In this video we learn the power of leverage in purchasing multi-units in Downey instead of paying property all cash. We will also explore the power of using leverage to purchase a 3 unit property instead of buying a single family residence in Downey. Downey Real Estate   06/09/2010

Downey Real Estate - In this video we will see if it makes sense to buy a property in Downey, or does it make sense to rent instead. You will also see the tax benefits when paying a mortgage vs. rent. What if you set aside a monthly amount for a down payment? 06/09/2010

This is a re-post of a article I posted a while back regarding purchase of Downey real estate. Still applicable today.   In this video you will learn why it is a great time to buy Downey Real Estate. You'll also see why if prices drop 10% to 20% it may not necessarily be good for you...   06/09/2010

Your first thought is probably well did you have a good offer to begin with? The answer is YESSSS guaranteed! Mr. Veteran even agreed to pay for Lender required repairs if necessary, increased his deposit, agreed to the Bank's limited inspection and appraisal timeframes, and cross qualification, plus agreed to pay for all of his closing costs to get the Home for his family. The condition of the property on a scale from 1-10 was a 7 and I saw only one item that could get called by the appraiser and that was the covered patio that seemed to need replacement. The response I received from the listing agent was, "The Bank is looking for an offer with a minimum of 10% down!" Mr. Veteran didn't have this 10% and even if he did doesn't it just make sense to use a VA loan when you earned it by g... 06/01/2010

Downey CA Homes for Sale: A Super Option New buyers eager to own a home in Downey, CA should undoubtedly give Downey CA Homes for Sale some serious consideration. After all, with 282 such homes currently available, there's more than enough to pick from. In fact, you can find homes costing anywhere from $152,000 to $1,799,990, and in every kind type of housing you could want. Whatever your family size or finances, Downey, CA has something for you. Our free online database is updated every day, so bookmark this site and come back often to find the most recent listings. Looking for more information? The experts at Adore Realty have all the info you need! Just speak to Claudia Guzman at 877-380-7992 and get all your questions answered now. Real Estate for Sale in Downey, CA Strategically lo... 05/31/2010

There's a program that was rolled out in April that aims to prevent homeowners to fall into foreclosure. It is called HAFA, the Home Affordable Foreclosure Alternatives Program. The intent of this new program is to facilitate the sale.   The summary of the guidelines are as follows:    * Complements HAMP by providing a viable alternative for borrowers (the current homeowners) who are HAMP eligible but nevertheless unable to keep their home. * Uses borrower financial and hardship information already collected in connection with consideration of a loan modification. * Allows borrowers to receive pre-approved short sales terms before listing the property (including the minimum acceptable net proceeds). * Requires borrowers to be fully released from future liability for the first mortgage d... 05/28/2010

In my blog we discussed that if you are planning to short sale your Downey home and you have a HELOC as a second trust deed you have to take steps in order to avoid being sued for any balances owed. Feel free to see the full report by clicking above or if you prefer see the video below for the full report.   Wells Fargo started to sue over balances owed on HELOCs late last year. Expect for Wells Fargo to start ding this in California soon and other banks to follow their lead.   One of the things to remember is that banks are trying to recoup lost money at all costs. We can't blame them right? It is their business to do that.   However, it is also YOUR DUTY to protect yourself and your family. Please see the video below for the surprising answer to stop banks dead in their tracks if they... 05/27/2010

A Word of Wisdom Thought for Today; "A word of encouragement is all an inquisitive mind needs to propel  themselves to excell beyond their own internal belief system~ as this  is the food that gives them stregnth to say I can do it. "Carlos R Arvizu SrWells Fargo Home Loans562-755-3856TheDon1950@aol.com 05/17/2010

