Closing on a home in Arizona is an exciting step—but it comes with a fair amount of paperwork. One of the most important documents you’ll review at the closing table is the HUD-1 Settlement Statement. This document breaks down all the costs associated with your real estate transaction, and understanding it can save you from surprises and confusion.Let me walk you through what the HUD-1 is, what it includes, and how to make sense of it—especially if you're buying or selling in the Phoenix metro area, East Valley, or anywhere in beautiful Arizona.What is a HUD-1 Settlement Statement?The HUD-1 Settlement Statement is a standardized form used in most real estate closings to itemize all final credits and charges for both the buyer and the seller. Think of it as the financial scoreboard that ... 05/21/2025

When Dave and Andrea started house hunting in Mesa, they met a friendly agent at an open house. He showed them around, offered advice, and even emailed them listings later that week. But a few days into working with him, Andrea asked, “Wait… is he our agent or the seller’s?”That’s where Agency Disclosure comes in.In Arizona, agency disclosure isn’t just paperwork — it’s essential for protecting your interests.What Is Agency Disclosure?Simply put, it’s a document that spells out who the real estate agent represents in a transaction. Are they working for the buyer, the seller, both, or neither? Arizona law requires this disclosure to be presented at the first substantive conversation.The Three Main Types of Representation in Arizona: Seller's AgentRepresents the seller. Their job is to ge... 05/13/2025

Nearly New & Priced to Move: Anthem at Merrill Ranch Beauty with Space, Style & Stunning SkiesStop scrolling—this is your rare chance to own a nearly new home (less than 2 years old!) in the highly desirable Anthem at Merrill Ranch community in the super east Valley. Thoughtfully designed with 4 spacious bedrooms, a flexible den, and an open layout perfect for modern living, this home checks all the boxes—and then some.Set on a quiet street, this single-level gem offers both comfort and functionality, with a large great room that flows effortlessly to a cozy backyard oasis. Sip your morning coffee or watch the painted Arizona skies come alive at sunset—this is the kind of desert serenity you didn’t know you were missing.Built for Life (and All the Toys) 3-car garage = room for cars, tru... 04/01/2025

Imagine moving into a home that’s practically brand new—without the wait or the premium price tag. This stunning single-level home in the sought-after Anthem at Merrill Ranch community is less than two years old and offers the perfect blend of modern comfort, space, and convenience.From the moment you step inside, you’ll be welcomed by an open and inviting great room, designed for seamless family living. The space effortlessly flows into a quaint backyard, where you can unwind and take in the breathtaking painted desert skies at sunset. With four spacious bedrooms plus a den, there’s room for everyone—whether you need a home office, a playroom, or a cozy retreat.For those who need extra storage or love their outdoor toys, the three-car garage is a game-changer. It provides ample space f... 03/07/2025

Welcome to your dream home in the highly sought-after San Tan Heights community! This beautifully updated 3-bedroom, 2-bathroom home offers modern comfort and style, perfect for anyone looking to enjoy the Arizona lifestyle. Step inside to an inviting interior with vaulted ceilings and stylish wood-look flooring throughout. The spacious great room provides the perfect setting for relaxation or entertaining guests. The delightful kitchen is a chef's dream, featuring granite countertops, built-in appliances, a convenient pantry, recessed lighting, and a peninsula with a breakfast bar—ideal for casual dining or morning coffee. The primary suite is your personal retreat, complete with a charming bay window, a private bathroom, and a large walk-in closet. Need extra space? The versatile den... 01/28/2025

Welcome to this charming single-level home in the desirable Copper Basin! Situated on a North/South facing corner lot, this residence offers 2 bedrooms, 2 bathrooms, a 2-car garage, and a low-maintenance landscape.Step inside to an inviting interior featuring a spacious living room, a neutral color palette, tile flooring in common areas, plush carpeting in the bedrooms, and abundant natural light. The eat-in kitchen is equipped with stainless steel appliances, track lighting, a pantry, wood cabinetry, and a pass-through window. Sliding doors seamlessly blend indoor and outdoor living!The primary bedroom includes a private bathroom for added comfort. Out back, enjoy a cozy covered patio and ample space for entertaining. The community amenities include a heated pool and spa.This gem is wh... 07/16/2024

It's time to discover the breathtaking beauty of Blossom Rock at Superstition Vistas. Nestled in the heart of nature, this hidden gem offers spectacular views and a tranquil escape from the hustle and bustle of everyday life.Superstition Vistas is a stunning natural rock formation located in the picturesque Superstition Mountains in Arizona. The vistas offer panoramic views of the surrounding desert landscape, with rugged cliffs, towering cacti, and sweeping vistas that will take your breath away.Whether you're an avid hiker, nature enthusiast, or just looking for a peaceful retreat, Blossom Rock at Superstition Vistas has something for everyone. The area is home to a variety of wildlife, including desert bighorn sheep and golden eagles, making it a popular spot for birdwatchers and wil... 04/25/2024

