Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation If you're ready to buy a home, getting approved for a mortgage is a critical step that you can't skip or rush. And although it may seem like the lenders can be a bit arbitrary in their approvals, there's actually a detailed set of criteria they look for when approving or denying an application. So how can you ensure your mortgage gets approved quickly and without any hassles? Here's what you need to know. Do: Have All Your Documents In Order Right Away Processing the paperwork on a mortgage approval ... 08/30/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation  The concept of going green is often seen as an expensive process, and this can stop many people from taking the small steps needed to make their home more environmentally friendly. If you want to green-ify without any of the high costs, here are some simple things you can do that will easily improve the energy efficiency of your home. Complete An Energy Audit          It can cost upwards of $400 to get a certified evaluator to take a look at your property and determine how energy is being wasted, bu... 08/16/2017

 When I speak with sellers about maximizing their profit potential when home selling, I am serious about the maximum profit potential. So analytical about it. Because I feel as though it is my job to get my sellers the highest price possible. To do anything less, to me, is not providing full service.  Every so often I run across a seller who doesn't care one way or the other about extra proceeds, but not very often. Most sellers want every bit of equity they can obtain. Usually I'm within a reasonable range or so of other agent's estimates, but not on this particular home in Carmichael.  All three of the other agents were $100,000+ low. My sellers kept asking me why. This wasn't supposed to happen, they said. I don't know, honestly. I just know I was right. You can read more in my perso... 07/27/2017

 Don't get me wrong, I love working on all of my listings or I wouldn't accept them. But every once in every blue moon, I take a listing that truly speaks to me, and this home in Carmichael is such a place. It is special. This is not a cookie cutter home in Elk Grove. It is one-of-a-kind. Tons of thought and professional designers helped to create the interior of this home. There is a calmness throughout. When you close the front door, you are alone with nature, safe; it is nuturing, a zen-like quality. And it's relatively affordable for a home surrounded by oak and redwood trees nestled on a creek on a .67 acre lot with a pool. To see more of this modern design blending with Old-World charm, take a look at my personal blog today at this link: Wowie Zowie Stunning Zen Home in Carmichael... 06/16/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation The monthly mortgage payment that goes into purchasing a Carmichael home is frequently the most expensive cost per month that most people will incur, and that means that it can be helpful to know the tricks of the trade in squaring away this payment more quickly. If you’re looking for some simple tips to get your mortgage paid off a little sooner, here are some pointers that will help you get to this goal. Make Bi-Weekly Payments It may seem like enough of an expenditure to pay your mortgage once a m... 04/19/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation I ran across this interesting story written by Judith Crown in Realtor Magazine this week that I thought I’d share with you. Even the most steely-eyed sellers can get emotional when it’s time to list their home. It’s the place where they raised their children, gathered friends for annual holiday parties, or painstakingly executed their design vision over many years. The longer they have stayed in a home, the greater the challenges they may face getting up-to-date on the rules and regulations governin... 04/19/2017