 DOWNEY CA HOMES FOR SALE by Price Range!   There are close to 200 Downey, CA Homes and Condos for Sale.  Whether you need a starter home or looking to upgrade, your Downey Home Search begins here!  Be sure to check out the very affordable 4 bed/3 ba 1800+ sq ft Downey home at 7508 2nd St. for $399,999.  Or the super luxury 8 bedroom/8 bath home at 9139 Raviller that boasts over 7300 sq. ft of living space! Homes for Sale in Downey Between $0 - $100,000 Homes for Sale in Downey Between $100,000 - $200,000 Homes for Sale in Downey Between $200,000 - $300,000 Homes for Sale in Downey Between $300,000 - $400,000 Homes for Sale in Downey Between $400,000 - $500,000 Homes for Sale in Downey Between $500,000 - $2,500,000 Search for homes by price in the following nearby cities as well: Los An... 04/21/2010

NORTH DOWNEY CA REAL ESTATE - Buyers and Oooo - Ahhh Real Estate     North Downey CA is a coveted section of Downey, CA.  From the moment you get off the 605 Freeway and head west on Lakewood Blvd you know your not in Kansas anymore.  New buyers can't seem to drive through North Downey without the occasional Ooo or Ahhh escaping their lips.  The grand homes whether they are the newer mansion style or the single story ranch of old have helped to put North Downey CA on the map for homebuyers seeking affordable luxury real estate (yes here North Downey the two adjectives can go together).  Manicured lawns and wide tree-lined streets arrayed in various gold and green hues throughout the seasons make North Downey CA the jewel of Downey.        North Downey CA homeowners are usually those loo... 04/07/2010

  Check out the hundreds of Downey CA Homes for Sale in your specific price range HERE as of 3/12/10!  For instance this lovely Downey CA home located on Pangborn Ave. in the coveted area of North Downey.  It features 3 Bedrooms, 2 baths, Large Family Room, Dining Room, Spacious Kitchen with Granite Countertops and Newer Appliances. Master Bedroom and Bath Suite, Hardwood Floors, Cathedral Ceilings and Fireplace. Terraced and manicured yard with firepit. An entertainer's dream! SHOW & SELL. THIS HOME HAS SOLD! More Downey Homes for Sale by Price $0 - $200k $200k - $300k $300k - $400k $400k - $600k $600k - $800k $800k - $1M Over $1M All Downey Downey Homes for Sale by Bedroom 2 Bedrooms 3 Bedrooms 4 Bedrooms 5 Bedrooms + Search Downey Condos Search for homes in the following nearby citie... 03/12/2010

If anyone out there has any discounted luxury homes in So Cal, send them my way. I am now working with a Buyer that buys luxury homes at 80-90% of their value and then resells them quickly. If you have any Sellers that need to sell NOW, send me an e-mail. He buys cash and closes fast. They can be divorce, probate, or even Short Sales. We will be in touch. I pay for referrals (of course)   If you know of clients who may need some help in the So California, feel free to send them to my site: www.SanGabrielValleyHomeSearch.com Be sure that you send me an e-mail with you and your clients' name and information.  I pay 25% for referrals...so let's get to work. Thanks-- velascomark@yahoo.com  (626) 392-9499 Direct. Search MLS: Arcadia, San Marino, South Pasadena, Los Feliz, Downey,& Whittier, ... 02/23/2010

               Are you tired of Loan Modification Promises ?   Are you forced to Short Sale because Loan Mod did not work?                Do you want results and not just false promises?              I am going to make this very short and sweet.              Call me and i will take care of that little problem for you.  It's That simple.             My phone is always on  and  I do respond to emails , texts  and all incoming calls .                       562-746-5798 ( blackberry)            reotalk@gmail.com 02/20/2010

Downey, CA Real Estate for Sale by price range!  As of 2/15/10 here are the latest homes for sale.  Be sure to check out the new construction standard sale on Vultee Ave. in the highly desirable area of Northeast Downey, CA!  Call me for details at 310-508-4354: Properties for sale:  Downey Homes by Price $0 - $200k $200k - $300k $300k - $400k $400k - $600k $600k - $800k $800k - $1M Over $1M All Downey Downey Homes by Bedroom 2 Bedrooms 3 Bedrooms 4 Bedrooms 5 Bedrooms + Search Downey Condos   02/15/2010

