How about some local Trivia for this Friday? Did you know . . . In the film “Argo” the airport scenes that depicted the Tehran Airport were filmed in the old terminal building at the LA/Ontario International Airport ONT. The film “Argo” was about the real-life rescue of 6 fugitive American embassy employees from Ayatollah "Salman Rushdie Fatwa" Khomeini's Iran in 1980. “Argo” was a big winner at the Golden Globe awards for Best Picture (drama) & Best Director (Ben Affleck). Can you name some other movies filmed at the LA/Ontario International Airport ONT? To read more about Argo on location at the LA/Ontario International Airport ONT click here: http://goo.gl/RLrDw 01/18/2013

  Here are the Market Statistics for the city of Ontario in 2012.              Here are the Market Statistics for the city of Fontana in 2012.     **City of Fontana Drag City Pic taken from this website.  We appreciate you sharing!!!       If you have questions about real estate, call anytime!   01/09/2013

Here's is an interesting review of the shifting desires of home buyers through the years.                       If you are considering buying a home this year, please contact us today! 01/03/2013

By properly staging a home, it is possible to sell a house during the holidays, even with the slowdown in house hunting during November and December. Homeowners should make cleaning and de-cluttering the house their number one priority when looking to sell their home.  The house should show at its absolute best, which means light, bright, and extremely clean. It’s okay to decorate for the holidays, which can make the home feel warm, inviting, and festive.  But the “less is more” mantra definitely holds true.  The goal is to have the house appear spacious and open, and too many decorations may do the opposite. A tall Christmas tree is great for those trying to accentuate a two-story foyer or great room, but otherwise, homeowners should opt for a smaller and thinner tree.  Additionally, ... 12/14/2012

ONTARIO CA SHORT SALE AGENTS A Ontario CA real estate short sale is a sale of a Ontario CA home in which the proceeds from selling the property will fall short, or not be as much, of the balance owed on the Ontario CA house because the property owner cannot afford to repay the full mortgage amount(s).  In another words, the under-water homeowner sells the Ontario, CA home for less than what they owe on it. This is why banks must approve a short sale for the transaction to happen. This is also why an experienced real estate short sale professional should be used when selling short your Ontario CA home. A Ontario CA short sale is often used as an alternative to foreclosure because it can save additional foreclosure and credit fees, costs and implications to both the creditor (bank(s) hold... 12/04/2012

ONTARIO REAL ESTATE REALTORS / HOW TO SHORT SALE ONTARIO HOME If you need a Ontario Real Estate Agent / Ontario REALTOR to handle selling or buying your home remember these considerations when choosing us as your Ontario Real Estate professional: We have extensive experience handling listings in this difficult market We handle all aspects of Ontario listings and Ontario real estate sales We handle Ontario Short Sales, Ontario Foreclosures and Ontario Land Sales We have an unfair advantage in our marketing and advertising experience, enabling us to effective advertise your Ontario home for sale to as many buyers as possible, maximizing the total sales price. ---------------------- So contact us and let's get started! Call us now: (888) 9-List-It. That's (888) 954-7848. Or click here to v... 12/04/2012

Although real estate is local, in general, there are at least five significant contributors to rising prices: Housing affordability increasing housing formation rising rents, low inventory, and limited supply of distressed sales. Housing affordability is attractive based on traditional metrics such as price-to-rent and price-to-income measures, largely because prices have fallen so far. Housing is even more affordable considering today’s low mortgage rates.    If you are looking to buy or sell real estate in Southern California, please contact us today! Richard and Janine Kirchnavy, Prudential California Realty (909) 945-3662 DRE License # 01016593 / 01048899   11/30/2012

The following are the most affordable states and their average listing price: 1.       Nebraska: $145,360 2.       Iowa: $162,621 3.       Georgia: $169,625 4.       Kansas: $169,650 5.       North Dakota: $179,345 6.       Mississippi: $182,536 7.       Oklahoma: $182,765 8.       South Dakota: $185,791 9.       Texas: $186,144 10.   Arkansas: $186,767   11/29/2012

The Wall Street Journal recently cited five significant factors behind the rise in home prices, as numerous markets see significant year-over-year gains. The big price drives are:    1. The rise in housing affordability - which is drawing more buyers out into the market who are looking to cash in on low mortgage rates and fallen home prices compared to a few years ago. 2. The rise in household formation - which is expected to hit 1 million new households this year. That is up from an average of 570,000 over the last five years, according to data by Bank of America Merrill Lynch. 3. The rise in rents - which has prompted more investors to purchase properties to rent out and more renters to second-guess why they are paying so much in rent when they could buy. 4. The decline in distressed... 11/27/2012

Builders are trying to figure out which areas of the country will see the next big population gains requiring residential and multifamily construction projects. Research firm Pitney Bowes Software recently projected which metro areas are expected to see some of the largest growth in household formation in the next five years. Most of the areas projected to grow the fastest also tend to be the same ones that grew the fastest in the last decade, such as Houston and Atlanta.  Pitney Bowes Software projects that the following metro areas will see some of the largest gains in household formation over the next five years: Houston Atlanta Washington, D.C. Dallas New York Phoenix Riverside-San Bernardino, Calif. San Antonio, Texas Austin, Texas Fort Worth, Texas We'd be happy to help you with y... 11/27/2012

