Mortgage Process: What You Need to Know – CarefreeEstates.com Mortgage Process Highlights – Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.  Mortgage Process   The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The results of the survey show that non-homeowners cite the main reason for not currently owning a home, as not being able to afford one. This brings us to two major misconceptions that we want... 10/09/2017

Although we no longer see the levels of Short Sales that we did a few years ago in Carefree, Notices of Default continue to be issued, meaning that yet another Carefree property is on the path towards foreclosure at auction on the courthouse steps. Suzanne and I wonder why the owners would allow the property to go to foreclosure, rather than investigate alternatives that may be mutually beneficial to themselves and their lenders. Not all properties heading for foreclosure are necessarily "under water" - which theoretically means they could be sold via a "traditional" sale rather than a "short sale" - but circumstances may mean there are other liens attached or other factors that inhibit or prevent the owners from selling the property - whether or not it's a short sale. Short Sales are "... 09/25/2017

  While the Short Sale days of the previous decade are for the most part behind us, the reality is that there are still hundreds of homes "under water" in Arizona.   While it's true that not every property facing foreclosure in Carefree is "under water", may of them are, and unfortunately many homeowners still don't understand that the likelihood is they will be far better off doing a Short Sale of their Carefree home than allowing their Carefree home to be sold at auction on the courthouse steps!    Short Sales are "regular resales" with one big difference.     Your lender(s) must agree to accept less than the amount(s) owed on your loan(s).   While there are many details regarding Short Sale Seller financial circumstances and the hardship they face, the bottom line is that most lender... 08/10/2017

  There are still hundreds of homes "under water" in Arizona.   In other words - the homes are worth less than the mortgage balance(s) - so it's not surprising that many homeowners are looking for solutions to stop foreclosure.   One solution to stop foreclosure and mitigate damage to a homeowner's credit is a Short Sale.   Short Sales are "regular resales" with one big difference.   Your lender(s) must agree to accept less than the amount(s) owed on your loan(s).   While there are many details regarding Short Sale Seller financial circumstances and the hardship they face, the bottom line is that most lenders prefer to stop foreclosure in favor of processing a Short Sale where the Seller is able to procure a Fair Market Value contract for their home.   After all, why foreclose on a home... 07/06/2017

While the number of homes "under water" in Carefree is significantly less than just a few years ago, some homeowners who purchased just before the "crash" that started in 2007 are still in a position where they owe more on their home than will be forthcoming from proceeds of a sale of the home. If you need to sell your home, and you are in this situation, a Short Sale is one solution to this situation. By definition a Short Sale is a regular resale with one distinct and significant difference. The agreement of your lender(s) to accept less than the balance owed on the loan(s). Whether or not you meet the other "requirements" of your lender(s) such as a "valid" hardship can only be determined by consultation with a skilled and experienced professional. There should be no upfront charge f... 04/27/2017

The Boulders Carefree and Scottsdale – 2016 Real Estate Activity- The Boulders - About the Community -The Boulders is a well-known community with an elegant resort and spa on-site. The large boulder outcroppings throughout the community are stunning and make for a very unique landscape. There are two golf courses on property designed by Jay Morrish as well as a tennis complex.There is a good variety of real estate choices in The Boulders. At one end are the smaller casitas that many people use as second homes or rent out privately or via the rental pool. On the other end are lovely custom-built homes on and around the golf courses.Here is an overview of The Boulders' home sales activity in 2016. Plus, I have included a snapshot of 2015's homes sales performance at the end for comparison... 03/17/2017

The Scottsdale zip code of 85266 is the farthest north end of the Scottsdale city limits, and also includes parts of  the city of Carefree; east of that you'll find the city of Cave Creek in 85331.   Carefree is a quaint "town" with streets  "Ho Hum, Artisan Way, Vanishing Trail, Lower Wash Pass, and Tortuga View" to name a few.  There isn't much retail in 85266, but what is there is charming, unique in it's small town way, although there is a larger grocery store and Target at the southern end of the zip code.    For more information about Carefree, check out the town website. And for more information about Scottsdale, visit their site.   Included in this zip code is the Boulders Resort, which was just named "Best Hotel in Arizona" by Travel & Leisure and has brand new interior finishe... 03/15/2017

