VA Mortgage Loans in American Canyon CA and 100% VA Loans -the best loan program in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the great features of this fantastic program: - Up to 100% financing, with no down required. - No monthly mortgage insurance added to your payment. - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs. So how do you qualify for a VA Mortgage Loan in American Canyon CA? The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved Windsor  CA VA mortgage loan lender to ord... 05/12/2015

Dear Friends, hear is a snap shot of California & when thinking of buying or selling in Vallejo, Benicia, Fairfield or American Canyon I can be reached at 707-315-5555  your Vallejo Remax Realtor Tim Garton Calif. median home price: February 2015:  California: $428,970 Calif. highest median home price by region/county February 2015: San Mateo, $1,200,000 Calif. lowest median home price by region/county February 2015: Siskiyou County, $148,330 Calif. Pending Home Sales Index: January 2015: Increased 26.7 percent from 70.9 in December to 89.8 in January.Calif. Traditional Housing Affordability Index: Fourth Quarter 2014: 30 percent (Source: C.A.R.)Mortgage rates: Week ending 3/5/2015 (Source: Freddie Mac)• 30-yr. fixed: 3.75% fees/points: 0.6% • 15-yr. fixed: 3.03% fees/points: 0.6% • 1-y... 03/19/2015

Be Wary of Public adjusters. PLEASE Work With Your Own   INSURANCE COMPANY         Public Adjusters are   Ambulance  Chasers PLAIN AND SIMPLE.     They eaves drop  on the same frequencies that Emergency Services i.e. Fire & Police Departments, Paramedics, Ambulances etc. do.     They arrive at the scene Pen and Contract in hand ready to negotiate your claim for a fat percentage of your settlement.        They pray and play on your moment of weakness, desperation and naivety knowing full well that this is a traumatic and emotional and possibly a first time experience for you. They take advantage of this opportunity to make you sign away a big chunk of your settlement.   The reality is that it's perfectly legal and once you've signed on the dotted line you can kiss a big chunk of your set... 08/25/2014

Napa Earthquake Victims Be Careful of Scams & Unlicensed Contractors     SCAMS: The Residents of Napa and Earthquake Victims Need To Know About.       J ust wanted to add a slice of humor to a very mundane and boring topic albeit probably the most important aspect of your manufactured home.  So take a few moments to sit back and relax and watch the video in the link above.     Let this serve as a reminder that you, the manufactured home owner, really need to be careful about who you let work under your home.      Don't fall for the many earthquake bracing scams that will no doubt be coming to your neighborhood in the next several days, weeks and months  There's literally tons of them lurking about trying to seperate you from your hard earned doe.     By all means DO NOT  allow yourself... 08/25/2014

I have a 203k question On a house built in the 30's; the stairs to the second floor, which has 3 rooms, is only 28" wide.  Can that be grandfathered in or will it need to be increased to 36". Grandfathered... Years ago I had one that had 10" stair treads, to correct it would have cut off the hallway and put you into the bathroom. HUD engineering told me it was grandfathered and we didn't have to bring it to current standards provided the stair treads were all uniform in height.  I my instance the living area was clearly predicated on those upper rooms. 07/03/2014

The American Canyon May 2014 home sales report reflects a steady southern Napa County real estate market, where prices are generally flat and homes are taking a month and a half on average to sell.  Sixteen homes closed escrow in May. There are currently 11 homes for sale, including one short sale and one foreclosed property.  Three of the 11 came on the market in just the past week and 10 of the 11 have been on the market less than 30 days. June 1st American Canyon Real Estate Market Snapshot: Homes active for sale: 11 (click to view > American Canyon homes for sale) Distressed properties for sale:  Short Sale – 1  Foreclosed – 1 Price range of active listings: $310,000 to $1,495,000 Number of homes now in escrow:  28   American Canyon May 2014 Home Sales Report – Closed Sales     To s... 06/03/2014

VA Home Loan With Zero Down Up To $592,250 Purchase Price In American Canyon CA American Canyon CA - Did you know that qualified veterans can obtain a VA home loan in American Canyon CA with zero money down up to a sales price of $592,250?  This limit is for VA home loans closed in American Canyon CA from February 28, 2014 through December 31, 2014. In late December of 2013, the VA announced the new VA Zero Down loan limits for 2014 for American Canyon CA.  At that time, the VA Zero Down Loan Limit was going to be $575,000 which was an increase from the 2013 VA Zero Down Loan Limit of $521,250.  However, the VA Zero Down Loan Limits for American Canyon CA were REVISED and there was a slight increase from $575,000 to $592,250. Does this mean that the maximum VA loan in American Canyon CA... 05/18/2014

