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Paradise, CA Real Estate News

By Tammy Vertrees, Real Estate Consultant
  Now is a great time to buy a home Your time has arrived to get the house you have dreamed about in the location of your choice. With the state of the current market, buyers can negotiate better prices and terms on homes that have been on the market for an extended period due to a number of reasons, most leading back to the economy. Sellers need to liquidate in order to make ends meet, prices are down, and interest rates low. www.TammyVertrees.com
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By Tammy Vertrees, Real Estate Consultant
  Why you should buy Real Estate NOW! Credit Unions To The Rescue by Broderick Perkins Courtesy of Realtytimes Been down to your friendly neighborhood credit union lately? You could find that elusive home loan you been unable to get anywhere else. Credit unions didn't need a bail out during the Great Depression, they didn't need federal intervention during the Savings & Loan debacle and they don't need government assistance now. In fact, right now, they are rolling out the red carpet for home loan borrowers. For a professional, experienced agent that practices honesty & integrity, give me a call for a free consultation: 530-872-5428. I love helping my buyers & sellers with their Real Estate goals! www.TammyVertrees.com Learn from yesterday, live for today, hope for tomorrow. Paradise, ...
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By Tammy Vertrees, Real Estate Consultant
  Why you should buy Real Estate NOW! Interest rates are down, making housing more affordable. With the national average rate for a 30-year conventional fixed-rate mortgage at around 6 percent, a buyer can save thousands over time. For example, a $200,000 loan amortized over 30 years at 5.9 percent interest will carry a monthly principal and interest payment of $1,186.27. Let’s say you’re waiting for the price to drop, however, and you buy the property for $190,000. Sure, you’ve saved $10,000 initially, but in the meantime the interest rate climbs to 7 percent, and your monthly payment increases to $1,264.07. By missing out on the lower interest rate today, you pay an extra $28,008 over the 30-year life of the loan. In case it bears repeating, now is the time to obtain a fixed-rate amo...
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By Tammy Vertrees, Real Estate Consultant
  Catching the Perfect Wave: Timing the Market Savvy investors know that markets expand, peak, contract, and hit rock bottom. By understanding the four phases, as well as their signs and influences, an investor can time his entry in and out of a market. Ideally the time to buy is at the bottom, during the absorption phase, or early in the transition to a growth phase. And the time to sell is at the high point of growth, before saturation begins to have an effect. It sounds simple in theory. Just buy low and sell high! However, timing your most profitable entry and exit points can be challenging in practice. An investor must fight his natural tendency to follow the herd. When everyone else is in a euphoric buying mode, you might want to consider selling to lock in profits. Alternatively...
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By Tammy Vertrees, Real Estate Consultant
  For Sale by Owner vs. Using a Realtor Multiple Listing Service Your listing contract should specify whether or not the house will be listed with the local MLS (multiple listing service). It is definitely in your interest to have the house listed. This is because your sales force is automatically multiplied by however many agents are members of the local MLS. If your house is not listed, then you only have one agent working for you instead of many. This is where selling "by owner" generally fails. Owners see that an agent puts a sign in the yard, prepares brochures, holds open houses, advertises in the paper and on the internet and they think this is how houses are sold. It is easy to understand why owners believe that, but it just isn't so. Listing agents do those things for three ma...
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By Tammy Vertrees, Real Estate Consultant
  What Happens Behind the Scenes If you start out with too high a price on your home, you may have just added to your stress level -- and selling a home is stressful enough. There will be a lot of "behind the scenes" action taking place that you don’t know about. Contrary to popular opinion, the listing agent does not usually attempt to sell your home directly to a homebuyer. That would be inefficient. Listing agents market and promote your home to the hordes of other local agents who do work with homebuyers, dramatically increasing your personal sales force. During the first couple of weeks your home should be a flurry of activity with buyer’s agents coming to preview your home so they can sell it to their clients. If the price is right. If you and your agent have overpriced, fewer ag...
