Is Your Ontario Home Underwater? Short Sale that Ontario House!Ontario Short Sales are nothing new. In fact, most of the Ontario housing market consists of short sales these days.If you’re struggling to make your mortgage payments on a property that is worth half the value of what you purchased it for? This is NOT the American dream. No one wants to lose their home to foreclosure. And no one wants to sell them home if they don’t want to move. But doing nothing and letting the bank foreclose, or staying with a home that is financially crushing is not the way to support your family.A Ontario short sale may be the best option for you. But how can you know without talking to a Ontario Short Sale Expert (That’s us!)? Have you considered a loan modification instead of a short sale? That may b... 04/16/2013

We have been assisting homeowners market and sell real estate and helping homebuyers find their dream homes since 1989. We have the network, financial resources, technology and real estate experience to provide you unparalleled service and help you reach your desired results. We specialize in listing and selling single-family homes, condominiums and residential income properties 1-4 units, including Standard Sales, Probate and Trust Sales, Short sales and Pre Foreclosures, REO and Bank-Owned homes and HUD properties. Serving the community's real estate needs in the Tri-County area including: San Bernardino County, Riverside County and Los Angeles County. Read More Here: http://janinej98.wordpress.com/2013/03/27/why-choose-janine-and-richard-kirchnavy-to-list-your-home/   03/27/2013

California’s median home price marked a full year of annual price gains, propelled by strong sales of higher-priced homes in February, while a lack of inventory constrained total home sales for the month, the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) reported this week. Sales in February were down 0.9 percent from a revised 420,270 in January and down 5.9 percent from a revised 442,660 in February 2012.  The statewide sales figure represents what would be the total number of homes sold during 2013 if sales maintained the February pace throughout the year.  It is adjusted to account for seasonal factors that typically influence home sales. The statewide median price of an existing, single-family detached home slipped 1 percent from January’s revised median price of $337,360 to $333,88... 03/22/2013

A short sale is a sales transaction for which a seller’s mortgage lender voluntarily agrees to accept a loan payoff of less money than what is owed on the mortgage loan. In a short sale, the property may or may not be in foreclosure. However, homeowners may consider short sales as a viable option for avoiding foreclosure. 1. Hire a REALTOR®! Not all real estate agents are REALTORS®. REALTORS® are members of the NATIONAL ASSOCIATION OF REALTORS® and voluntarily pledge to abide by the strict code of professional ethics. 2.Take a Proactive Approach The short sale process can take a lot of time and effort on your part, so taking a proactive approach to your short sale may help you complete the transaction as quickly and painlessly as you can. 3. Knowledge is Your Friend The short sale proce... 03/22/2013

  Ontario Int. Airport Cares About Their Passengers and Provides Entertainment     Recently I was at the Ontario International Airport picking up a passenger and while waiting for the luggage, we were entertained by a talented group of kids. After doing further research, I found they were the Claremont High School Symphonic Band. It made the time go by faster waiting. I read on Facebook that there is a group of volunteers who meet monthly to plan nice events like this for passengers and their rides.   Ontario International Airport 2500 E Airport Drive Ontario, CA 909-937-2700 Facebook                                    Kristin Hamilton  DRE #014092138 Keller Williams Realty -I sell real estate in Riverside and San Bernardino Counties commonly called the Inland Empire. I am a trained and... 02/20/2013

ONTARIO SHORT SALE AGENTS DON'T PUT YOUR HEAD IN THE SAND!!! IF YOU’RE HAVING TROUBLE PAYING YOUR ONTARIO, CALIFORNIA MORTGAGE… SHORT SELL IT!!!! Is your Ontario CA house "upside-down"? Do you owe more than it’s worth? Are you having trouble paying your Ontario CA mortgage, or are you already behind? Are you wondering if a Ontario Short Sale is right for you? Losing control of your mortgage can be devastating and embarrassing, but don't let your emotions keep you from exploring your options!! One of those options is a Ontario Short Sale. Short Sales have become the viable option to foreclosure. It can help you ease the massive credit damage a Foreclosure can cause. Foreclosure can keep you from buying another home for five years or longer. Short Selling can reduce this time to a couple ... 02/15/2013

