Pacific Beach, CA Real Estate News

By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
The market opened on Wednesday 15 basis points higher than it closed on Tuesday, which ironicaly was exactly the net loss of Tuesday. Market Analysts continue to debate on which direction short term mortgage rates will move. The general consensus is to lock in these historicly low rates. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs...
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By Alan Harris, San Diego Real Estate Broker with Keller Williams
(Keller Williams Realty)
Café 976 - Review of one of the best coffee shops in Pacific Beach, CA Café 976 is the best coffee shop in San Diego to unwind before and after work. The calm ambiance and the smell of freshly brewed coffee would surely melt your stress away. Asides from their wide variety of food and drink selections, they offer “Night Time Specials” from 5 to 7 PM.     While I was at Café 976  I actually visited their official website and I was surprised about the history of the place. The 1920′s beach house located in one of Pacific Beach’s oldest areas was used as a residence, then a school, then an antique shop before it became one of the best coffee shops in Pacific Beach, CA.   Read More: Awesome Dining Experience at Table 926   In closing, if you are looking for the best coffee shop in Pacific B...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
We are off to a strong start this morning with a 15 basis point gain to begin the day. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mortgage interest rates so you don't get duped by clever advertising campaigns. The Mortgage Street Smarts of where mortgage interest rates are going (and why): The following information is current...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
The fiscal cliff saga was solved (well sort of). There are mixed views on how the lastest "can kicking" resolution will impact the market. There is a great video link below which breaks down the fiscal cliff proposals and how they really play out in terms of actual numbers (worth a listen). This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing co...
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By Alan Harris, San Diego Real Estate Broker with Keller Williams
(Keller Williams Realty)
Top 5 Pacific Beach Luxury Homes for Sale Searching for homes full of elegance, style and sophistication? Then you should better look at our latest featured listings for December. Here are the Top Five Best Luxury Houses in Pacific Beach that are worth your while. (Click on the title or image for more information on the properties) 1535 Loring , Pacific Beach, CA 92109 Bedrooms: 4Bathrooms: 5Sq. Feet: 6,800First in our list of Luxury Houses in Pacific Beach is this custom built contemporary home with whitewater, ocean, bay & city views. Designed by the renowned architectural firm of CDGI, this home boasts curvilinear architecture evident in the four bedrooms, office, theater, gourmet kitchen, exercise room and wine cellar. In addition, it features stunning interior appointments, custom ...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Interest rates are on the rise! For the second day in a row, we are seeing a significant worsening to interest rates. If you are closing escrow soon, it might be a great time to lock in your interest rate! This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mortgage interest rates so you don't get duped by clever advertising campaigns...
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It will not be the first time that a buyer accidentally disqualifies their loan before closing! Often we hear of buyers going out and buying furniture or something else on credit, or a new car before closing, or they change jobs or change positions, which unfortunately will now disqualify their loan before closing. These mistakes will happen and will continue to happen if buyers are not being coached properly before or during the loan process until they close escrow. Here are the 8 most common mistakes that buyers make which may accidentally disqualify their loan before closing. The 8 Most Common Mistakes Buyers Make Don't buy a new car or trade-up to a bigger lease. Don't quit your job to change industries or start a new company. Don't switch from a salaried job to a heavily-commission...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
In anticipation of today's Fed meeting, we have seen slight turbulence in the market.  The consensus over whether to lock in rates or float is mixed. If you are currently applying for a mortgage, I recommend watching today's numbers closely. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mortgage interest rates so you don't get d...
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The Bi-Weekly Payment Plan is a convenient mortgage budgeting plan that can help you save thousands of dollars in interest and pay off your mortgage sooner. The biweekly mortgage payment plan is pretty easy to set up, as there are 3 different ways to make payments that will accomplish the same result. Typical Mortgage : 12 Payments Per Year The typical mortgage asks for one payment per month, which equals 12 payments per year. With a 30-year fixed rate mortgage, therefore, 360 payments are required to pay the loan in full. Each mortgage payment is split into two parts — a principal portion and an interest portion. The principal portion is applied to the amount that you owe the bank. This diminishes your remaining loan balance. The interest portion is your cost for borrowing from the ba...
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You may have heard the recent FHA press release on November 16th whereby the FHA announced they are increasing their monthly Mortgage Insurance Payments “MIP” again on all new buyers come this spring, but what you may not have heard, is that the FHA is eliminating MIP removal on loans taken out after this spring. What this means is that new buyers will pay FHA “MIP” for the life of the loan now rather than under current rules, whereby if the FHA borrower reaches 22% equity and a minimum of 5 years in the loan, they can remove the MIP. FHA Buyers to Pay MIP for Life of Loan Starting 2013 The FHA just released their 2012 Annual Report to Congress and it was not good, as the FHA suffered a $16.3 billion deficit in 2012. The FHA has never had to request a bailout during its 78 year existenc...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Another strong day for mortgage rates on Monday with a 21 point gain!  Thus far today, the market remains at PAR. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mortgage interest rates so you don't get duped by clever advertising campaigns. The Mortgage Street Smarts of where mortgage interest rates are going (and why): The follo...
