Photo Gallery             Description       Well maintained single story home on cul-de-sac. Residence boasts open floor plan - great for entertaining. Enjoy soft colors, crown molding, & spacious room sizes. Kitchen features corian counters, double oven, pantry & updated cabinets w/pull-out drawers. Dual master suites w/ walk-in closets & updated baths. French doors from family room open to large patio with spectacular panoramic mountain views. Indoor laundry room with sink. Over-sized 2 car garage. Solar electric lease saves money!        Features       Bedrooms: 2 Bathrooms: 2.6 Parking Spaces: 2 Year Built: 1972 Subdivision: Seven Oaks Lot Size: 8200 SF Garage Size: 2 Square Footage: 1918 Agent Name: Cindy Davis Broker: SD Home Source Realty       Location       12146 San Tom... 06/26/2016

MORTGAGE INTEREST RATE LOCK ADVISORY November 22, 2013  :8:55 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.08 point    30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is down 0.13% to 4.22% on Nov 21,. MBS (3.5%) - Currently  101.08, High: 101.11, Low: 100.98   DJI Stocks currently $16,025.89,  Up $15.9, Change 0.099%   Asian & European Stock Market Indexes changed 0.129%   Crude Oil (WTI) Currently $94.68 - Change -0.8%   Gold 1 Once - $1,245.20   REAL ESTATE & MORTGAGE NEWS Is Negative Equity Part of the New Normal? Fast-paced price increases have helped bring many u... 11/22/2013

MORTGAGE INTEREST RATE LOCK ADVISORY November 21, 2013  :11:00 AM PST  Click for Updated Lock Advice     LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is up 0.13 point   30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.19% to 4.35% on Nov 14,.  MBS (3.5%) - Currently  100.98, High: 101.05, Low: 100.63    DJI Stocks currently $15,981.93,  Up $81.11, Change 0.508%    Asian & European Stock Market Indexes changed 0.635%    Crude Oil (WTI) Currently $95.34 - Change 1.59%    Gold 1 Once - $1,243.05 MORTGAGE & REAL ESTATE NEWS Freddie Mac: Housing will remain generally affordableBy Jacob Gaffney - next year brings a bev... 11/21/2013

MORTGAGE INTEREST RATE LOCK ADVISORY August 29, 2013  :6:30 AM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 4.00% rate based on Mortgage Backed Securities is up  0.24 point Rates look like they will continue up for the foreseeable future. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up 0.18% to 4.58% on August 22,. MBS (4%) Currently 102.89, High: 103.12, Low: 102.8  DJI Stocks currently $14,816.60, Down $-7.91, Change -0.053% Asian & European Stock Market Indexes changed 0.248% Crude Oil (WTI) Currently $109.76 - Change -0.31% Gold 1 Once - $1,409.63   MORTGAGE and REAL ESTATE NEWS         Coming C... 08/28/2013

Shopping for a Mortgage In Rancho Bernardo? Allow Experience to be your advantage Enjoy a full selection of mortgage products at very competitive rates. Bill Ladewig is a mortgage broker based in the San Diego suburb of Rancho Bernardo, just south of Escondido, California and assists Realtors throughout California to find the most effective financing for their clients. Bill has been in the mortgage industry since 1970 as a loan originator, branch manager, owner and mortgage instructor.  During this time he has originated and closed several thousand home loans and Hundreds of loan officers and real estate agents have attended his classes. Bill also publishes a free Rate Lock Advisory every morning.  The Rate Lock Advisor arrives before 7:00 AM PT and also provides a brief rate advisory a... 08/20/2013

MORTGAGE INTEREST RATE LOCK ADVISORY August 2, 2013  :12:30 PM PST  Click for Updated Lock Advice    LOCK ADVISORY 7 Day Mortgage Interest Rate lock or Float Advice: LOCK The cost for a 3.50% rate based on Mortgage Backed Securities is down 0.94 point. Lock on any improvement 30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK    MARKET INDICATORS     National Average for 30-Yr Fixed Mortgage Rate is up to 4.39% on August 1,. MBS (3.5%) Currently  100.85, High: 100.89, Low: 99.7   DJI Stocks currently $15,631.98,  Up $3.96, Change 0.025%   Asian & European Stock Market Indexes changed 0.945%   Crude Oil (WTI) Currently $106.70 - Change -1.1%   Gold 1 Once - $1,307.90 MORTGAGE and REAL ESTATE NEWS     DOJ to file civil charges against BofA   By Kerri Ann Panchuk - Bank of America'... 08/02/2013

Americans Gambling on Rates With Most ARMs Since 2008 By Kathleen M. Howley & Prashant Gopal - Jung Lim plans to offset the cost of rising mortgage rates by using an adjustable-rate loan to buy a home for his expanding family. For the California endodontist, the money he'll save makes up for the ARM's risky reputation.Lim, 38, whose wife is expecting a second child in December, is leaving a two-bedroom condo in Los Angeles's Hancock Park to buy a four-bedroom house in the city's Sherman Oaks neighborhood for $1.12 million. His lender offered him a rate for an adjustable mortgage that is about a percentage point cheaper than a fixed loan. >>Read More in Bloomberg     MORTGAGE INTEREST RATE LOCK ADVISORY July 29, 2013  :8:00 AM PST  Click for Updated Lock Advice    What happened last wee... 07/29/2013