1) CHDAP - California Homebuyer's Down Payment Assistance Program for qualified 1st Time Home Buyers, 3% Silent 2nd Loan, Income Limits Apply, Funds still available 2) FHA - Today's Most Popular Home Loan Program, 3.5% Down Payment, Min 620 FICO, No Income Limits, No Reserves or Rent History Required if allowed by AUS 3) 90 Day Flip Properties - Properties Owned by a Seller for Less than 90 Days. FHA, VA & Conv Options available 4) VA - Home Loans for United States Military Veterans, Still 0% Down Payment required, No Monthly Mortgage Insurance, Flexible Qualifying 5) Conventional - Up to 3% Down to $417,000 Loan Amounts, Up to $2,000,000 Loan Amounts 6) HomePath - Available on Fannie Mae REO Properties, Up to 3% Down for Owner Occupied, Up to 10% Down for Investment, No Mortgage Insura... 01/22/2013

  How about some local Trivia for this Friday? Did you know . . . In the film “Argo” the airport scenes that depicted the Tehran Airport were filmed in the old terminal building at the LA/Ontario International Airport ONT. The film “Argo” was about the real-life rescue of 6 fugitive American embassy employees from Ayatollah "Salman Rushdie Fatwa" Khomeini's Iran in 1980. “Argo” was a big winner at the Golden Globe awards for Best Picture (drama) & Best Director (Ben Affleck). Can you name some other movies filmed at the LA/Ontario International Airport ONT? To read more about Argo on location at the LA/Ontario International Airport ONT click here: http://goo.gl/RLrDw 01/18/2013

  Here are the Market Statistics for the city of Ontario in 2012.              Here are the Market Statistics for the city of Fontana in 2012.     **City of Fontana Drag City Pic taken from this website.  We appreciate you sharing!!!       If you have questions about real estate, call anytime!   01/09/2013

Here's is an interesting review of the shifting desires of home buyers through the years.                       If you are considering buying a home this year, please contact us today! 01/03/2013

By properly staging a home, it is possible to sell a house during the holidays, even with the slowdown in house hunting during November and December. Homeowners should make cleaning and de-cluttering the house their number one priority when looking to sell their home.  The house should show at its absolute best, which means light, bright, and extremely clean. It’s okay to decorate for the holidays, which can make the home feel warm, inviting, and festive.  But the “less is more” mantra definitely holds true.  The goal is to have the house appear spacious and open, and too many decorations may do the opposite. A tall Christmas tree is great for those trying to accentuate a two-story foyer or great room, but otherwise, homeowners should opt for a smaller and thinner tree.  Additionally, ... 12/14/2012

ONTARIO CA SHORT SALE AGENTS A Ontario CA real estate short sale is a sale of a Ontario CA home in which the proceeds from selling the property will fall short, or not be as much, of the balance owed on the Ontario CA house because the property owner cannot afford to repay the full mortgage amount(s).  In another words, the under-water homeowner sells the Ontario, CA home for less than what they owe on it. This is why banks must approve a short sale for the transaction to happen. This is also why an experienced real estate short sale professional should be used when selling short your Ontario CA home. A Ontario CA short sale is often used as an alternative to foreclosure because it can save additional foreclosure and credit fees, costs and implications to both the creditor (bank(s) hold... 12/04/2012

ONTARIO REAL ESTATE REALTORS / HOW TO SHORT SALE ONTARIO HOME If you need a Ontario Real Estate Agent / Ontario REALTOR to handle selling or buying your home remember these considerations when choosing us as your Ontario Real Estate professional: We have extensive experience handling listings in this difficult market We handle all aspects of Ontario listings and Ontario real estate sales We handle Ontario Short Sales, Ontario Foreclosures and Ontario Land Sales We have an unfair advantage in our marketing and advertising experience, enabling us to effective advertise your Ontario home for sale to as many buyers as possible, maximizing the total sales price. ---------------------- So contact us and let's get started! Call us now: (888) 9-List-It. That's (888) 954-7848. Or click here to v... 12/04/2012

