Spam prevention
Rainmaker
843,596
Pete Xavier
Investments to Luxury - Pacific Palisades, CA
Outstanding Agent Referrals-Nationwide

Not at all, with the protection that credit cards offer. You are not liable for fraudulent credit card charges. Not worried about identity theft as well. True, it could be a nuisance clearing up identity fraud, good thing is that you're also not liable for any fraudulent accounts opened in your name. No needless fear here.

The best precautions will NOT totally protect you...so DON'T worry, be happy!

Feb 26, 2019 05:04 PM
Rainmaker
955,511
Diana Zaccaro Broker Associate
Tropical Beachside brokered by eXp - Cocoa Beach, FL
"The Accidental Blogger" Cocoa Beach, Florida

Not really. I was a victim of CC fraud a couple times and ID fraud once but the CC issuers were great...caught it right away, closed the account and overnighted me new cards. ID theft is inconvenient but not nearly as much of a hassle to deal with as it was 10 years ago.

I do take certain precautions such as using PayPal as much as possible and  have a reloadable CC to use when PP is not accepted.

 

Feb 26, 2019 05:16 PM
Rainmaker
4,058,417
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

I try to remain aware but I understand that stuff can happen.  Worrying won't solve it.   

Feb 26, 2019 04:16 PM
Ambassador
3,036,752
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

No. I do not order anything online in public ... I order from the privacy of my office with a secure connection.  Credit card fraud is covered as well. 

Feb 26, 2019 07:28 PM
Ambassador
4,200,499
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

I'm as vigilant as possible without avoiding making online purchases altogether, Paul.

The biggest preventative measure, in my opinion, is never using public wifi.

Feb 26, 2019 07:02 PM
Rainmaker
1,873,511
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co. Notary Services, retired Realtor

No Paul S. Henderson, REALTOR®, CRS but I should. I trust my firewall and other software BUT someone did use my ID and personal info to buy a phone recently as I've talked about in two recent posts. In my new office I am NOT using wifi as a precaution.

Feb 26, 2019 06:25 PM
Rainmaker
377,960
Joseph Domino 480-390-6011
HomeSmart - Scottsdale, AZ
Real Estate Made Easy

No doubt you have to be diligent. But I don't think that you can function in today's world without online access to so many things.

Feb 26, 2019 05:53 PM
Rainmaker
2,634,031
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

No worries however there are no protection guarantees in this technology

Feb 26, 2019 05:25 PM
Rainmaker
6,539,514
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

All of us need to be alert.

Feb 26, 2019 04:39 PM
Rainmaker
522,658
Dee Toohey
Innovative Realty Solutions Group - Longwood, FL
Broker, ABR, AHWD, CIPS, FMS, ePro

I use one credit card for all online purchases with an intentionally smaller balance and I watch that bill very carefully.  I don't use unsecured wifi.  I have an ID Theft watch program.  I'm cool with it.

Feb 26, 2019 06:40 PM
Rainmaker
894,802
John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

I use my Starbucks app to pay for Starbucks items. My Starbucks account was recently hacked and the balance transferred to another card. That card was then closed down. I wonder how many Starbucks accounts were hacked and money transferred into that account and where the money went before the culprit got away...probably never to be caught.

Feb 26, 2019 05:49 PM
Rainmaker
2,020,150
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

I don’t use public WiFi

Feb 26, 2019 05:47 PM
Rainmaker
5,524,029
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Paul,

I keep apps to a minimum, and dormant.  Apps like Google and others can pinpoint your location, and not only that they sell your location to advertisers. I book travel on my Mac, and regularly clear history.  I check in on line without an app, and can print or have the check in on my email. 

We do our best and take precautions.  A

Feb 26, 2019 04:26 PM
Rainmaker
4,052,971
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

No, I don't worry too much; at the end of the day we can't protect ourselves 100% of the time. And one thing I don't do is allow many sites who need my credit card number save it. I prefer to enter my number each time. I also don't do any sensitive searching or purchasing on my phone or tablet. I also don't use public wifi for sensitive transactions. I have very few apps on my phone and tablet.