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By Sean Callahan, USA homes, communities and businesses
(San Diego Business Resources)
Pacific Beach Hotel Room Prices Including Beach andOceanfront Hotels, Resorts and Cheap MotelsIf you are looking for prices and costs of hotel rooms in thePacific Beach aka "PB" section of San Diego click the linkbelow for a complete list with any current special offersincluded.Generally speaking hotel rooms in Pacific Beach can range from$69 per night for places away from the beach and around $99 to$400 for places on the water and close to the beach.Tower 23, The Surfer Beach Hotel, Best Western Blue Sea Lodge,Catamaran Hotel, Pacific Shores Inn and others are popularwith out of town guests and locals who have visiting relatives.CALL AND BOOK ROOMS BY PHONE OR GET HOTEL ROOM PRICES 1-800-632-1698Pacific Beach Hotel List with Hotel Room Prices and Online Deals Deals on Rooms at The Bahi...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Another turbulent day in the works for mortgage rates.  After a few extreme dips and spikes, we are currently about 3 basis points ahead of yesterday's market close (with the hopes of breaking a trend of negative movement over the past few days). This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mortgage interest rates so you don't ...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Tough morning for stocks thus far as disappointing figures came out for a few large companies. Furthermore, Federal Reserve Chairman Ben Bernanke has hinted that he might not continue on in his position for another term. We have seen a couple of sharp turns early in rates. Stay tuned for what might end up being a turbulent day! This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the re...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
On the heals of a great day for rates yesterday, we've seen tremendous turbulence early in today's trading. Speculation over today's unemployment numbers is the likely culprit. If you're closing a loan in the next few weeks and are still floating, today will likely be pivotal for you. This daily mortgage interest rate report is designed to provide Borrowers & Real Estate Profesionals with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs an...
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By Kelly Mac Group (619) 319-7010 San Diego Beach and Luxury Realtors, San Diego Beach, Coastal and Luxury Homes
(Keller Williams La Jolla)
Pacific Beach Fest Today, 10/6/2012 - Fun At The Beach!! If you are in the San Diego area today (10/6/12) and looking for something really fun to do come to the annual Pacific Beach Fest.  Literally, there is something for everyone.  Several stages will host a number of bands and musicians.  Also, don't miss the RSSS 5.0 Pro Am Surf Competition Finals with local and International surfers.  You can play beach volleyball or just stroll around and sample great food and beer.   You might also want to check out the artists, vendors, professional skaters, beach fish taco competition and much more.  The Pacific Beach Fest will be from 11AM to 7PM today from Diamond Street to Thomas on the Boardwalk.  C'mon Moondoggie, stop by and have some fun! Click to check out our previous blog about Pacifi...
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By Kelly Mac Group (619) 319-7010 San Diego Beach and Luxury Realtors, San Diego Beach, Coastal and Luxury Homes
(Keller Williams La Jolla)
Don't Miss San Diego Bayfair at Mission Bay This Weekend! Fast, loud boats, rocking bands, adult beverages, great food, vendor alley and a kid's zone.  It will all take place this weekend (Sept 14 thru 16, 2012) at ski beach on Mission Bay.       There will be over 75 Hydroplane and Drag Boats (super fast boats) competing at the 45th Annual Air National Guard Unlimited Hydroplane Races on Mission Bay.  This is a long course, in fact the longest on the circuit at 2.5 miles!  Since the course is long and straight the speeds will be FAST.  Probably close to 200 miles per hour.  The racing will be loud, fast and very exciting.       But there will be a lot more including 22 bands playing during the three day event.  Each band will get 45 minutes to showcase their talents.  This year, there ...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
As we take a moment to pause and reflect on the significance of this date in American history, we can too recognize the anniversary of one of the largest mid-day pricing adjustments the market has ever seen.  Currently the market has opened slightly worse than it began after a slight improvement yesterday. This daily mortgage interest rate report has been designed to provide you with factual data regarding where rates are at any given time and what trends are propelling current mortgage pricing on any given day. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mor...
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By Kelly Mac Group (619) 319-7010 San Diego Beach and Luxury Realtors, San Diego Beach, Coastal and Luxury Homes
(Keller Williams La Jolla)
Enjoying Pacific Beach San Diego 92109! Pacific Beach and Mission Beach are terrific, central San Diego beach communities bordered by the majestic Pacific Ocean (amazing sunsets), La Jolla to the north and the Mission Beach jetty, along the San Diego River, to the south.  There is a 3.5 mile long pedestrian (plus bikes, skates, blades and skateboards) next to the beach.  Officially it is  Ocean Front Walk but many just call it the Boardwalk.  The beach is large, flat and sandy.  Plenty of life guards patrol the area and the beach sand is actually groomed so this really is beach perfection!   Pacific Beach and Mission Beach were developed during the real estate boom in the 1880s.  Perhaps you have ridden the Roller Coaster and other rides at the fun and iconic Belmont Park?  There are ni...
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By Jason E. Gordon, Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
(AmeriFirst Financial Inc, San Diego, CA)
Mortgage Rates worsened slightly on Wednesday on a day that saw the market below par throughout the day.  Thus far today, we are looking better and appear to be poised to make back yesterday's losses, aided by  less-than-favorable employment numbers (stop me if you've heard this before). This daily report is provided to you each day as a resource to provide transparency to what is really happening with mortgage rates. Feel free to browse the library and research historical rate updates dating back nearly 2 years at www.JasonGordon.info whenever desired.  Also, make sure to learn about THE TRUTH BEHIND MORTGAGE QUOTES to better understand the relationship between up-front closing costs and mortgage interest rates so you don't get duped by clever advertising campaigns. The Mortgage Street...
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