Home for sale in San Tan Heights - San Tan Valley, AZExperience the epitome of Arizona living in the coveted San Tan Heights community, situated amidst the stunning foothills of the San Tan Mountains. Boasting 19 playgrounds/lots, volleyball and basketball courts, expansive green spaces, and over 6 miles of picturesque trails, this neighborhood is a haven for outdoor enthusiasts. Plus, with the addition of a brand-new Community Center featuring a sparkling pool and state-of-the-art fitness center, the possibilities for recreation and relaxation are endless. This immaculate 3-bed, 2-bath home showcases new carpet, an R/O water system, and soft water, ensuring comfort and convenience at every turn. The spacious 2-car garage offers ample storage solutions, completing this perfect package. ... 02/11/2024

New homes for under $400,000 in Arizona CommunitiesLooking for a brand new home? Are you a first time home buyer, looking for a better interest rate than what is being offered from traditional mortgage companies? For some builders in Arizona, they have been able to secure amazing interest rates due to the volume of products they offer.Recently, I was able to negotiate a rate just under 6% for my Marine Corps Veteran and his new bride on a home priced under $350k. This was a 4 bedroom home, with 2 bathrooms and just under 1,900 square feet, with a 2 car garage. There are more opportunities out there for not only first time home buyers but investors and second home owners as well, reach out today to set up a meeting as soon as possible before prices and rates increase.  10/26/2023

Anthem at Merrill Ranch a great opportunity awaits home buyersPurchasing a home hasn't changed much over the past 20 years, I began my career in Real Estate in 1999 and there have been two constants. Prices change and rates change, other than that, Arizona has continuously built new home communities, virtually non stop since the end of World War 2.Currently, there are a few new home communities in the east valley, that are offering quick move in homes, inventory homes (homes that were built and the buyer either failed to qualify or opted out at the last minute) or the ability to build from scratch. Granted, most tract home builders are not offering any type of custom touches, but you always have the opportunity (at least with most) to chose colors, flooring, kitchen and bathroom design ... 10/25/2023

Superstition Vistas Master Planned CommunitySuperstition Vistas is a master planned community located in Apache Junction, Arizona.Situated at Ironwood and Ray Roads, approximately 2 miles east of Brookfield's Eastmark community. Superstition Vistas offers a prime location for residents to enjoy the best of Arizona living. With its convenient proximity to shopping centers, restaurants, schools, and medical facilities, this community provides a desirable and convenient lifestyle for its residents.Where is Superstition Vistas located?Superstition Vistas is located in the beautiful city of Apache Junction, Arizona. Nestled at the intersection of Ironwood and Ray Roads, this master planned community boasts a prime location that offers residents easy access to a wide range of amenities and at... 10/11/2023

Meritage Homes - Bella Vista Farms - Reserve SeriesLocated minutes away from San Tan Regional Park, Queen Creek Marketplace and the Chapman Chevrolet Equestrian Centre, this new home community featuring Meritage Homes is sure to please anyone in search of a master planned community to call Home.This home, the Amber Model, features 4 bedrooms, 3 bathrooms with just over 2,300 square feet on a single level. The floor plan is split and has a 3 car tandem garage. The current "Model" located on Jasmine Way, is priced at $497,190 and will be available by November of 2023. This single-story layout features an open concept great room, kitchen and dining area. White cabinets with cream/black granite countertops and travertine-look tile flooring in our Crisp package. Models are now open at Bella ... 07/14/2023

Bella Vista Farms Home for Sale - Homes by LennarLocated just off Bella Vista and Gantzel Roads in Queen Creek, this Lennar Home Community features a variety of floor plans, residents enjoy an amenity-rich lifestyle with exclusive access to an onsite swimming pool, picnic area, splash park, playground, basketball court, volleyball court and greenbelt.The local area is host to the San Tan Regional Park, where locals enjoy biking, hiking, horseback riding and more. The events hosted at San Tan Regional Park include Aravaipa Trail Races, for runners and Mountain Bikers. There are also guided tours, horseback riding (BYOH), specialty programs and more. Let's get back to the neighborhood shall we?  There are five distinct series located at Bella Vista Farms, which include: Discovery, Horizon... 07/13/2023

Promenade by Fulton Homes now Selling in San Tan ValleyYou've seen their commercials and heard them on the radio as well, you're proud to own, and they're proud to build. Having lived in a Fulton Home in the past, I can attest to their quality and attention to detail. Even my home inspector loves inspecting them, as there are seldom any major issues. This San Tan Valley Fulton home community is located just off Hunt Hiway and Mountain Vista Blvd. This spec home for sale, has 3 bedrooms, 2 bathrooms and just under 1,600 square feet. The community surrounding this home affords activities for all. Including community swimming pool, corn hole courts, sand volleyball, covered playgrounds, 3 Basketball Courts. Bocce ball courts and plenty of green space (including 6 spacious parks) for our fo... 07/12/2023

