Hello and Welcome to Del Sur California Free Foreclosure Auction Search, Bank Owned REO, Short Sales, and Homes for Sale. November 10th, 2009 Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone?   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Here are some of the latest statistics from Foreclosure Radar hot off the press for September 2009.  If you are unfamiliar with some of the following terms please read below for further explanations. Notice of Defaults for California rose by 1.08% to 37,417 filings. Notice of T... 11/11/2009

One of the most sought after neighborhoods in San Diego county's North Inland is the master planned community of 4s Ranch. At the height of the housing cycle, construction in the area was booming and just so no one forgets their market is moving inventory once again. The market area is in recovery mode and most homes are still moving like the rest of the North inland corridor... Just in the last month out of 35 listings, 16 are active and available with a range of homes from over 4000 square feet to smaller townhomes that are a little over 1000 square feet. The price ranges are from $1,079,000 to $395,000 and out of that same 35, nineteen listings went into pending within the last 30 days. Clearly, the housing inventory is getting low again as we move into the last quarter of 2009, as m... 11/02/2009

Hello and Welcome to Rancho Bernardo California~Sell my Home~ List my Home ~Short Sale~ Realtors~ Listings Agents. Are you looking to potentially Sell or list your home in Rancho Bernardo California in this market?   Here are some imporant points to think of when looking for the right listing agent or Real Estate company in this market.  Most of the time the reason a home will sell quickly is marketing over price.   Having the right marketing strategy to sell your home quickly and for top price is crucial these days.  There is a good chance the reason you are reading this is because you found us on one of the top pages on one of the major search engines below:  This could be your home that people are finding on the top pages!        It is of the utmost importance these days to find a Re... 10/16/2009

Rancho Bernardo Real Estate and Rancho Bernardo Homes for Sale Rancho Bernardo is a San Diego community nestled in the North San Diego County foothills, established in 1962 by the San Diego City Council, and it has since grown to about 17,000 homes, covering over 7000 acres. Rancho Bernardo is a beautiful master-planned community of residential, light industry, shopping, parks and golf courses - a "52-week vacation-land", located off Interstate 15 in North San Diego County.   More than 40,000 residents make Rancho Bernardo their home. One of the top master-planned communities in the Country, Rancho Bernardo is well known for its strong real estate values. The residential areas of Rancho Bernardo are comprised of several neighborhoods. Bernardo Heights Bernardo Villas Bernardo Vista Del ... 08/15/2009

RATE LOCK ADVISORY August 13, 2009 3:30 PM PT Rate Lock Advice:  FLOATMBS Prices closed on their high for the day up 17/32 (FNMA 30-yr 4.5 ), 12/32 above  the 9:45 AM ET initial lender pricing of +5/32. Strong demand for the 30-yr auction lifted MBS markets. When MBS prices are up yields (rates) are down. NOTE: Lock advice can change throughout the day . National Average Fixed Rate Mortgage UP 0.02% at 5.37% on Aug.13 Fannie Mae Mortgage Backed SecuritiesMBS Opened at 5.084% Up 0.067%. 10 Year Treasury currently 3.60% Down -0.12% DJI stocks Closed at 9,398.19, Up 36.58, 0.39% European and Asian Markets Up 1.254% Nymex Crude Oil currently $73.27 Up $0.20 Today, FNMA 30-yr 4.5 MBS prices closed up +17/32 at their high for the day. Today's weaker than expected Retail Sales and Jobless Clai... 08/13/2009

I found this article in the San Diego Union this morning and it gave me a chuckle so I thought I would share. San Diego Union: The Rancho Bernardo Inn, a luxury resort with three pools, two restaurants, a spa and a golf course, is offering rooms this summer for as little as $19 a night. There's just one catch. The room comes without pillows, sheets, towels, toiletries - or a bed... or light bulbs From Aug. 16 to 31, the Rancho Bernardo Inn is offering steep discounts to customers willing to bring their own toilet paper and sleep on the floor. Under the unusual pricing scheme called the "Survivor Package," guests can lower the standard $219 room rate with each amenity they give up. Going without breakfast, the honor bar, air-conditioning and pillows saves $80. Bringing your own sheets sa... 08/07/2009

Seven Oaks, Rancho Bernardo, CA 92128. Seven Oaks is the original community when Rancho Bernardo's development first began back in the 1960's.  Today it is a thriving adult community (55+) in the center of Rancho Bernardo.  Seven Oaks, Rancho Bernardo is conveniently located right off the 15 Freeway within minutes of San Diego's Lindburg Air Field.       The beautiful Seven Oaks community Center includes an large Auditorium, Olympic size Pool, Wood Shop, Library, Shuffle Board, and numerous meeting and activity rooms. The Seven Oaks Community Center hosts an active calendar of community events and activities.  Club Membership is included with home ownership.       Seven Oaks, Ranco Bernardo consists of about 1,700 detached houses and 400 condos built between 1964-1973. These are the mos... 08/06/2009

