SUCCESSFUL SELLING IN A BUYER'S MARKET PARADISE CA HOMES FOR SALE part 3 of 8  This is the 3rdin an 8 part series on Successful Selling in a Buyer's Market Paradise CA homes for sale 3. Evaluate the Market: We will view that portion of the market that is most comparable to your property. If market  history is unavailable for comparable properties then the available property sales will be considered, with adjustments as necessary, to assist in the evaluation. This information will be obtained by researching the following: What has sold? A history of recent sales and trends will be gathered.                                                       What is the status of pending sales? While this will not indicate the actual selling price it will provide the best indication of the most recent ... 11/02/2009

Paradise CA Real Estate / Current Market Statistical Report October 31, 2009, Paradise CA Homes For Sale    The following  statistical information is representative of the real estate market of Paradise CA Homes For Sale and certain urbanized areas immediately surrounding the City.       The Current inventory of Single Family Paradise CA Real Estate is as follows:                                               PRESENT INVENTORY/STATUS 160  Active Residential Listings 55  Pending Sales 27  Sold 5  Short Sale Listings 3  REO listings 3  Short Sale /REO Listings                                                                                                                     2009 YEAR TO DATE MARKET PERFORMANCE       244 Homes Sold Year to Date      Source:   SNVMLS October 31, 2009, Parad... 10/31/2009

     Successful Selling In A Buyer's Market Paradise CA Homes For Sale Part 2 of 8            This is the 2nd in an 8 part series on Successful Selling in a Buyer's Market  You, the Seller, are empowered to sell your home. Some say knowledge is power and perhaps that's true. As your Realtor we work to assist you to establish that knowledge. The fact that the market has changed from a Seller's market to a Buyer's market is clear. That is a given, but it's how you, the Seller, respond to that fact that determines the outcome. The definition of a Buyer's Market can generally be expressed as a market where Buyer's have a clearly dominate influence effecting price and terms of Paradise CA homes for sale . Therefore whether or not the Buyer's satisfaction is established will generally determ... 10/30/2009

Successful Selling In A Buyer's Market,   Paradise CA Homes For Sale Part 1 of 8  Selling a home in a buyer's market is not a mystery, though it can be challenging.  As Realtors we recognize there are many details that make up a successful sale in real estate.  We have prepared a seven point list of what we consider to be core details that will lead you, the Seller, to SUCCESSFUL SELLING IN A BUYER'S MARKET of Paradise CA homes for sale. We believe that with excellent information you will be empowered, as the ,to make a quality decision regarding the sale of your home.  Three factors  must be matched to succesfully sell real estate are Market, Location and Price.  This series will  assist you with the following:       1.  Empower You to Sell Your Home                      2.  Evaluate t... 10/28/2009

 PARADISE CA COMMERCIAL REAL ESTATE, Business loans 80% Fixed 30 year 80% Business Loans Fixed Rate 30 year , $25,000,000 Limits Here is a great niche market loan. It's not very well known but USDA has long been providing Loan Guarantee's for American Business.  The following information provides an outline of the program: The United States Department of Agriculture USDA Business and Industry Loan Guarantee Program represents a unique source of funding for those seeking Paradise Commercial Real Estate Loans.                                  MARKET: Buyer's and business owners of commercial real estate   LTV: 80-90 percent based upon either startup or existing business status. TERM: Variable and Fixed rates, 7 to 30 year depending on collateral and use of funds. New accelerated approval ... 10/26/2009

 PARADISE CA Homes For Sale 1st Time Home Buyer's RDA Down Payment Assistance Program Are you in the market as a FIRST TIME HOME BUYER and your dreams of home ownership aren't taking shape the way you thought. We would like to take this opportunity to inform you about a great program.                                                 First Time Home Buyers should be aware that the Town of Paradise and the associated Redevelopment Association have a detailed program providing for down payment assistance. The maximum Town contribution varies between $20,000 and $40,000, depending on you income. The program is described as a deferred payment, deferred interest, shared appreciation program. Each qualified borrower will receive only the necessary amount based on a range of 30% (min) = 35% fron... 10/26/2009