Looking to move to Carefree, Arizona? A town with great street names like Ho-Hum Road and  Easy Street and awesome views and vistas. See homes for sale in Carefree. Bordering Carefree is Scottsdale, Arizona which is constantly selected by independent reviews as one of the best cities to live in the US. Characterized by great weather, sunsets, mountain views, "foodie" city, resort hotels, golf, shopping, sports and entertainment, excellent schools, bike paths, desert hikes and more, Carefree and Scottsdale is the place to raise your family or retire!                                       Carefree Arizona homes for sale and beautiful vistas To learn more about single family Detached homes for sale in Scottsdale with pictures, prices and maps. Are you looking for a new place to call home? ... 01/30/2017

Come see this and other incredible pumpkin carvings at the Carefree Enchanted Pumpkin Garden, open through Halloween evening. For more details go to: http://carefreepumpkingarden.com/ Visit http://www.anthemazhomesforsale.com/ to search for Anthem, AZ homes for sale.   SaveSave 10/28/2016

Carefree Real Estate ReportCarefree, Arizona is a small, charming community north of Scottsdale. It has a wonderful downtown with lots of shopping, galleries, dining and entertainment. The Town Center is host to live music performances, a farmers' market, wonderful holiday events and markets and some of the best Art and Wine Festivals around.Carefree is predominantly single family homes, but around the town center, you will find some great condos and townhomes. Of note is the upcoming luxury condo community, Easy Street. The single-family homes can be found nestled within the rolling hills and boulder outcroppings that gave The Boulders Resort and community its name. Other homes are perched high on Black Mountain, enjoying unparalleled valley views.Here is an overview of the real estate... 10/26/2016

Carefree Real Estate ReportCarefree, Arizona is a wonderful town located to the north of Scottsdale. Downtown Carefree is charming and offers a mix of restaurants and boutiques. Several times a year, Carefree is host to large-scale art events and other local celebrations. Creative and entertaining street names appear all over town.Carefree is also home to the world-famous Boulders Resort and Spa, with its eye-catching boulder formations and outcroppings that is was named for.Here is an overview of the real estate market in Carefree for the first half of 2016.Carefree Homes for Sale and Pending Sales - As of 7/26/16As of July 26th, there were 83 single-family homes on the market in Carefree. The asking prices ranged from $175,000 for a 1,500 square foot home to $3,895,000 for a 11,544 sq... 09/05/2016

Easy Street Luxury Community to Be Built in Carefree, ArizonaCarefree, Arizona is a charming town located just to the north of Scottsdale. It is home to The Boulders Resort and has a lively shopping and dining district with events and activities going on all year long. The terrain is rolling hills and views of Black Mountain, the surrounding mountains and desert abound.And coming to Carefree in the Fall of 2017 will be Easy Street, an upscale community of 44 condos that will have access to amazing on-site amenities as well as all that Carefree has to offer.What sets Easy Street apart from its other luxury community counterparts in Scottsdale is its setting in a more desert-like environment and the offer of the highest-end amenities at lower average prices than seen in Scottsdale. Plus, ... 07/14/2016

The Boulders Carefree and Scottsdale - Real Estate Activity for 2015 and 2016The Boulders is a luxury golf community located in Carefree and North Scottsdale. It is quite popular and is known for its beautiful boulder outcroppings that dot the landscape.Here is an overview of home sales activity for 2016 as well a look back at 2015's sales performance.THE BOULDERS HOMES FOR SALE AND PENDING SALES AS OF 5/20/2016There are currently 31 homes for sale in The Boulders. The asking prices for these homes range from $529,000 for a 1,631 square foot casita up to $2,950,000 for a stunning custom home with 6,738 square feet.There are three pending sales with prices ranging from $698,500 to $1,065,000.THE BOULDERS 2016 HOME SALES - THROUGH 5/20/2016Below is a chart that shows homes sales in The Bo... 07/07/2016

Anthem Livin~365 Things to do and Real Estate Too  Anthem Livin~DAY 35 Take advantage of our beautiful weather and head to Carefree’s Splash Pad. It opened April 1st of this year! The Carefree Kiwanis donated the funds to build this beautiful new addition to the east side of the Carefree Desert Gardens! It is sure to be a hit with families in the surrounding Desert Foothills area. In keeping with the Carefree Desert Garden theme, there is a Scorpion centered within the splash pad named “KIWANI” who is an exciting one-of-a-kind addition!   The Scorpion comes to life when guests least expect it, creating an all new level of interactivity and team play experience.  It is an exciting focal point for Carefree’s water park, and combined with the other ground spray jets, create a magical, natu... 04/12/2016

