Folsom-El Dorado Hills CA – We're going to start explaining the steps to approving a short sale in 90 days or less. Today, we'll start with Step 1: Find out the type of loan it is. Examples are Fannie Mae, Freddie Mac, FHA, VA, Portfolio, and "Sliced and Diced." Why does this step matter? First, around 70-80% of all loan held by the large, national lenders are not owned by that lender. They are simply collecting the money for the actual owner of the loan. The owner of the loan is the actual gentility that makes the decision to approve or deny the short sale. Find out who the actual owner is and you can hold that lender accountable for their actions. They better do a good job on the short sale. If not, then you report on them to the actual loan owner. In addition, most of these loan own... 03/12/2012

12/02/2010

What difference does a year make?  All would-be home buyers, waiting for the market to bottom, should consider the following:  While it's true that the best environment home buyers have ever seen may have been from January to late May of this year, outstanding opportunities still exist for those who act soon. If you are planning to buy a home, there are important dates on the calendar that you need to take note of so you can act accordingly. These dates represent money-saving opportunities for consumers.  We may never see rates this low again:  In response to the faltering economy in late 2008, the Federal Reserve announced they would start buying Mortgage Backed Securities (MBS). Immediately after this announcement, 30-yr. fixed rates plunged into the mid 4% range. What you need know i... 07/23/2009

Oakridge Village is situated in the heart of El Dorado Hills as it is walking distance to the main high school, the community center and major sports fields. Real estate options include custom homes and production homes mostly built in the 1990s. Homes from $500,000. Visit my El Dorado Hills Real Estate site and search El Dorado Hills Homes for sale. 06/19/2007