Discover Superstition Vistas : Arizona's Premier New Home CommunitySuperstition Vistas is a new masterplanned community located in the heart of the Phoenix metro area east valley.  Homes just started being offered to the public with the first completions in June 2023.  There are projected to be over 11,000 homes when this amazing community is complete.  This community is designed to offer residents a unique living experience, complete with an array of amenities, stunning mountain views, and proximity to major freeways, shopping, dining, and entertainment options.  Here is everything you need to know about this exciting new development.Location and AccessibilitySuperstition Vistas is located in the city of Apache Junction, Arizona, just east of Phoenix.  The community is situated at the ... 05/02/2023

Visit Property Site 35695 N Vidlak dr San Tan Valley, AZ 85143 Almost Queen Creek- Thanksgiving Special Details Price : $500,000 Bedrooms : 3 Bathrooms : 2.00 Square Foot : 1,854 Lot Size : 7,980 sq.ft. Community : Circle Cross Ranch County : Pinal Property Type : Single Family Home Year Built : 2012 MLS Number : 6492296 Jeff Jones BrokerJeff (480) 200-5305Debbie (206) 650-4491Visit WebsiteAz Home Seekers85 W Combs Rd St 1010-390San Tan Valley, AZ Description Almost Queen Creek, This hard-to-find 3-car garage single-story pool home with a view fence is one of a kind. Very functional floorplan with den/office at the front of the house, two guest bedrooms with a guest bathroom on their own wing, and a split master bedroom with raised vanity dual sinks and an oversized walk-in shower and ... 04/12/2023

Visit Property Site 7507 W Sonoma Way Florence, AZ 85132 Resort Style Living in Great Golf Community Details Price : $399,900 Bedrooms : 2 Bathrooms : 2.00 Square Foot : 1,450 Lot Size : 5,573 sq.ft. Community : Anthem At Merrill Ranch County : Pinal Property Type : Single Family Home Year Built : 2008 MLS Number : 6515210 Jeff Jones BrokerJeff (480) 200-5305Debbie (206) 650-4491Visit WebsiteAz Home Seekers85 W Combs Rd St 1010-390San Tan Valley, AZ Description Popular Sandpiper model in Anthem at Merrill Ranch golf community featuring Poston Butte 18-hole course. This amazing home has been a winter residence for the last decade. Extremely tasteful low maintenance landscaping, front, and back on automatic timed drip system. new flooring throughout with no carpet. recently upgraded wind... 04/12/2023

Visit Property Site 35270 N Shorthorn Trail San Tan Valley, AZ 85143 AMAZING LOCK AND LEAVE POOL HOME OPPORTUNITY Details Price : $475,000 Bedrooms : 4 Bathrooms : 2.00 Square Foot : 2,057 Lot Size : 7,405 sq.ft. Community : Circle Cross Ranch County : Pinal Property Type : Single Family Home Year Built : 2004 MLS Number : 6542741 Jeff Jones BrokerJeff (480) 200-5305Debbie (206) 650-4491Visit WebsiteAz Home Seekers85 W Combs Rd St 1010-390San Tan Valley, AZ Description One of a kind move in ready paradise. Furnishings are also available, ready for immediate relaxation and enjoyment. Meticulously landscaped front yard and fresh exterior paint greet you. All diagonally laid tile throughout the home with inlay medallion at the front door. Granite counters in kitchen and both bathrooms, al... 04/12/2023

Queen Creek Horse Riding Areas | Queen Creek Horse Properties for SaleQueen Creek Arizona provides is home to some of the most thriving horse communities in the state.  Short drives offer beautiful trails to world-class competitions, these five horse riding areas offer the best of what horse riding enthusiasts are looking for.  Here are a few places to consider riding your horse.1. Spur Cross Ranch Conservation Area.  This picturesque ranch offers riders the ultimate horse-riding experience.  From its winding canyons and trails to its incredible mountain views, Spur Cross Ranch is one of the most sought-after areas for equestrians.  Its large open spaces, expansive views, and diverse terrain make it a great spot for beginner to advanced riders.Queen Creek Horse Properties for Sale2. San... 02/20/2023

Visit Property Site 7507 W Sonoma Way Florence, AZ 85132 Resort Style Living in Great Golf Community Details Price : $399,900 Bedrooms : 2 Bathrooms : 2.00 Square Foot : 1,450 Lot Size : 5,573 sq.ft. Community : Anthem At Merrill Ranch County : Pinal Property Type : Single Family Home Year Built : 2008 MLS Number : 6515210 Jeff Jones BrokerJeff (480) 200-5305Debbie (206) 650-4491Visit WebsiteAz Home Seekers85 W Combs Rd St 1010-390San Tan Valley, AZ Description Popular Sandpiper model in Anthem at Merrill Ranch golf community featuring Poston Butte 18-hole course. This amazing home has been a winter residence for the last decade. Extremely tasteful low maintenance landscaping, front, and back on automatic timed drip system. new flooring throughout with no carpet. recently upgraded wind... 02/06/2023