PARADISE, CHICO, OROVILLE REO BARGAINS, PURCHASE REHABILITATION LOANS                                          The above photo is not one of the bargains. This is the Chateau-de-Versailles courtesy of Freephotobank.org.  But as they say every person's home is their castle.  We would like to share  with you about buying a home, not a home in France, but a home in Paradise, Chico or Oroville. These bargains are presently available in the locations mentioned.    The Bargains:  Are you a Buyer, in the market for a home and seeking some real bargains. We would like to draw you attention to some often overlooked bargains in the real estate market in Paradise, Chico, Oroville. There are really two categories of REO homes for sale. Those that are ready to move in and fixer- uppers. These fixer-... 10/22/2009

PARADISE, CHICO, OROVILLE HOME BARGAINS, ZERO DOWNPAYMENT HOMES OAC Are you a BUYER looking for a BRAND NEW HOME. Would you like the LOOK, FEEL and upto date ENERGY EFFICIENCY of a new home. Look no further.  USDA Rural Home loans combined with today's unique market make what seemed impossible now possible.  This program allows for ZERO DOWN PAYMENT.  Existing Homes and property for the construction of your BRAND NEW HOME are available.  NO Manufactured Homes here, NO, NO. These are Site Built Homes.  United State Department Of Agriculture USDA home loans guarantees up to 102% Paradise,Chico Oroville Homes For Sale                                                                  Buyer's in the market for a new home, with limited funds available for down payment, would do well to conside... 10/22/2009

102% USDA HOME LOANS PARADISE CA OROVILLE HOMES FOR SALE  United State Department Of Agriculture USDA home loans guarantees up to 102% PARADISE CA  Oroville Homes For Sale                                                                                                                                 Buyer's in the market for a new home, with limited funds available for downpayment, would be well advised to consider the USDA Rural Home Loan program. Zero downpayment is possible with this loan program.  These loans are designed for low to moderate income families. For example in the California North State the income range for a family of 4 is $46,650 to $73,600.  FICO scores of 620 are generally required.  USDA Rural Home Loan guaranteed loans have fixed interest rates with a 30 year term.... 10/07/2009

Attended a Bean Feed lately, both Saturday and Sunday lunch menu included what else beans, a roll and dessert.  Don’t forget to bring a five dollar bill, cuz that is what lunch cost this year at the Gold Nugget Museum in Paradise California. After eating all those beans you sure might need to kick up your heels at the Boot & Hoops Dance held at the Paradise Senior Center on Saturday, April 19, from 7:00 to 10:00.  Music will be provided by Good Country.  Tickets are $5.00.   Making it's debut at 11:00 a.m. on Sunday, April 19 at the Paradise Community Park, The Dogtown in the Park event will include fun dog activities like paw painting and ball bobbing and more.   Don't forget to enter your best friend in the Doggone Doggy Contest.   Where you best friend could win prizes for the Smarte... 02/15/2009

GOLD FEVER If you got "GOLD FEVER"  you must be attending the Gold Nugget Days in Paradise California.  This year is expected to be even more celebritorial with the anniversary of the discovery of the "Dogtown Nugget".  When is it?  Saturday, April 18, to Sunday, April 26Wow, that is nine days of activities including Kickoff Weekend: Saturday, April 18 and Sunday, April 19 The festivities begin Saturday, April 19 at 11 a.m. the Law Dawgs and Pistoleros are causing mischief including holding up an unsuspecting stage coach with it's load of newly discovered gold nuggets stashed under the seat of the stagecoach driver.  Startled by all the shooting.  Like watching an old western movie up close.  It is sure to delight young and old at the Gold Nuggert Museum.   02/15/2009

Hello All, I have a Treo 680 and Agent Office works fine with it.  I am considering an iphone or a Blackberry Bold.  Does anyone know if Agent Office will work with either of those. Thanks for your help. Cindy Haskett Coldwell Banker Ponderosa PS. For those who dont know, Agent Office is a contact management system.  I like much better than Top Producer.     01/06/2009

