If you own a home in Ladera Ranch and your loan modification has been denied you are not alone.  As banks recover from the housing crisis with massive government assistance more and more distressed homeowner's have been denied conventional and government backed loan modifications in Ladera Ranch.  Why?  Because the Making Home Affordable program was not really designed to assist homeowners, it was truly intended to assist the banks.  It is time we accepted the truth about loan modifications.   Making Home Affordable Is Providing A False Sense Of Security Too Often. Admission into the trial modification phase of MHA does not mean you are in the clear!  Unfortunately less than 25% of all trial modifications initiated under the program have resulted in permanent loan modifications. (Don't ... 08/13/2010

The IML Real Estate Premier Marketing Plan The vast majority of buyers begin their home search on the internet. Thousands of buyers visit our website each and every month. Our listings sell at over 98% of asking price on average. IML Real Estate's Premier Marketing Plan was designed to sell your home for the highest possible price in the fastest possible timeframe.  Selling and marketing a home has changed dramatically over the last 3 to 4 years.  It is vital to utilize the right media channels in order to attract buyers.  The internet has become a powerful asset in getting the attention of potential buyers for your home.  Our high search engine rankings, vertical search advertising, web enhanced listings and custom home websites deliver powerful high-impact results for you.  The IML Re... 08/13/2010

THE LADERA RANCH REAL ESTATE MARKET CONTINUES TO BE SHORT SALE DRIVEN.  For a combination of reasons (timing of construction/purchase, regional economics and non-traditional mortgage product participation) Ladera Ranch homeowner's with negative equity are disproportionate relative to the surrounding communities (Mission Viejo, San Juan Capistrano, etc).  This does present potential buyers with a great opportunity to buy in to the Ladera Ranch market and enjoy the all the amenities (which are generally superior to the surrounding communities) offered by Ladera Ranch at a fantastic price point. Short sales homes currently in active listing status range from a 1,397 square foot 3 bed/2.5 bath home in the sought after Oak Knolls village to 8,910 square foot 5 bed/7 bath custom home in Coven... 08/12/2010

Ladera Ranch Real Estate & Ladera Ranch MLS Listings Register for a free property binder and you can save your unique Ladera Ranch property searches and rerun saved searches in seconds without having to fill out a new form. You can also save your favorite Ladera Ranch listings and retrieve them at any time. A great way to keep track of homes you are interested in based on your own criteria! Register for a property binder below. Use the Advanced Search functions to refine or modify your search and zero-in on homes that interest you. 08/10/2010

Covenant Hills / Ladera Ranch - Detached Home Sales - July 2010   Address Bed Bath Garage Sq. Ft. Price Days Pool  Tract                   5 Goose Pond Rd * 3 3 2 2,248 $535,000 317 N Walden Park 5 Whidbey Dr * 3 3 2 2,150 $565,000 109 N Sylvan Oaks 7 Fairhaven Rd 4 3 2 2,251 $575,000 65 N Walden Park 9 Lullaby Cir * 4 4 2 2,400 $650,000 38 Spa Mosaic 6 Gardenia St * 5 5 3 3,855 $820,000 152 N Evergreen 6 Beechtree St 4 3 2 2,750 $740,000 36 N Canopy Lane 6 Lanesboro Dr 5 3 3 3,050 $730,000 47 N Sterling Glen 6 Shively Rd 5 3 2 2,600 $795,000 54 Y Sterling Glen 7 Basilica Pl ** 5 5 2 3,900 $825,000 4 N Meriden 19 Sea Grape Rd 4 4 3 3,300 $860,000 109 Y Evergreen 19 Foliate Wy * 5 5 2 4,201 $1,000,000 13 Y Sedona 17 Craftsbury Pl * 5 4 2 3,983 $904,000 261 Y Sumners Way 62 Downing St **... 08/09/2010

Ladera Ranch - Detached Home Sales - July 2010 Address Bed Bath Garage Sq. Ft. Price Days Pool  Tract                   5 Goose Pond Rd * 3 3 2 2,248 $535,000 317 N Walden Park 5 Whidbey Dr * 3 3 2 2,150 $565,000 109 N Sylvan Oaks 7 Fairhaven Rd 4 3 2 2,251 $575,000 65 N Walden Park 9 Lullaby Cir * 4 4 2 2,400 $650,000 38 Spa Mosaic 6 Gardenia St * 5 5 3 3,855 $820,000 152 N Evergreen 6 Beechtree St 4 3 2 2,750 $740,000 36 N Canopy Lane 6 Lanesboro Dr 5 3 3 3,050 $730,000 47 N Sterling Glen 6 Shively Rd 5 3 2 2,600 $795,000 54 Y Sterling Glen 7 Basilica Pl ** 5 5 2 3,900 $825,000 4 N Meriden 19 Sea Grape Rd 4 4 3 3,300 $860,000 109 Y Evergreen 19 Foliate Wy * 5 5 2 4,201 $1,000,000 13 Y Sedona 17 Craftsbury Pl * 5 4 2 3,983 $904,000 261 Y Sumners Way 62 Downing St ** 5 5 2 3,775 $920,0... 08/09/2010

