Bella Lago (aviara) (Carlsbad, CA)
By Mike and Dawn Lewis, The Lewis Team at Keller Williams in San Diego CA
(The Lewis Team at Keller Williams)
Generational Differences in Sense of CommunityGenerational Differences in Sense of CommunityOverall, the older the generation, the more likely its members are to report feeling a sense of community where they live. But, the younger the generation, the more likely its members are to feel they should be doing more to help the local community.There is a Sense of Community Where I Live Millennials 73% Xer’s 69% Boomers         70% Matures         78% I Should be Doing More to Help my Local Community Millennials 79% Xer’s 68% Boomers         58% Matures         51% Do you want to buy a home in San Diego?Do you want to sell a home in San Diego?Give The Lewis Team a call today!          What's my San Diego homes value? The Lewis Team at Keller Williams619-656-0655  Allied Gardens, Blog, Blogro...
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
Every time a rule is made regarding loans it affects the pay of everyone in real estate.  HVCC killed many transactions.  New underwriting guidelines make loans for self employed borrowers near impossible.  FHA increased MI premiums (they go up again soon!) make it more expensive for people to buy a home.  Now it is over regulation of brokers who cost consumers up to 2% less than big banks.Why is the Fed speding so much money overregulating brokers when broker loan products and services are more consumer friendly?  Prices for loans will increase and it will make it harder for real estate agents and others in the real estate business to close transactions.   Let's compare the differences of broker vs. bank   I am not blaming the loan officer that works at the bank.  Just trying to unders...
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By Nevin Williams, Senior Mortgage Advisor
(Fairway Independent Mortgage Corporation)
Click below to get July 22, 2010 Bella Lago Carlsbad California mortgage rates for 30 year fixed FHA, Conventional and VA home loans.  Refinance and purchase rates.  Please call us for jumbo mortgage rates.   Click picture for current mortgage rates Mortgage rates are updated every 30 minutes. If visiting our rate page on a future date it will reflect current rates for that day. Direct lender with offices in San Diego, throughout Southern California, Northern California and 14 other states.  We are a Bank of America mortgage correspondent lender.  Search Aviara Carlsbad real estate.     Aviara's Direct Lender     Click logo to visit our website      Carlsbad home loans since 1977 First Priority Financial is licensed by the California Department of Real Estate FPF#00654852   Nevin#013665...
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By Mike and Dawn Lewis, The Lewis Team at Keller Williams in San Diego CA
(The Lewis Team at Keller Williams)
The old VA loan. It was my very first loan and I thought it was a great loan. No closing costs for me to pay and a good interest rate for the time. Since part way through the recent real estate boom I have not seen a client use a VA loan. It's been over 5 years since I've seen any of my buyers or a buyer buying one of my listings use a VA loan. Why do you suppose this is? Does the loan not go up high enough for a vet or active duty military to buy an expensive San Diego home? Are other loans just that much better? Now that so many of the interest only loans are gone is the VA loan a good choice? Are these loans still popular in other areas of the country? Any lenders that could answer these questions I would greatly appreciate it. Mike Lewis Real Estate Agent for Dawn Sells San Diego If...
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By Jeff Dowler, CRS, The Southern California Relocation Dude
(eXp Realty of California, Inc.)
Buyers in the Carlsbad real estate market  who wish to live in a luxury community may find their dream home in the gated Bella Lago association, one of the 16 Aviara communities in southwest Carlsbad. This neighborhood was honored as the San Diego Community of the Year in 1997. Bella Lago is a private and gated enclave (with two entrances) along the Batiquitos Lagoon, consisting of 61 one and two-story homes, built by Brookfield, ranging in size from 3,011 to 4,814 SF on 4 street - Shorebird Lane, Pelican Street, Alcyon Court and Mallard Court.     Many Bella Lago homes have terrific lagoon or ocean views; some homes back up directly to the Batiquitos Lagoon preserve area. Rolling hills of the community, lush landscaping and palm trees, and the views of the lagoon and adjacent hills ad...
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