Although real estate is local, in general, there are at least five significant contributors to rising prices: Housing affordability increasing housing formation rising rents, low inventory, and limited supply of distressed sales. Housing affordability is attractive based on traditional metrics such as price-to-rent and price-to-income measures, largely because prices have fallen so far. Housing is even more affordable considering today’s low mortgage rates.    If you are looking to buy or sell real estate in Southern California, please contact us today! Richard and Janine Kirchnavy, Prudential California Realty (909) 945-3662 DRE License # 01016593 / 01048899   11/30/2012

The following are the most affordable states and their average listing price: 1.       Nebraska: $145,360 2.       Iowa: $162,621 3.       Georgia: $169,625 4.       Kansas: $169,650 5.       North Dakota: $179,345 6.       Mississippi: $182,536 7.       Oklahoma: $182,765 8.       South Dakota: $185,791 9.       Texas: $186,144 10.   Arkansas: $186,767   11/29/2012

The Wall Street Journal recently cited five significant factors behind the rise in home prices, as numerous markets see significant year-over-year gains. The big price drives are:    1. The rise in housing affordability - which is drawing more buyers out into the market who are looking to cash in on low mortgage rates and fallen home prices compared to a few years ago. 2. The rise in household formation - which is expected to hit 1 million new households this year. That is up from an average of 570,000 over the last five years, according to data by Bank of America Merrill Lynch. 3. The rise in rents - which has prompted more investors to purchase properties to rent out and more renters to second-guess why they are paying so much in rent when they could buy. 4. The decline in distressed... 11/27/2012

Builders are trying to figure out which areas of the country will see the next big population gains requiring residential and multifamily construction projects. Research firm Pitney Bowes Software recently projected which metro areas are expected to see some of the largest growth in household formation in the next five years. Most of the areas projected to grow the fastest also tend to be the same ones that grew the fastest in the last decade, such as Houston and Atlanta.  Pitney Bowes Software projects that the following metro areas will see some of the largest gains in household formation over the next five years: Houston Atlanta Washington, D.C. Dallas New York Phoenix Riverside-San Bernardino, Calif. San Antonio, Texas Austin, Texas Fort Worth, Texas We'd be happy to help you with y... 11/27/2012

From our home to yours... Happy Thanksgiving!Richard and Janine Kirchnavy - Prudential California Realtywww.Kirchnavy.com 11/20/2012

Potential borrowers eager to find lenders with superior service A poll by Carlisle & Gallagher Consulting Group found that more than a third of potential borrowers would be willing to pay a higher rate if the mortgage came with superior service. The survey didn’t say how much more the 34 percent were willing to pay, but it did find that this group is a frustrated bunch. More than half think the process is too slow.  A third find it impossible to track the status of their loan application, an equal percentage say it is too difficult to talk with their lenders, and a quarter don’t believe the advice they’re given. A starting point for borrowers is to ask their real estate agent which lenders offer the best service.  Agents know which lenders keep their promises and close quickly without i... 11/09/2012

Looking for something fun to do for the whole family this Sunday, October 7, 2012? STREETS OF THUNDER MOTORSPORTS EVENT Bud Light and KCAL 96.7 FM Present Streets of Thunder treets of Thunder is a unique Motorsports Event that encompasses many aspects of racing that includes participation of cars and drivers from some of the most popular racing associations in Southern California. With the inaugural year being held at Citizens Business Bank ARENA in Ontario, California, on October 7, 2012, Streets of Thunder allows spectators the experience of meeting professional drivers and seeing an actual race car up close and personal. The drivers interact directly with you signing autographs and talking on a one to one basis. See more information on Facebook!   See more information on the event we... 10/03/2012