When a seller finds the traffic from home showings too inconvenient or an emergency pops up, whatever the reason, as a Sacramento Realtor, I will gladly take a home off market, just like this home in Carmichael. It doesn't mean the listing vanishes everywhere, although it does disappear from any websites that receive a direct feed from our mothership, our multiple listing service (except for Zillow from manual input). Zillow does not have a direct feed in Sacramento, and many buyers do not realize it. The listing stays in MLS for agents to view but it is in a status known as temporarily off market. It means no showings. Sometimes this status is put in a place for a weekend when a seller welcomes out-of-town guests or it could be in TOM status for months and months. There is no marketing... 04/06/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation  It doesn't matter where you live, what kind of home you have or what time of year it is. If you're looking to sell your home quickly, you'll need to do a better job than other local homeowners who are competing against you. Try these top three tips to secure a sale within 60 days. 1) Enhance Its Appearance When it comes to selling your Carmichael home, looks are everything.  If the appearance of your home is impressive, it will be more inviting to potential buyers.  Remove any items that make the ho... 04/05/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation If you're dealing with paying off your mortgage and going down to a one-income family, it can be complicated to determine how to financially swing it. However, becoming a parent and managing a mortgage are quite common nowadays with maternity leave and the modern family. While managing a mortgage on just one salary can be a challenge, there are a few simple things you can do to make it work. Buy the House You Can AffordIt may sound much too simple, but many people get so wrapped up in the concept of ... 04/05/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation  It's likely that your house is your biggest asset, so when it comes time to sell it you'll want to do everything you can to maximize your profit. Good news — the value of your home isn't solely determined by the market, there are several ways in which you can increase its value by making upgrades before listing.  Let's take a look at 3 top upgrades that will make your house worth more when you sell. 1. Make It Profitable Not surprisingly, the number one way in which you can increase the value of you... 03/29/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation Real estate may be one of the most important things that you will ever invest in, but it can also be a useful means of increasing your financial well-being. If you're getting into the real estate game and are wondering how you can make use of investing in Carmichael homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.  Home Equity Line of Credit Loan Also known as HELOC, this is the type of loan where a hom... 03/29/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation Even small spaces can feel spacious when the art of storage is mastered.  Here are 7 inexpensive storage hacks to free up space in your Carmichael home. 1. Racks on Racks on Racks It's often the first mess you see when walking into someone's home — a clutter of shoes sprawled out by the entrance.  Take care of this mess with a shoe rack, which will only take up a few feet of space but allow you to store numerous pairs of kicks. 2. Fold & Hang  Not your clothes, your chairs!  If you don't use chairs o... 03/23/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation Whether you know a little bit about the market or you've sold a Carmichael home before, you may be considering pricing your own home to avoid the assistance of a real estate agent. However, there are a number of benefits associated with consulting an agent when selling your home. Before making a final decision, consider the following tips. They Know the Neighborhood It's great if you have familiarity with market prices, but knowing a neighborhood is key when it comes to determining price. The right a... 03/23/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation Interest rates may be relatively low, but if you're a homeowner who is struggling with your monthly mortgage payment, it may be time to consider what re-financing options are available on the market. If you are looking for a lower interest rate to improve your financial health, here's what you need to know about the HARP program so you can take advantage of a better rate. What Is HARP? The Home Affordable Refinance Program, which is commonly known as HARP, was created in the wake of the 2008 recessio... 03/23/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My <> Home Worth? Please call us to discuss your potential Home Value in <>, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultationWhether you're moving to a new Carmichael home or you have a new family pet, it can be a struggle to make the place a little friendlier for them. From the garbage can to the cupboards and doors, there can be a lot of dangers that have the ability to hurt your furry friend you might not be aware of. If you're looking for some simple ways to make their life a little easier, here are a few things you can do.  Take Care of the Trash The image of dogs sifting through the trash is common for a reason, so it's important to ... 03/16/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation With interest rates on the rise following the 2016 election, it's possible that you're now considering your options for refinancing your current mortgage. It can sometimes be hard to know all of the ins and outs of making this choice, though, and it's important to know what's involved. If you're trying to determine if refinancing will work for you, here are some of the basics on this option and what it can mean for your equity. Acquiring A Lower Interest Rate One of the most common reasons for re-fin... 03/16/2017

Mike and Jennifer Rigley (buyers) 916.378.4671 / (sellers) 916-660-5823 Info@RigleyRG.com What’s My Carmichael Home Worth? Please call us to discuss your potential Home Value in Carmichael, CA 916-660-5823. Click here to use our FREE Online Home Value Estimator. Call for a FREE consultation It's great news if you have enough financial capital that you have the option of investing in a rental property, but being able to afford it is only half the battle. Since you'll need to find and keep the right renters in order to make a profit, here are some ways that you can ensure your property will be a financial benefit. Price It Right It's important to turn a profit, but overpricing your property may mean that you'll have limited options. Instead of making it a guessing game, take a look at the... 03/16/2017

As a Sacramento Realtor who still sells a few short sales now and then, I can tell you there are benefits on the agent side of things. Now, I know most agents would not touch a short sale with a 10-foot pole, but that always left more short sales for me to sell. People seem surprised when I tell them I have sold more short sales than another other single agent in a 7 county area for the past 10 years. Heck, I was a little shocked when I saw the numbers.But one of the benefits is an agent really forms a close relationship with the sellers. Much closer than she has an opportunity to do with a regular sale that will sell in a few days and close in 30, which is about my norm lately. No sooner do I put them on the market than they sell and close and goodbye to the sellers. But short sale sel... 03/15/2017

When you cannot make up worse stuff about an FHA short sale, then you just stick to the facts. Which is what I have done in my blog today. In the rare occassions when I have had to break bad news to a seller, I call the seller and speak on the phone. I would never send an email or text with bad news because that's like slapping somebody in the face when they are down. People need to discuss, dissect and understand what happens so they can move forward through the grieving process and get past the anger when things do not go according to plan.That's the problem with being on the other side of the transaction with the sellers. You can't control the buying side. You can't make the buyers see reason and logic, and you certainly are not privy to their thought processes. You can read more in ... 11/23/2016

 #JustSold!!! 5-5-2016 in #Carmichael , Ca.  One of those really nice transactions.  I represented the seller of this great property.  She acutally grew up in the home as a kid and then just recently inherited it from her parents.  She was great and listened to instruction/advice well.  The property showed great.  We had 15 offers!!  And it ended up selling way over the list price.  Congrats to my seller client and thank you very much to Patrick for the referral!!!  #SacramentoRealEstate    Beds: 3* Baths: 2 (2 0) (FH)* Sq Ft: 1525* Wonderfully cared for & maintained Carmichael Home. This 3 bed, 2 bath house provides 1,525 square feet & large yards. Freshly painted inside & out, refinished wood floors, new dual pane windows & plantation shutters. Excellent opportunity to remodel the kit... 05/17/2016