August 3 , 2009, 6:30 AM PST National Average Fixed Rate Mortgage  Unchanged July 31 at 5.29% Fannie Mae Mortgage Backed Securities MBS Opened Down 0.065% at 4.850% 10 Year Treasury currently 3.560% Up 0.04%  Lock Advice: LOCK Unfavorable lender repricing is a risk. MBS prices are down -16/32 (FNMA 30-yr 4.5 at 100.04), below 9:45 et pricing of -8/32. Stronger than expected ISM and Construction data pushed MBS markets lower.  MBS Price and Yield have an inverse relationship.  Lower prices mean higher yields. DJI stocks 9,241.29, Up 69.68, 0.76% European and Asian Markets Up 0.931% Nymex Crude Oil currently $72.88 Up $2.00 WORRIED ABOUT AN OUT OF TOWN APPRAISER?  If you are concerned about the value of your listing and need a local appraiser consider FHA financing where we can still cont... 08/03/2009

DEL NORTE HIGH SCHOOL   How does this happen in the tough economic climate we find ourselves in that a brand new community providing some of the newest  homes in San Diego can open its 3rd new local school in 5 years? And this time it is Del Norte High School! This "state of the art" High school will open this Fall enrolling full classes at Freshman and Sophomore levels. Del Norte High, will be offering programs not offered in any other schools in the Poway Unified School District to which it belongs! Besides providing a tenured staff of exceptional educators each hand picked to get Del Norte High off the ground successfully it also offers some exciting athletic programs as well as academic programs. Del Norte High will offer an academic IGCSE International Certificated option for stude... 08/01/2009

July 31 , 2009, 6:30 AM PST National Average Fixed Rate Mortgage  Unchanged today at 5.29% Fannie Mae Mortgage Backed Securities MBS Down 0.066% at 4.915% 10 Year Treasury currently 3.580% Down -0.05%  Lock Advice: FLOAT. MBS prices yield are down this morning. GDP fell -1.0%, compared to a consensus of -1.5%.  Lock advice often changes during the day.  Click Market Updates for current information DJI stocks 9,146.90  -7.56  -0.08% European and Asian Markets Up 0.08% Nymex Crude Oil currently $67.39 Down $1.47 WORRIED ABOUT AN OUT OF TOWN APPRAISER?  If you are concerned about the value of your listing and need a local appraiser consider FHA financing where we can still control the appraiser selection Where are the best rates: Mortgage Brokers or Direct Lenders?  Rate Survey The dreaded... 07/31/2009

Hello and Welcome to Rancho Bernardo California Foreclosure Auction, Bank Owned REO, Short Sales, and Homes for Sale.   July 20th, 2009 Understanding the foreclosure property auction (also known as Trustee Sale) process takes time, due diligence, and understanding.  Saavy Real Estate investors can find some of the best deals around buying at these auctions, but is it right for everyone.   We would like to help explain further about these auctions and the benefits and downsides of buying Real Estate at them. Here are some of the latest statistics from Foreclosure Radar hot off the press for June 2009.  If you are unfamiliar with some of the following terms please read below for further explanations. Notice of Defaults for California rose by 11.8% to the second highest level on record at ... 07/20/2009

Looking for "RANCHO BERNARDO PLANTATION SHUTTERS"? Stop on by our website www.3blindmiceusa.com if you are looking for Plantation shutters for your RANCHO BERNARDO  home.           Wood Shutters Our wood shutters make an impressive window covering and can add value to your home. They offer privacy, insulation and they can be regulated to allow as much or as little light into a room. They are easy to maintain and just the swipe of a cloth will keep them looking clean.   Our wood shutters are made from 100%  natural  Basswood with a lacquer-coated finish which is durable and super strong, minimizing any shrinkage or warping. Natural hardwood shutters will not sag under their own weight like heavy woods such as oak or maple. You can choose the traditional L frame, Z-frame, or Deco frame.  ... 07/17/2009

Hello and Welcome to Rancho Bernardo Foreclosure properties. During the recent down turn Rancho Bernardo home prices have experienced declines due to the overwhelming number of foreclosures and the tightening of credit. The region also faces pressure due to the recent rises in unemployment. So the question to ask, Is there opportunity to buy in this market? We believe the answer is Yes, but only with the right approach. The potential silver lining and opportunity here is the following: According to Dataquick, in the month of May, 2009 there were 3,094 sales in San Diego county which represents a 8% increase in sales volume over May of 2008. The median home price for San Diego has actually increased by 15,000 over the last 3 months to 295,000 The median home prices in Rancho Bernardo fo... 07/13/2009