Know Your Options Before Choosing Any Course Of Action. Explore Your Options Before They Are Removed. Lenders that have been slow to move towards foreclosure are streamlining and speeding up their foreclosure timelines. I've noticed that many people struggling with their mortgage payments avoid thinking about and addressing their options.  Often, until it is too late and many of their choices are no longer available. You do face some tough choices.  Do you stay in a home you may no longer be able to afford?  Or, do you leave your home in search of an alternative solution?  It is difficult to think about leaving your home but it may be the right option for you. Whatever you do, do not walk away from your home.  The most important thing you can do for your future is to avoid foreclosure a... 08/05/2010

Ladera Ranch is divided into distinct communities known as villages.  Each village/community has it's own unique features and a range of housing.  I've provided prospective buyers with a breakdown of each village by tract showing the range of bedrooms and square footage. Oakknoll Village       This is the first of the developed villages in Ladera Ranch. Within Oak Knoll is the Oakknoll Village Club which boasts of a fabulous Clubhouse which can be rented for parties and is often used for Community Activities as well as a pool and water play area. There are many walking trails throughout Oakknoll which lead to the clubhouse as well as to the adjoining neighborhoods.  Condominiums Tract Name Range of Bedrooms Range of Square Feet Sycamore Grove 3-4 1349-1987 The Trails 3 1397-1800 Single... 07/30/2010

Ladera Ranch, California - Bank Owned Homes Report - July 24th, 2010 There are currently eleven bank owned homes in active listing status in Ladera Ranch.  They range in size from a 1,417 square foot condo to a 3,984 square foot detached home in the Covenant Hills community. If you would like additional information or to schedule a showing for any of these bank owned properties please contact me.  If you are interested in bank owned properties that are not yet on the market but will be coming available soon please email me at dgubler@imlrealestate.com   Ladera Ranch Bank Owned Homes - Active Listings as of July 24th, 2010: Address                    Type         Beds               Baths   Square Feet   Lot Size  Year Built 38 Garrison             Condo              3                  2.... 07/24/2010

Ladera Ranch Real Estate | Live In Ladera Ranch California | Ladera Ranch Lifestyle   Ladera Ranch, California is a wonderful community. Beach close, easy commuter access and interesting architecture are just a few of the many advantages of a Ladera Ranch Lifestyle. Ladera Ranch began construction in 1999 and was designed as a group of villages. Within each village are a variety of tracts of homes. Each village has access to it's own amenities, such as community pools, parks and sports courts. The amenities vary by village...but all have access to the main clubhouse/pool with it's own mini-water park, skate park and dog park.       Also important to the developers was location of the extras that are pivotal to a community. Such as shopping, dining, services. Ladera Ranch even has one ne... 07/22/2010

Here is a complete list of all of the Ladera Ranch Villages showing tract names that comprise each village, the type of residential housing,  the builder who constructed the homes and the number of homes in each tract:  Avendale Village - Ladera Ranch  Tract Name Housing Type # of Homes Builder Astoria Detached Homes 99 Warmington Homes Berkshire Condos 156 Shea Homes Canopy Lane Detached Homes 113 Standard Pacific Homes Charleston Place Condos 139 Warmington Front Street Detached Homes 22 Standard Pacific Greenbriar Condos 130 D.R. Horton Savannah Detached Homes 83 Barratt American St. Mays Road Condos 141 John Laing Homes Sterling Glen Detached Homes 103 William Lyon Homes Sumners Way Detached Homes 58 John Laing Homes Tether Moon Detached Homes 112 Centex Homes Weatherhaven Detached... 07/13/2010

LADERA RANCH FORECLOSURES Call or Text: (949) 274-3733Email:Fred@BestOCProperties.comWebsite: www.BestOCProperties.com We also have access to Orange county foreclosures, rentals, short sales, pre foreclosures, bank owned properties, real estate education, property management, great deals, standard sales, reo's, multi unit residential properties, here: Aliso Viejo * Anaheim * Anaheim Hills * Brea * Buena Park * Corona Del Mar * Costa Mesa * Coto De Caza * Cypress * Dana Point * Fountain Valley * Fullerton * Garden Grove * Huntington Beach * Irvine * La Palma * La Habra * Ladera Ranch * Laguna Beach * Laguna Hills * Laguna Niguel * Laguna Woods * Lake Forest* Los Alamitos * Midway City * Mission Viejo * Portola Hills * Newport Beach* Newport Coast * North Tustin * Orange * Orange Park Ac... 07/07/2010