The American Canyon April 2014 home sales report reflects a steady southern Napa County real estate market, where prices are generally flat and homes are taking a month and a half on average to sell.  One short sale and no foreclosures sold in April. Homes currently for sale include three that came on the market in the past week and only one that has been on the market longer than 30 days.  Five of six active listings are priced under $500,000.  Four of six active listings are distressed properties. May 1st American Canyon Real Estate Market Snapshot: Homes active for sale: 7 (click to view > American Canyon homes for sale) Distressed properties for sale:  Short Sale – 3  Foreclosed – 1 Price range of active listings: $249,000 to $549,000 Number of homes now in escrow:  28   American Ca... 05/05/2014

The American Canyon March 2014 home sales report reflects a steady southern Napa County real estate market, where prices are generally flat and homes are taking a little over two months to sell.  American Canyon continues to be one of the most affordable communities in the south end of Napa Valley with most homes priced under $400,000.  Two short sales and one foreclosure sold in March. Homes that closed escrow in March averaged 82 days on the market and had a median price of $335,000.  Six of the seven homes currently listed for sale have been on the market less than 30 days (the 7th is a potential short sale). April 1st American Canyon Real Estate Market Snapshot: Homes for sale: 7 (click to view > American Canyon homes for sale) Short sale/Foreclosed homes for sale:  2/1 Price range ... 04/03/2014

There are five new American Canyon homes for sale this week in this south Napa County community.  There are currently 13 American Canyon homes for sale (not including homes already in escrow). Below are listings of American Canyon homes for sale new on the market this week.  Click on a property’s Address to view photos and detailed information.  Use the tabs provided to request more information or to schedule a visit.   American Canyon Homes For Sale This Week   159 HEARTFORD WAY, AMERICAN CANYON, CA 94503 $390,000 Bedrooms: 4Bathrooms: 2Sq. Ft.: 1,477 ------------------------------------------------------------------------ 10 KEVIN LN, AMERICAN CANYON, CA 94503 $355,000 Bedrooms: 4Bathrooms: 2 full | 1 partialSq. Ft.: 2,465 --------------------------------------------------------------... 02/23/2014

As prices continue rising in the new year—albeit at a slower pace—investors will begin to ease back from the purchase market, but repeat homebuyers will be there to pick up the slack, according to Trulia’s predictions for the housing market in 2014. “2013 was the year of the investor, but 2014 will be the year of the repeat homebuyer,” said Jed Kolko, chief economist at Trulia, in his 2014 forecast. Other changes to the market in the new year include lower affordability, “less frenzied” home-buying, and a shift in the rental market from single-family homes to urban apartments, according to Kolko. While first-time buyers continue to face major hurdles to purchasing a home, repeat buyers will have an easier time, especially those who have equity in their current homes. The biggest obstac... 12/31/2013

VA Mortgage Loans in American Canyon California and 100% financing on VA Loans - the best loan program and loan payment in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the main features of this great program: - Up to 100% financing, with no down required. - No monthly mortgage insurance. - Easier credit qualifying compared to other types of mortgage loans. - VA Mortgage Rates are low compared to other types of home loans.   Here's how to qualify for a VA Mortgage Loan in American Canyon California: The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. An approved Napa County  VA loan lende... 12/23/2013

There is one American Canyon home for sale holding an open house this coming weekend on the south end of Napa Valley.  Click on the address included in the listing below to view details of this American Canyon home for sale.  If you would like assistance during your open house visit or more information about any of these homes, use the “Request More Info” tab on the individual listing page.   American Canyon Home For Sale Holding An Open House September 28-29   55 TOSCANA DR, AMERICAN CANYON, CA 94503   $459,900 Bedrooms: 4Bathrooms: 2 full | 1 partialSq. Ft.: 2,498          Open House on Sunday, Sep 29, 2013 2:00 PM - 4:30 PM   Click this link to view all American Canyon homes currently for sale: American Canyon Homes For Sale. ----------------------------------------------------------... 09/28/2013

