CARMEL VIEWS SHORT SALE INFORMATION     Do you owe more on your home than it is worth? Are you having trouble making your mortgage payments? Are you already behind on your mortgage payments? Has your interest rate adjusted to make it unaffordable now? Do you need to refinance but can't because your house won't appraise for more than your loan amount? Do you need to sell your house, but owe more than it can be sold for?    Do you think that you may enter into foreclosure on your home?   If you are possibly facing foreclosure, do you know the possible consequences if you have recourse loans?   If you answered YES to any of the above questions, it is likely that you are in danger of foreclosure. You are not alone and THERE ARE SOLUTIONS. Whether your goal is to keep your home or to move on... 11/19/2011

Tucked away within the rolling groves of Carmel's Rancho Rio Vista rests this wonderful home of function and value. Placed within over an acre of gently sloping privacy, this special property lays folded in its own oak grove, offering a unique blend of security and convenience. This home has many options and choices with four bedrooms, three full bathrooms, living room, dining room, family room, sitting room, kitchen with breakfast nook and a two-car garage. Raised ceilings give peace and comfort to the master bedroom and the two guest rooms upstairs, while the first floor speaks more of entertaining and relaxation. Serene and secluded while superbly located, this home sits in wait and is ready to be appreciated! Listed at $995,000 For more information and to view more photos.     09/21/2009