How to Rock a Mortgage Pre-Approval!!!
By Rob Spinosa, SVP of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
How to Rock a Mortgage Pre-Approval!!! Buying your first home is a daunting task and can be a huge undertaking for the first-time buyer. Shoot, even for a move-up buyer, the experienced downsizer or a seasoned investor, it can sometimes be difficult to know where to begin. But getting a mortgage pre-approval often remains the best first step in the process, and it's also a likely reality that your Realtor won't seriously consider showing you property until you are either pre-approved or pre-underwritten by a mortgage lender or broker. After all, it's really tough to know your purchase power and your budget if you don't know how much of a loan for which you can qualify. But buyers and borrowers got it bad (so bad!) because they don't teach "how to buy a home" in school. So it's les...