From our home to yours... Happy Thanksgiving!Richard and Janine Kirchnavy - Prudential California Realtywww.Kirchnavy.com 11/20/2012

Potential borrowers eager to find lenders with superior service A poll by Carlisle & Gallagher Consulting Group found that more than a third of potential borrowers would be willing to pay a higher rate if the mortgage came with superior service. The survey didn’t say how much more the 34 percent were willing to pay, but it did find that this group is a frustrated bunch. More than half think the process is too slow.  A third find it impossible to track the status of their loan application, an equal percentage say it is too difficult to talk with their lenders, and a quarter don’t believe the advice they’re given. A starting point for borrowers is to ask their real estate agent which lenders offer the best service.  Agents know which lenders keep their promises and close quickly without i... 11/09/2012

Looking for something fun to do for the whole family this Sunday, October 7, 2012? STREETS OF THUNDER MOTORSPORTS EVENT Bud Light and KCAL 96.7 FM Present Streets of Thunder treets of Thunder is a unique Motorsports Event that encompasses many aspects of racing that includes participation of cars and drivers from some of the most popular racing associations in Southern California. With the inaugural year being held at Citizens Business Bank ARENA in Ontario, California, on October 7, 2012, Streets of Thunder allows spectators the experience of meeting professional drivers and seeing an actual race car up close and personal. The drivers interact directly with you signing autographs and talking on a one to one basis. See more information on Facebook!   See more information on the event we... 10/03/2012

REAL ESTATE SHORT SALE FORMULA (Read this article first, then click on the link above) Do I Qualify for a Real Estate Short Sale in Ontario CA? So you're considering a real estate short sale for your Ontario, California Home….. Either you are near default or have already missed mortgage payments, and you are undoubtedly under-water on what you owe on the Ontario home compared to what it is currently worth. We see this every day from people of all aspects of life and economic backgrounds. We know it's a difficult and daunting position to be in. We know there is so much information out there that its difficult to decipher what is correct, and what isn't.... and who to trust. We also know its embarrassing. We've been in similar situations ourselves, and we'd like to discreetly help you av... 09/30/2012

    Whether you’re a renter, prospective homebuyer or you’re a homeowner struggling with your mortgage, www.KnowYourOptions.com can help. We’ve made it easy to find the information you need with tips and tools to help you every step of the way   Have little or no equity and want to refinance? HARP can help!If you've been unable to take advantage of today's low interest rates because the value of your home has declined, you now may be eligible to refinance based on recent changes to the Home Affordable Refinance Program (HARP).   Attention military—special help is available!   If you’re facing a financial hardship due to a death or injury of a service member on active duty or you've received Permanent Change of Station (PCS) orders, you may be eligible for mortgage assistance programs t... 09/27/2012

Close to 18% of U.S. homeowners who are current on their mortgage payments are classified as underwater, setting the stage for additional defaults if home prices fall deeper, Lender Processing Services (LPS) said in its July Mortgage Monitor Report. The mortgage technology firm said mortgage delinquencies are down 30% from the peak established in January 2010.  LPS said there is a direct link between negative equity and new problem home loans, and risks remain if home prices decline. "As negative equity increases, we see corresponding increases in the number of new problem loans," LPS said Monday. "In Nevada and Florida, two of the states with the highest percentage of underwater borrowers, more than 3% of borrowers who were up to date on their payments are 60 or more days delinquent s... 09/24/2012

09/14/2012

The Short Sale Market:  In today's housing market, 1 in 3 sales are a short sale, and that number is only rising. What is a Short Sale?  A short sale is when a lender allows a homeowner to sell their home for less than what is owed on their existing mortgage.  In most cases, and with the right listing agent representing you, you can also have all of your debt forgiven for your mortgage.   Short sales are beneficial to homeowners as well as lenders. Lenders often receive more money for short sales than foreclosures, and they do not need to be involved with property upkeep and disposal. Short sale houses are generally in better condition than foreclosures because the homeowners want to sell their properties as fast as possible Hire A Qualified Short Sale Expert: Lenders have many differen... 09/14/2012

How to Qualify for a Short Sale   The depressed value of the house is the most obvious requirement for a lender to approve a short sale, however,  the homeowner has to meet other qualifications as well. There must be a financial hardship. Lenders only recognize certain hardships when approving a short sale. These include: chronic illness, job loss, death of a borrower, divorce, incarceration, military deployment or involuntary job relocation Some lenders will consider approval if there is a new addition to the family such as a new baby or an elderly family member; other lenders will not recognize these situations. Hire A Qualified Short Sale Expert Lenders have many different short sale processes and agents who are familiar with these are much better suited to negotiate with your lender... 09/14/2012

Short Sale vs. Foreclosure If you’re having trouble making your mortgage payments every month, and if you have not been successful getting your loan rates refinanced or reduced to an affordable rate, then a short sale may be the best option for you. In both cases, foreclosure and short sale; you will no longer own the property at the end of the process; but a short sale generally only affects your credit for about two years, whereas a foreclosure will hit your credit for seven or more years. Furthermore, many banks and government programs offer homeowners financial assistance completing the sale and even help with moving costs. Don’t expect this treatment when you are foreclosed on. FICO scores for home sellers in a short sale can typically fall 150 points or more, complicating sellers... 09/14/2012