Lowest Rates in History!   Over the last week world markets have been gripped by a tremendous amount of fear and uncertainty.  These kinds of events are very unnerving for all of us.  This is especially true if you are considering a major financial commitment like a new home.  It is our job as real estate professionals to help our clients understand what all of this means to a home purchase transaction.  Many people assumed the downgrade to US debt would mean a rise in mortgage rates.  That is not currently the case.  Mortgage bonds are the source of virtually all of the money used in home lending.  As the price of bonds goes up, rates go down.   In fact, they are currently pushing to new all-time highs.  This means that rates are now at new all-time lows!   Despite all of the turmoil i... 08/11/2011

For my Prescott Arizona Pick of the Week, we have an amazing deal. 210 N Alarcon Street, Prescott AZ 86301 What makes this downtown Prescott Arizona Listing special reads like a laundry list:   1. Its right downtown just a short walk from the square and Whiskey Row.   2. Its Bank owned so the price is super low. (Main house is 1211 square feet and the duplex in back is another 1579 square feet) listed at $208,000!   3. Its in great shape. The front house has beautiful hardwood floors and in floor radiant hydronic heating (which costs plenty to install and is a wonderful way to heat).   4. It has tons of curb appeal.   5. It has built in income production with the two apartments in back.   So with all of this I can tell that we will have multiple offers by Monday and in all likelihood it... 06/04/2011

The Acker Music Night in Prescott Arizona is my favorite event all year. The event promotes musical culture in the Prescott community. Benefactor James S. Acker wrote, "All the residue of my estate...I give to the City of Prescott to be used for parks and for promotion of music, particularly for children" J.S. Acker 1865-1955 It consists of over 100 Prescott, Arizona downtown businesses featuring a variety of musicians performing in their place of business and on the Courthouse Plaza. One of the goals is to increase funding for local youth performing arts programs. This annual event traditionally happens on the first Friday evening after the Courthouse Tree Lighting. This year it was December 10, 2010. Acker Night has become a highlight of the holiday season and is one of Prescott Arizo... 12/13/2010

Prescott Arizona has once again been voted one of the top places to retire in the U.S. CNNMoney.com in October rated Prescott Arizona as the #4 place to retire largely due to it already sizable population of people over 50 and plenty of learning opportunities at Prescott's Yavapai College. With a Population just over  42,265 and about 50% of those over 50 years of age, its clear that Prescott Arizona has already captured the imagination of the retired and soon to be retired crowd in the United States.  With a modest median home price and state income tax off only 4.43% Prescott offers a lot of bank for your retirement buck.   Prescott, a popular retiree destination 100 miles north of Phoenix, is dotted with Victorian homes, 19th-century Whiskey Row saloons, and a leafy Courthouse Plaza.... 12/08/2010

Real Estate Agent Referrals are the bread and butter of my business here in Prescott Arizona. After nearly a decade of business I have come to some interesting conclusions about referrals. 1. Clients who find me via referral are about twice as likely to close a transaction with me then clients who find me in other ways; sign calls, craigslist and other online property marketing etc.    When a friend or family member says "hey you should really talk to Dave about helping you find the best deal on a bank owned home", there is a level of trust that automatically transfers from the friend or family member that attaches to the agent receiving the referral.  Since I track where my buyers and seller come from I can easily see that about half of my clients are referred to me from past clients, ... 10/17/2010

The Best Bagels we have found in Prescott AZ can be found at The Bagel Cafe, (formerly NY Bagels) at 212 E Gurley St.   Owner Melanie Gurvits has found a really cozy and comfortable spot in the Day Octagon building just down the street from Whiskey Row. She has also found a way to get fresh New York bagels to Prescott almost daily. Her speciality is a bagel with lox and cream cheese, but my personal favorite is the veggie, which for me is a toasted poppy seep bagel, hummus and avocodo, lettuce and grilled red peppers. This along with the Bagel Cafe's amazing selection of wonderful tea is more than enough to keep me comming back for more. If you enjoy reading about great food in Yavapai County please check out Yavapai Foodies Reviews. 10/01/2010

When you visit  a new city do you ask where you can find an average Chinese restaurant? Or do you ask for the BEST Chinese restaurant in the area? If you needed heart surgery would you pick a doctor out of the yellow pages or would you ask friends who the BEST doctor for your surgery is?  The point is clear: we don't look for mediocrity; we look for excellence. And in today's Prescott Arizona real estate market we can choose to work with the best. Someone who specializes in a particular niche and takes extra classes and has more experience. Or we can accept average. Working with Prescott area bank owned homes is a very different experience than the retail home sale. Timelines for inspection are shorter, acceptable offer amounts are the subject of formulas, not emotion. There are often p... 09/27/2010