with THE TRUTH BEHIND MORTGAGE ...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
No economic data will be released today. Investors remain focused on the progress of Cyprus again today. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with THE TRUTH BEHIND MORTGAGE QUOTES (to better understand the relationship betw...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
We seem to have temporarily halted our pleasant trend of rate improvements (by opening 15 basis points down from yesterday's close). This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with THE TRUTH BEHIND MORTGAGE QUOTES (to better unde...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Last week finished nicely with a Friday rally which ended in a 12 basis point improvement. We are certainly hoping for this trend to continue as we close out the month of February. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  To make things easier, I have also posted a quick report on How To Read The Charts Below. Also, make sure to learn THE TOP 10 THINGS TO KNOW ABOUT MORTGAGE RATES (to help understand the relationship between rates & fees/credits) along with ...
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By Dusty Brazil, Realtor specializing in North County & Coastal SD
(Pacific Sotheby's International Realty- Serving all of San Diego County & South Orange County)
If you're on the prowl for a deal in Rancho Bernardo CA in 92127 or 92128, then be sure to check out my new page all about RANCHO BERNARDO FORECLOSURES FOR SALE. The overall inventory on these types of properties for sale in Rancho Bernardo has significantly decreased, but if you work with a good Realtor in Rancho Bernardo, you'll be able to snag a deal on a good Rancho Bernardo Bank Owned Property, Rancho Bernardo Condos For Sale in Foreclosure, Rancho Bernardo Fixer Uppers, etc.                                                     Check out these cool Rancho Bernardo Foreclosure widgets for your viewing pleasure to find that perfect home for sale in Rancho Bernardo CA.   Search all Rancho Bernardo Foreclosures For Sale by map too!
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By Bill Ladewig, Experience Is Your Advantage
(LoanOfficerSchool.com)
  DailyMORTGAGE LOCK ADVISORY  January 25, 2013, 5:00 PM PST Click for Lock Advice Updated Several Times Daily        7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Rates Based on 3% Mortgage Backed Securities closed up 0.62 Point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK   MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.42% +0.04%MBS (3.5%) - 103.5, High: 104.13, Low: 103.34   DJI Stocks closed at $13,895.98,  Up $70.65, Change 0.508%   Asian & European Stock Market Indexes Up 0.7%   Nymex Crude Oil Closed at $92.31 Up $0.46   Gold 1 Once - $1,658.20     MORTGAGE NEWS  Mortgage Fraud Up 1.1% from Q2 to Q3 2012 A recent report from verification services provider Kroll Factual Data, Inc., shows the risk of mortgage fraud rose 1.1 percen...
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