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By Tammy Vertrees, Real Estate Consultant
  When Your Selling Price is too High, Beware! Meeting With Realtors So you’ve decided to sell your home and have a fairly good idea of what you think it is worth. Being a sensible home seller, you schedule appointments with three local listing agents who’ve been hanging stuff on your front doorknob for years. Each Realtor comes prepared with a "Competitive Market Analysis" on fancy paper and they each recommend a specific sales price. Amazingly, a couple of the Realtors have come up with prices that are lower than you expected. Although they back up their recommendations with recent sales data of similar homes, you remain convinced your house is worth more. When you interview the third agent’s figures, they are much more in line with your own anticipated value, or maybe even higher. S...
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By Tammy Vertrees, Real Estate Consultant
  Things Not to Do Before Purchasing a Home No Major Purchase of Any Kind Do not make any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings… …and automobiles, of course. Don’t Move Money Around When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts. If you have been moving money between accounts...
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By Tammy Vertrees, Real Estate Consultant
  Buying a Home With Resale Value There are many things that should be considered when buying a home. Since most homebuyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. You use the proceeds from selling one home to buy the next one. While no one can guarantee that your home will grow in value, there are steps you can take that maximize your potential gain. "Location, Location, Location" "Location, location, location," is a common and almost hackneyed phrase in real estate literature. Your agent may even throw it at you when you ask for advice about buying a home. However, what does "location, location, location," actually mean? Why repeat it three times? Mostly, "location" is repeated to emphasize that it is extre...
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By Tammy Vertrees, Real Estate Consultant
  Shopping for an Agent Your first step should be to shop for a Realtor, not to shop for property. Shop for a Realtor the way you would shop for a good attorney, accountant, mechanic, plumber, doctor, financial advisor or other professional. Now that we have the Internet, you have more information at your fingertips than buyers from the past. The web is a good place to start. There are lots of directories that list agents, plus search engines, too. Peruse the sites. If an agent has lots of information on their site and seems genuinely concerned about informing homebuyers, that's probably a better choice than someone whose web site only talks about how good they are. The client should be the focus, not the agent. At the same time, agents have to market themselves aggressively -- or else...
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By Tammy Vertrees, Real Estate Consultant
  Finding and Using Your Own Realtor Actually, the best thing for you to do when you see an advertisement in the paper is to call your own Realtor and tell them about the ad. Since addresses usually do not appear in advertisements, your Realtor will call the listing agent and find out the MLS number for the property. If the listing is on the internet, it probably already provides the MLS number. The MLS number allows the agent to access the listing directly on the Multiple Listing Service computer. That reveals a lot more information than what is available to you on the web. The house may turn out to be a great home for you, but it may also be a property the Realtor has already disregarded because it backed up to a busy, noisy street and you have told your Realtor you wanted a quiet ne...
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By Tammy Vertrees, Real Estate Consultant
  How to start a Neighborhood Watch Crime is a major concern for communities across the United States. Through a well organized Neighborhood Watch program, you can dramatically reduce crime in your neighborhood. Statistics show that most burglaries occur in neighborhoods without an organized Neighborhood Watch group. In order to start a Neighborhood Watch, you must establish a partnership with a local law enforcement agency. To get started: Recruit as many neighbors as possible to discuss the needs of your community. Decide on a date and place for an initial Neighborhood Watch meeting. Contact your local police department or sheriff’s office and invite them to your initial meeting. You will be assigned a prevention officer who will attend your first meeting and help you develop an acti...
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By Tammy Vertrees, Real Estate Consultant
  5 Reasons to BUY Real Estate NOW! It’s time to start considering a re-entry into the real estate market. After all, simple supply and demand dictates it is a buyer’s — and investor’s — market. Many savvy real estate investors have made excellent returns by moving against the trend with careful market timing. The thought process is simple: When everybody is buying, it’s time to sell. And, when everyone is selling, it’s time to consider buying. Here are five market conditions that have investors thinking today just might be the perfect time to buy real estate. No. 1 – Low prices Prices are down in most real estate markets across the country. In fact, the national median existing home price for all housing types was down 7.7 percent from a year ago, to $200,700 in March from $217,400 du...
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By Tammy Vertrees, Real Estate Consultant
  Trends 2009 - Visual Power - Personalize Your Home! The trend in all areas of life is personalization. Technology has permitted us to order custom sized jeans, custom car interiors even custom showers made to perfectly fit our bodies. Your home is your most personal possession! How can you personalize your space and put your individual imprint on it? Personalizing your space is the only way to really feel at home in your home! Giving a home authenticity is the most important ingredient. There is only one YOU and your home needs to reflect who you are. What are your interests? Do you travel? Gather your favorite travel photos and create a gallery wall. Printing your photos in black and white or sepia tones unites the wall and makes the subject matter more important and artistic. Do yo...
