My name is Brandon Snider and I am the District Lending Manager for Consumer First Mortgage, Inc.  My decision to align myself with a great organization like Homes for Heroes® was an easy one.  My father and grandfather both served in the military and I have always had a heart for those who serve not only our country, but our local community as well.  This program is a perfect way to give back to our local veterans, active military, fire fighters, police officers, EMTs, nurses and teachers.  I look forward to working with countless clients in the future as a way of giving back to the local heroes who give their lives every day to serve their local community and our country.     09/11/2013

I hope you all are having a great day!   Here are today's mortgage interest rates for Cullman, AL and the surrounding Cullman County area: ----------------------------------------------------------------- Conventional 30 Year Fixed - 4.875%  (5.164% APR) Conventional 20 Year Fixed - 4.625%  (5.016% APR) Conventional 15 Year Fixed - 4.250%  (4.738% APR) FHA 30 Year Fixed - 4.750%  (5.264% APR) FHA 15 Year Fixed - 4.250%  (5.013% APR) VA Loan 30 Year Fixed - 4.75%  (5.15% APR) USDA Rural Development 100% Financing - 30 Year Fixed - 4.50%  (5.28% APR) AHFA Alabama Bond Monday - Step Up Loan - 4.75%  (5.360% APR)   Rates as of 6/1/2011.  Rates subject to change without notice.   If you found this post after 6/1/2011, you can always view today's rates by going to http://bit.ly/cfmrates   You... 06/01/2011

Here are today's local Cullman County interest rates as of October 20, 2010. Conventional 30 Year Fixed Rate 4.000% (4.147% APR) Conventional 15 Year Fixed Rate 3.750% (4.232% APR) FHA 30 Year Fixed Rate 3.875% (4.209% APR) FHA 15 Year Fixed Rate 3.75% (4.503% APR) VA Loan 30 Year Fixed Rate 4.250% (4.376% APR) 100% USDA / Rural Development Loan - 30 Year Fixed Rate 4.000% (4.337%) AHFA Step Up (FHA Down Payment Assistance Loan) 4.375% (4.697% APR) 10/20/2010

Here are today's local Cullman County interest rates as of October 15, 2010. Conventional 30 Year Fixed Rate 4.000% (4.147% APR) Conventional 15 Year Fixed Rate 3.750% (4.232% APR) FHA 30 Year Fixed Rate 3.875% (4.209% APR) FHA 15 Year Fixed Rate 3.75% (4.503% APR) VA Loan 30 Year Fixed Rate 4.125% (4.250% APR) 100% USDA / Rural Development Loan - 30 Year Fixed Rate 4.125% (4.337%) AHFA Step Up (FHA Down Payment Assistance Loan) 4.250% (4.569% APR) 10/16/2010

Here are today's local Cullman County interest rates as of October 12, 2010. Conventional 30 Year Fixed Rate 3.875% (4.147% APR) Conventional 15 Year Fixed Rate 3.750% (4.232% APR) FHA 30 Year Fixed Rate 3.875% (4.209% APR) FHA 15 Year Fixed Rate 3.75% (4.503% APR) VA Loan 30 Year Fixed Rate 4.125% (4.250% APR) 100% USDA / Rural Development Loan - 30 Year Fixed Rate 4.00% (4.337%) AHFA Step Up (FHA Down Payment Assistance Loan) 4.250% (4.569% APR) 10/12/2010

Have you ever wondered about the circumstances surrounding the recent sale of a neighboring Smith Lake house? What factors caused this house to sell while other comparable homes in the immediate area seem to languish on the market? Was there some sort of perk offered to stimulate the sale? Let's look at a typical example. The house, while competitively priced, was not offered below market. Although the house contained numerous bells and whistles, on a comparative basis, the accoutrements were considered to be within the norm. Considering the current conditions that exist with today's real estate market, buyers and sellers who attempt to successfully transact the sale of Smith Lake property will need every participant playing "team sports". In the next few lines we will share with you ho... 09/21/2010

I just want to say congratulations to the Cullman Bearcat Football Team for all they accomplished this year. They had a great season finishing 12-1 and lost to an awesome Russellville team that will advance to the semifinals. I wish all the seniors the very best of luck. 11/23/2009

Hello Everyone,    I hope all is well with everyone. I will be using Active Rain along with my personal website to help bring the very best service to all of my clients. It is an absolute honor for me to help serve the real estate needs for the people in this wonderful community. I will try to make a post as often as possible on Active Rain and my blog on my website at www.patrickdrakerealestate.com For questions on the Cullman, AL real estate market, please contact me at anytime. I will be in touch. 06/02/2008