  How to price against REOs and Short Sales How to step it up and compete against short sale and foreclosure properties If you are selling a house in a market saturated by REO (bank owned) and short sales, it’s time The choice you are making is how serious you are about selling your house. Do you need to sell your house today or are you listing it ”just to see what you can get?” If it’s the latter, you might want to reconsider your choice to list your house. If it’s the former, roll up your sleeves–I have some action items for you. Selling a house isn’t easy, but it can be easier depending on your level of commitment and cooperation. In a market where your main competition is REO and short sale properties, you need to:  Price your house to sell. Make sure it’s competitive against the ... 01/02/2009

  5 Must Do’s Every For Sale By Owner Must Know 1) Remember to put away valuables and lock up expensive personal belongings. Although most people looking at your home will be legitimate home buyers, some people may be on the prowl to see what you have. Make sure you don’t provide any type of opportunity for the wrong person to see items of interest. 2) Have the proper forms ready to go. You are selling your home on your own and it is important to remember that some buyers are ready to buy on the spot and if you wait too long the interest could cool down and buyer’s remorse could set in. If you are planning on being a for sale by owner, you need to be ready for the proper forms to be completed and signed so that your potential buyer can be locked in place before they find another proper... 01/02/2009

  For Sale by Owner Congratulations on your decision to sell! Many homeowners decide to market their own homes in order to save money by not paying the real estate agent's professional fee for services. Frequently, the job is extremely difficult because of emotional involvement. Retaining objectivity throughout negotiations with a buyer is not always easy. Even if successful, will you ever know with certainty that you received the highest possible price? I can assist in this process by getting price data on sold comparable properties and helping you to develop a marketing plan for your home. First, identify its selling features; then decide who the potential buyers are and how they can be reached. Should you advertise, and if so, in which publications? Should you conduct a mass mailing... 01/02/2009

  Free - No Obligation CMA For Your Home Have you been thinking about selling your home but wanted to know how much it is worth before making your final decision? If so, consider requesting a free CMA. What is a CMA? It is a comparison of sales prices of similar properties in a given area for the purpose of determining the fair market value of a property. It's the method real estate professionals use to determine the value of a home for both sellers and buyers. The report will include the following information. 1. What buyers have recently paid for homes similar to yours in your local area. 2. What sellers are currently asking for homes similar to yours in your local area. With this information you will know what you can expect to receive when selling your home in today's market. To re... 01/02/2009

  How much money will I have to come up with to buy a home? Answer: Well, that depends on a number of factors, including the cost of the house and the type of mortgage you get. In general, you need to come up with enough money to cover three costs: earnest money - the deposit you make on the home when you submit your offer, to prove to the seller that you are serious about wanting to buy the house; the down payment, a percentage of the cost of the home that you must pay when you go to settlement; and closing costs, the costs associated with processing the paperwork to buy a house. When you make an offer on a home, your real estate agent will put your earnest money into an escrow account. If the offer is accepted, your earnest money will be applied to the down payment or closing costs. ... 12/12/2008

  Can I become a homebuyer even if I have had bad credit and don't have much for a down-payment? Answer: You may be a good candidate for one of the federal mortgage programs. Start by contacting one of the HUD-funded housing counseling agencies that can help you sort through your options. Also, contact your local government to see if there are any local homebuying programs that might work for you. Look in the blue pages of your phone directory for your local office of housing and community development or, if you can't find it, contact your mayor's office or your county executive's office. www.TammyVertrees.com 12/12/2008

  Why should I buy, instead of rent? Answer: A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are. www.TammyVertrees.com 12/12/2008

  Will Real Estate Values ever begin to appreciate again? When will the nation’s property values begin to appreciate again? This is the $64,000 question that real estate professionals, investors, and mortgage professionals would like to know. The truth is nobody can accurately predict the return of the real estate market. Like everyone else, I can’t predict the end of this crisis either, but what I can do is tell you what will have to happen to facilitate that change. The answer is quite simple: America must reinvest in herself once again. Without an investment, real estate is as worthless as the Dollar is today. Think back, or read a history book, about how families in the ’40s and ’50s used to buy homes. Young couples lived with Mom and Dad during the “courtship” prior to getting mar... 12/12/2008