LADERA RANCH REAL ESTATE FOR RENT / LEASE There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any properties in Ladera Ranch or Orange County please contact us at: Call/Text: (949) 274-3733 Email: Fred@BestOCProperties.com Website: www.BestOCProperties.com (To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers) *Subject to credit check fee of $20.00 per person over 18. 06/27/2010

LADERA RANCH REAL ESTATE FOR RENT / LEASE FRED SED 949-274-3733There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733. (To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers) LADERA RANCH LEASES, LADERA RANCH HOMES FOR RENT, LADERA RANCH RENTALS CONTACT FRED SED 949-274-3733 FOR ADDITIONAL INFORMATION OR TO SCHEDULE A SHOWING! *Subject to credit check fee of $20.00 per person over 18. 06/21/2010

LADERA RANCH REAL ESTATE FOR RENT / LEASE There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any properties in Ladera Ranch or Orange County please contact us at: Call/Text: (949) 274-3733 Email: Fred@BestOCProperties.com Website: www.BestOCProperties.com   (To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers)   *Subject to credit check fee of $20.00 per person over 18. 06/17/2010

Successful Ladera Ranch short sale!!! This was an investment property that my client bought 5 years ago. He refinanced the condo and cashed out 2 times prior to short selling the condo. He owed the 1st mortgage $ 530,000  and the 2nd mortgage $ 200,000 Property sold in approx 10 days for 349k Short sale approval for both banks took 7 weeks. The original buyer cancelled escrow and then we received a new offer for 337k. The bank did accept the new offer. That process took approx 7 days for the new approval. 1st lender accepted $ 307,000 2nd lender accepted $ 3,000 The bank paid all past due taxes, hoa fees, escrow, title and commissions. This seller received a full settlement. Interested in short selling your home contact Ann Urias with ReMax Homes and Estates Pre-Foreclosure division. ww... 06/16/2010

Wow, hot off the press…..Thanks to The Wall Street Journal for this timely content on “Real Short Sales Of Orange County”…..   Reality has hit home for one of the “Real Housewives of Orange County’s” blond-and-Botoxed stars: Tamra Barney unloaded her Tuscan-style house in a short sale, the Orange County Register reports. The 4,300-square-foot Ladera Ranch showpiece went for $1.12 million, a 30% discount from the original $1.6 million asking price. In a short sale, the lender-in this case, JP Morgan Chase-agrees to a price less than what is owed. The process helps troubled owners avoid a foreclosure. “No one wants to face foreclosure,” agent Marcos Prolo of Berrington Properties is quoted as saying. “This is a good lesson for everyone who’s struggling.” Simon and Tamra Barney-parents of ... 05/11/2010

Successful Ladera Ranch short sale!!! This was an investment property that my client bought 5 years ago. He refinanced the condo and cashed out 2 times prior to short selling the condo. He owed the 1st mortgage $ 530,000  and the 2nd mortgage $ 200,000 Property sold in approx 10 days for 349k Short sale approval for both banks took 7 weeks. The original buyer cancelled escrow and then we received a new offer for 337k. The bank did accept the new offer. That process took approx 7 days for the new approval. 1st lender accepted $ 307,000 2nd lender accepted $ 3,000 The bank paid all past due taxes, hoa fees, escrow, title and commissions. This seller received a full settlement.   Interested in short selling your home contact Ann Urias with ReMax Homes and Estates Pre-Foreclosure division. ... 05/07/2010

This peaceful view is from the Master Balcony of this wonderful detached home in Ladera Ranch, California. Ladera Ranch is 20 minutes from California beaches close to shopping centers, restaurants and theaters. All the amenities needed for a complete lifestyle. Ladera Ranch is a planned community which has homes that range from studio apartments to custom estates. Lush landscaping, well designed neighborhoods, walking trails and even a waterpark.....Ladera Ranch is the perfect place for any stage of life. A fairly new community, the schools are state-of-the-art with all the most current technology and design. This wonderful home is NOT a short sale. The family that has called this home has bought a new home that will accommodate a growing family. So they are ready to move....just waiti... 04/13/2010

Open House Ladera Ranch, California....Detached Beauty, 11 Irish Moss Wow....this is a great home! $519,900 detached home with access to all the great Ladera Ranch amenities. Open House Saturday 4/10 from 11-2pm. Impectably maintained home with lush landscaping! This has 3 generous bedrooms and a master suite with private balcony. Look at this beautiful view from the balcony. Quiet location, lovely views! What a great place for the kids to play ball or just relax on weekends. There is a pool and playground just across the street for those warm, sunny Ladera Ranch days. Are you a great cook? You will definately enjoy this kitchen. State-of-the-art stainless steel appliances, granite counter-top and plenty of natural light makes creating meals a pleasure. Visit the Open House this weekend... 04/09/2010