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By Tammy Vertrees, Real Estate Consultant
  Granite Countertops - Increasing Your Home's Resale Value Very few things impress potential home buyers than a kitchen with granite countertops. There may be sleeker kitchens such as those with a stainless steel motif, but not everyone takes warmly to these ultra-modern kitchens. They feel that stainless steel kitchens are too cold and impersonal. Granite, on the other hand, evokes a feeling of elegance without looking too 'industrial.' Thus, having a granite countertop installed in your home can instantly raise your home's value. This material is highly valued because of its toughness. Granite has been formed from magma underneath the earth's surface and its particles are densely packed, making it one of the toughest materials ever to be used for countertops. They are sourced from m...
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By Suzi Enders, Paradise California Realtor
(North Star Real Estate)
A much needed traffic signal will begin testing Wednesday morning August 6, 2008, the testing sequence will begin for the traffic signal controller and components. Upon completion of all functional testing, the traffic signal will be activated.  While minor traffic delay are expected, local business will be open and motorist should be ready to stop if the lights are flashing.  For further information regarding this project please visit www.townofparadise.com for more information.  If you are looking for local information regarding Paradise Real Estate, Call Suzi at (530) 873-6146 or visit ParadiseRealEstate.us. 
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By Suzi Enders, Paradise California Realtor
(North Star Real Estate)
Moving from one house to another is always a challenge, but it doesn't have to be a nightmare.  Here are some simple tips on how to get it done with minimal stress and strain. •·        Look at all the alternatives: hiring a moving company, for example, versus renting a truck and doing it yourself.  Whichever alternative makes most sense for you, get bids from more than one vendor. •·        A few days before the moving company is scheduled to arrive or you're supposed to pick up your rental truck, call to confirm that everything is on track to happen when it's supposed to . •·        Prepare your change of address cards in advance and send them out as soon as it's appropriate to do so.  The post office, utilities, companies and people you do business with, city hall, friends, relatives...
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By Suzi Enders, Paradise California Realtor
(North Star Real Estate)
  What home improvements really pay off when the time comes to sell your house?That's an important question for any homeowner contemplating moving or remodeling.   And the only possible answer is a somewhat complicated one.           That answer starts with the fact that really major improvements - room additions, total replacements of kitchens and baths, etc., -- rarely pay off fully in the near term.  It ends with the fact that small and relatively inexpensive changes can pay off in a big way in making your home attractive to buyers if your decision is to move now. It's a simple fact, consistently confirmed across America over a very long period of time, that even the most appropriate major improvements are unlikely to return their full cost if a house is sold within two or three year...
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By Suzi Enders, Paradise California Realtor
(North Star Real Estate)
Are you ready when wildfires strikes.  You too can make a difference for your family, home and community.  Attend a meeting to learn how to be ready.  During the seminar a photo presentation and video will be presented.  Hosted by the Paradise and Butte County Fire Safe Council and the Town and Paradise.Come learn the recipe for successfully living with wildfires from the local experts in this community wide event to be held August 7th from 6:30- 9:00 PM.  Location:    CMA Church, 6491 Clark Road, ParadiseGet information about: *Family and personal preparedness tips*Animal wildfire preparedness*Ordering reflective address signs*Find out how to keep brush from growing back*Community wildfire safety projects*Removal of invasive Scotch Broom and*Forest Stewardship                       
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By Suzi Enders, Paradise California Realtor
(North Star Real Estate)
Turn that dated home for sale into the object of their desire. Sellers of less-desirable homes need to go the extra mile to update the property and highlight its best features.  In fact, you'll probably need to do more updating to those homes than a fixer-upper. The desirability factor goes up if you update the homes with features like granite or tiled countertops, hardwood floors and new carpeting.   A listing with hot amenities like all-new appliances will still draw buyers in.  Square footage also works in the split-entry home's favor. Most split-entry, split-foyer and split-level homes are relatively large.  The various types of less desirable houses aren't the only type of home that can be considered challenging to sell in today's market. Homes on busy streets can be a challenge to...
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