                                                                                                 I will do the following things:1. I will have a regular communication schedule (weekly or biweekly) to provide regular Buyer feedback.2. I will send copies of ALL ads and marketing materials.                            3. I will make you a part of the process (input is welcome and accepted)4. I will NOT Disappear.5. I will get the Highest and Best home price in the shortest possible time.                                     Click here to find out: What is my home worth? If you know of clients who may need some help in the So California, feel free to send them to my site: Search MLS: Arcadia, San Marino, South Pasadena, Los Feliz, Downey,& Whittier, CA. 02/10/2010

Search for Downey, CA homes by your price and budget! Here are the latest listings that meet your price range criteria: Downey Homes by Price $0 - $200k $200k - $300k $300k - $400k $400k - $600k $600k - $800k $800k - $1M Over $1M All Downey Downey Homes by Bedroom 2 Bedrooms 3 Bedrooms 4 Bedrooms 5 Bedrooms + Search Downey Condos Search for homes in the following nearby cities by price as well in Los Angeles, Lakewood, Bellflower, and Carson    02/01/2010

My key qualities are that I do my homework, I know my contracts, and I am a great negotiator.  Most money is saved/lost during the Buyer's contract offer.  A great Agent does NOT concede every little detail of the transaction to get the sale.  Each "detail" can cost anywhere between $50 to $6,000.  Are you ready to save some money?   I will do the following things:   1. If I am not available, I will return your phone calls quickly/promptly.       2. I will give you prices for comparable (comps) properties.  3. I will show you ONLY properties that fit what you are looking for.  4. I will let you know FIRST when any great deals come up.  5. I will negotiate the best possible deal on your behalf.   Search my site: www.SanGabrielValleyHomeSearch.com   Your REALTOR serving: Hacienda Heights... 01/29/2010

  Click on the house below for current mortgage rates for Downey and Los Angeles County.  Short sales are dominating the first time home buyer market in Downey and many parts of Los Angeles.  A new homebuyer needs an agent that knows how to negotiate short sales and understands the contracts.   Andi Grant has years of legal experience.  Combine this with her real estate knowledge and you have a powerhouse agent that will get the job done.  It's hard to find a great agent so give her a call today!    If you're looking at homes for sale or short sales  in Downey or Los Angeles county, make sure you find out how much house you can buy before you make an offer to purchase.  Without a pre approval your offer will likely not even be considered.     Click below for current mortgage rates     ... 01/23/2010

This Blog officially makes my 100,000th point here on Active Rain. I wanted this Blog to be especially sentimental. I began thinking about the things that matter to me: family, friends, and my wife (of course). I am much too busy for bars and clubs...so...okay...I met my wife on the internet. It was a dating site for singles. I saw her picture and then I read her profile (this was my first impression of her). Like it or not, I had my first impression of her BEFORE I even met her or spoke to her. I know that it doesn't sound fair. However, in the internet realm...your profile is your first impression. Having said this, let me ask you a few important questions:      -Is your picture professional and current?      -Did you take the time to relly show WHO you are?      -Is the information o... 12/21/2009

My key qualities are that I do my homework, I know my contracts, and I am a great negotiator.  Most money is saved/lost during the Buyer's contract offer.  A great Agent does NOT concede every little detail of the transaction to get the sale.  Each "detail" can cost anywhere between $50 to $6,000.  Are you ready to save some money?   I will do the following things:   1. If I am not available, I will return your phone calls quickly/promptly.       2. I will give you prices for comparable (comps) properties.  3. I will show you ONLY properties that fit what you are looking for.  4. I will let you know FIRST when any great deals come up.  5. I will negotiate the best possible deal on your behalf.   Click here to see: Mark's Home Site: If you know of clients who may need some help in the So... 11/12/2009