 Arizona Real Estate - Free Service & Consultation by Robert Swetz Robert Vegas Bob Swetz has been traveling and spending time in the beautiful state of Arizona for over 40 years.Arizona is one of top rated states for 'Snow Birds' and or retired people that prefer the warm winters to the cooler temps of northern states.Robert Swetz has many friends & associates that are licensed real estate agents in all major cities and towns in Arizona.  For anyone interested in purchasing a home, vacant land or a vacant lot to build that winter retirement home, please give Robert Swetz a call today!Robert Swetz's service & consultation is free ...There will be no pressure from Robert Swetz, no pressure with phone calls and or emails. Robert Swetz will casually consult you with his knowledge of real e... 02/20/2016

Carefree Real Estate & Information The town of Carefree was conceived in the mid 1950’s, the brainchild of K.T. Palmer and Tom Darlington, a pair of investors who envisioned a master-planned town smack in the middle of the Arizona desert.  The pair acquired the land in 1955 and homebuilding began in 1958.  By the 1970’s, about 300 homes had been constructed, and some of the roads were paved.  Today, the Northern Phoenix suburb boasts a population of nearly 4,000, and the town features homes and amenities that attract people from around the world in search of rest, relaxation and the lifestyle found only in the Southwestern United States.   Carefree Real Estate For Sale Up to $250K $250K to $300K $300K to $350K $350K to $400K $400K to $550K Over $550 From the beginning, developers began ... 01/17/2016

Real Talk USA - Multi Million Dollar Home for Sale Real Talk USA showcases a Multi Million Dollar Home each week! This weeks Luxury home is located in Black Mountain near Boulders. Almost 12,000' on 1.56 acres with 360 views that can never be compromised. Travertine tile. Front receiving area with plenty of room for guests to gather. Hotel size granite wet bar. Pantry includes wine coolers and dishwasher. This 7 Bedroom Home for Sale in Carefree is loaded with upgrades!Giant kitchen with enormous island. Stainless Viking appliances. Large game room and home theater. Two full elegant tile baths and guest suite on main floor. Home wraps around beautiful courtyard. Heated pool and spa with gorgeous water features. Large master bedroom with fireplace, sitting room, dressing room. His and he... 11/13/2015

36601 N SIDEWINDER Road Elegant SW Style Home with Spellbinding Views of Black Mountain and Gorgeous AZ Sunsets! PROPERTY DETAILS $1,725,000 LISTING INFORMATION MLS: 5185971Bedrooms: 5Full Baths: 5Partial Baths: 0Sq ft: 4532Lot Size: 1.65Taxes: $0.00 PROPERTY DESCRIPTION Located on a premium 1.65 acres corner lot this elegant southwestern style home features dramatic, spellbinding views of Black Mountain and gorgeous AZ sunsets while overlooking specimen cactus and desert plantings around the pool and spa. The inviting, intimate gated courtyard with a 3-tiered fountain framed by an expansive tile covered porch lead you through the Wood French Doors to your first glimpse of unmatched resort style, gracious living and serenity! Nothing competes with the gourmet kitchen which houses black... 06/08/2015

Carefree Arizona...the name fits. Life without a care? No, not really but with the beautiful scenery, casual lifestyle and desert views the name is not too far off.To see what types and prices of homes that are for sale in Carefree which is north and west of Scottsdale: Carefree Arizona homes for sale  Typical of Carefree's character are its street names like ”Tranquil Trail, Easy Street, Ho-and-Hum Roads and Long Rifle, Stagecoach and Bloody Basin” which reflect both its quiet, casual air as well as its Western heritage. The motto of Carefree is "Home of Cowboys and Caviar, Where the Old West Meets the New."Carefree has a desert climate with hot summers and mild winters. There are 144 days annually with highs of at least 90 degrees F (32 degrees C), 68 days of at least 100 degrees F (3... 03/10/2015

- My Sweet Blessings Bakery in Carefree Arizona -  Just north of Scottsdale and tucked away in the post office and AZ Wine building on Carefree's Easy Street is a local gem of a place called My Sweet Blessings Bakery. My Sweet Blessings has been in operation for just over three years and it has developed a loyal following. One of the top reasons people visit is the large selection of pastries and treats made from scratch. Every time we have visited, we end up walking away with a bakery box full of goodies. In addition to the handmade baked goods, My Sweet Blessings also offers up a solid variety of items for breakfast and lunch. Breakfast items from the summer menu included a couple of versions of breakfast burritos, a daily quiche, a bagel sandwich with egg and bacon, a honey ham and e... 10/30/2014