Welcome to Del Mar and a trip up in a Hot Air Balloon~   Cool tatoos on the leg of one of the dedicated team players who assists with the daily balloon riders and ground crews which start in Del Mar and conclude in a rural area of Rancho Bernardo near Del Sur~ Ready to go! Up Up and Away! Landing about 45 minutes later just 5 miles inland from Del Mar right alongside Carmel Valley Road out in an area of Rancho Bernardo called Santaluz~   So what will the Balloonist do when this area is built out and they can no longer land here in Rancho Bernardo? There will be nowhere to land...Maybe we should be glad the Real Estate market is slowing down enough so we can take a deep breath and enjoy our world a bit before the demand in housing in San Diego increases again~! 05/31/2009

A San Diego Treasure, The Rancho Bernardo Winery. This past weekend I had the good fortune of attending the Bi-Annual Rancho Bernardo Winery Arts and Crafts Fair.For those of you who live in San Diego that don’t know of this place, it is one of the oldest continually operating wineries in southern California. And for those who don’t live here, this needs to be on your itinerary the next time you visit.The Rancho Bernardo Winery was founded back in 1889 on what was a Spanish Land Grant, the winery was opened and operated until Prohibition. The winery is located in a valley that used to be covered with vineyards and with the advent of Prohibition, the winery went up for sale. When it was purchased in 1927 by  Vincent Rizzo, the harvest was then used to produce grape juice and sacramental ... 05/11/2009

Hello and Welcome to Rancho Bernardo Foreclosure properties. During the recent down turn Rancho Bernardo home prices have experienced declines due to the overwhelming number of foreclosures and the tightening of credit. The region also faces pressure due to the recent rises in unemployment. So the question to ask, Is there opportunity to buy in this market? We believe the answer is Yes, but only with the right approach. The potential silver lining and opportunity here is the following: According to Dataquick, in the month of March, 2009 there were 3,020 sales in San Diego county which represents a 43% increase in sales volume over March of 2008. The median home prices in Rancho Bernardo for that same period have fallen by 18.6% to a median price for Rancho Bernardo of 399,250 making Ra... 05/08/2009

Another month has gone by, and another thousand listings have vanished from our current inventory of homes in the MLS.  If we keep this up, inventory WILL be in a shortfall a year from now as previously predicted. What much of the population doesn't realize yet, is that a good percentage of homes in San Diego County are sold already, but they are sitting in active status because we are waiting for banks to approve a massive amount of short sales and bank owned homes. Buyers presently shopping for a home understand this is happening; they are still competing for the same homes. Many are losing out on the homes of their dreams, even homes that were never really available to the general market to begin with, because somehow they hit the MLS with those now infamous words, "Offer accepted pe... 05/07/2009

Rancho Bernardo is a beautifully planned community located in San Diego County. It is geographically located about 20 miles north-east of downtown San Diego, immediately north of Carmel Mountain Ranch, northwest of the city of Poway and south of Escondido. The most recent median home price in Rancho Bernardo including (New, Resale, and Condo combined) according to Data Quick for the month of March 2009 was $399,000 making Rancho Bernardo as affordable as it’s been in years! To learn more about Real Estate in Rancho Bernardo and other San Diego County cities please visit our fully integrated Real Estate website at www.fourseasrealty.com. Where you can research all active listings for Rancho Bernardo as well as Foreclosure, Short Sale and REO Listings along with the entire San Diego Coun... 04/29/2009

Those of us who have been living out here in Del Sur for over 2 years now have experienced the necessity of changing out some of our florescent lightbulbs. They really last but don't last forever! We are fortunate that the builders who built our homes in Del Sur used "eco friendly" lighting on the exterior as well as the interior of our homes. The Del Sur Ranch House has volunteered to accept for recycling all burned out florescent bulbs. These bulbs  need special disposal. We are all trying to live this green lifestyle out here so this is a very nice gesture for our Ranch House to assist us in this safe bulb disposal program. Del Sur residents are encouraged to drop off their used bulbs at the Ranch House during normal business hours. If you are looking for replacement bulbs, our local... 04/11/2009

As Real Estate lingo goes this could be the next one we will need to define... We get this great listing in Del Sur,  the community I live in out here in San Diego that consider themselves "Eco Friendly!" My listing has the actual "energy package" on it. What that means is that even though all the other 500 homes in the area have dual paned windows, "eco friendly" lighting inside and out, additional attic insulation, tankless hot water heaters,  energy efficient appliances and all the rest, this home has solar panels on the roof! So what do solar panels get the owner of this home? ...Lower  or non existent energy bills to run the electricity for this home with the advantage of selling back excess energy to the local energy company seem like the plan and most do say they are saving bundl... 04/11/2009