There are two American Canyon homes for sale holding an open house this coming weekend on the south end of Napa Valley.  Click on the address included in the listings below to view details of each of the American Canyon homes for sale.  If you would like assistance during your open house visit or more information about any of these homes, use the “Request More Info” tab on the individual listing page.   American Canyon Homes For Sale Holding An Open House September 21-22   116 SAN MARCO WAY, AMERICAN CANYON, CA 94503   $495,000 Bedrooms: 5Bathrooms: 3Sq. Ft.: 3,168     Open House on Saturday, Sep 21, 2013 1:00 PM - 3:00 PM     11 GREGORY LN, AMERICAN CANYON, CA 94503   $349,900 Bedrooms: 4Bathrooms: 2 full | 1 partialSq. Ft.: 2,465         Open House on Sunday, Sep 22, 2013 1:00 PM - 4:... 09/20/2013

The American Canyon home sales report for August 2013 reflects a steady southern Napa County real estate market, where prices are generally flat.  Of the 13 homes that closed escrow in June (down from 14 in July), only 2 were on the market 30 days or less and 7 were on the market longer than 60 days. There are 15 homes on the market today, down from 12 this time last month.  Five homes came on the market this past week and 1 has had recent price reduction. September 1st American Canyon Real Estate Market Snapshot: Homes for sale: 15 (click to view > American Canyon homes for sale) Short sale/Foreclosed homes for sale:  1/1 Price range of active listings: $299,500 - $899,000 Homes now in escrow: 43 To search for property listings of all types in American Canyon and the North Bay, includi... 09/05/2013

Can you replace a septic system using the FHA Streamlined k? Woops, it was a trick question Actually the answer is NO, a  big NO. You CAN however replace the septic system using the "FHA Standard or Full 203k" just not the Streamlined k yet I was just on the internet looking at some sites and found that there were several lenders telling the world you can use the Streamlined k for that repair or replacement.  Septic systems are considered "structural" in nature and therefor don't qualify for a Streamlined repair or replacement. What are the consequences? If you are a full Eagle Lender with HUD you may not be long when you get caught. It isn't a question of whether or not this practice will be discovered only how long it will take to be discovered. Are you ready to buy back all those loa... 09/01/2013

The American Canyon home sales report for June 2013 reflects the improving market throughout the North Bay and Wine Country, though this community on the southern end of the City of Napa still has several short sale and bank-owned homes on the market.  Of the 19 homes that closed escrow in June, six were on the market 30 days or less and seven were on the market longer than 60 days. There was a mix of homes selling under and over their listing price, but any statistics regarding the relationship between listing and selling prices are now worthless.  A current trend among many Bay Area brokers is to advise sellers to list their property for sale under its current market value – sometimes well under.  This strategy is intended to bring in more buyers and hopefully cause them to engage in ... 07/07/2013

  American Canyon, California Real Estate- American Canyon Real Estate Market Update For April 2013    The American Canyon California Real Estate Market Update is put together to help buyers and sellers know what is going on in the American Canyon Market. Having the right information can save you money, headaches and hassles when making an informed buying or selling decision In April 2013, the American Canyon, California Real Estate Market had a total of 20 homes sold.. The average sales price in American Canyon, in April, was $342,341.   Homes that were sold in American Canyon, California had an average listing (asking) price of $335,391. The number of days on market increased in April to 65 days.   American Canyon, California Homeowners gained an average of $40,947 from April 2012-Apr... 05/02/2013

American Canyon, California Real Estate- American Canyon Real Estate Market Update For March 2013     The American Canyon California Real Estate Market Update is put together to help buyers and sellers know what is going on in the American Canyon Market. Having the right information can save you money, headaches and hassles when making an informed buying or selling decision In March 2013, the American Canyon, California Real Estate Market had a total of 13 homes sold.. The average sales price in American Canyon, in March, was $333,038. Homes that were sold in American Canyon, California had an average listing (asking) price of $327,569. The number of days on market decreased in February to 52 days. American Canyon, California Homeowners gained an average of $57,298 from March 2012-March... 04/04/2013

American Canyon, California Real Estate- American Canyon Real Estate Market Update For February 2013   The American Canyon California Real Estate Market Update is put together to help buyers and sellers know what is going on in the American Canyon Market. Having the right information can save you money, headaches and hassles when making an informed buying or selling decision In January 2013, the American Canyon, California Real Estate Market had a total of 13 homes sold, five more than in January 2013. The average sales price in American Canyon, in January, was $330,623. Homes that were sold in American Canyon, California had an average listing (asking) price of $326,592. The number of days on market increased in February to 60 days. American Canyon, California Homeowners gained an aver... 03/08/2013