Feb 27, 2019 04:00 AM
Rainmaker
845,920
Jeff Pearl
RE/MAX Distinctive / LIC in VA - Lovettsville, VA
Full Service Full Time Realtor

I don't worry too much about it, but do take precautions to avoid it from happening.

Feb 27, 2019 03:53 AM
Rainer
127,474
PeterMark SEO
PeterMarkSEO - Holiday, FL
SEO, SEM, DEV

Speaking of security, you might want to force https for your site as it is partially secure or do a 301

Feb 27, 2019 03:31 AM
Rainmaker
872,165
Peter Mohylsky. Broker -BRIX REALTY
Miramar Beach, Florida - Santa Rosa Beach, FL
BRIX REALTY -DESTIN

Yes I do hoping and praying I do t have problems 

Feb 27, 2019 02:59 AM
Rainmaker
1,380,173
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Generally speaking, the sites you purchase from will be SSL encrypted.  This means that (without some thought and effort) the people around you won't know what you're doing.  That's the whole purpose behind the whole SSL the Internet push from late last year.

 

It's still possible to compromise those sites, through a "man in the middle" attack, but like I said that takes effort (although not as much as it once did).

Feb 26, 2019 09:06 PM
Rainmaker
4,433,583
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Yes.

Feb 26, 2019 05:01 PM
Ambassador
5,357,172
Bob Crane
Woodland Management Service / Woodland Real Estate, EXP - Stevens Point, WI
Forestland Experts! 715-204-9671

We should all be careful with this.

Feb 26, 2019 04:56 PM
Rainmaker
3,321,241
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

I have had many cards hacked from data breaches and nothing i could do can change that. My #1 is using credit cards now and not my debit card. Then check every monthly statement for anything suspicous

Feb 27, 2019 05:16 AM
Rainmaker
985,062
Doug Dawes
KW Evolution - Topsfield, MA - Georgetown, MA
Your Personal Realtor®

There are too many things in life that produce worries. I carry a top tier ID Theft policy

Feb 27, 2019 12:08 PM
Rainmaker
1,866,205
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

Not at all Paul. 

Feb 27, 2019 06:00 AM
Rainer
9,094
Diana Clark
SendOutCards RP - Chicago, IL
CREATE MARKETING STRATEGIES AND CAMPAIGNS

Absolutely.  I make a conscious effort to make sure that the site I am shopping is a well known site.  I see many deals on sites I do not know or have done business with and I pass them up.  

Feb 27, 2019 09:42 AM
Rainmaker
5,571,310
Barbara Todaro
RE/MAX Executive Realty - Retired - Franklin, MA
Previously Affiliated with The Todaro Team

that's happened to me once..... my amex card was compromised and amex found it before I was billed....I had no idea someone in phillie had a shopping spree with my card... spent thousands... they knew it wasn't ME!!!!

amex called me and I was soooo upset....they did not charge me anything....immediately overnighted another card....and then I had to call those who had my number for billing purposes.... 

pain in the neck... now I have notification of anything over $500...

Feb 27, 2019 09:33 AM
Rainmaker
534,546
Rose Mary Justice
Synergy Realty Pros - Dandridge, TN
Synergy Realty Pros

I have had bad experiences with ordering online.  Someone else has ordered online with my card number but also took money from my account several times.  The bank will make it up but there are scammers out there just waiting to pounce.

Feb 27, 2019 07:52 AM
Rainmaker
4,799,481
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Yes, I do.  But there are some precautions that can be taken.  Using a VPN is a big one.

Feb 27, 2019 07:28 AM
Rainmaker
1,707,423
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

I don't worry but everyone has their time in the bullring.

Feb 27, 2019 07:23 AM
Rainmaker
1,149,009
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

Keep a credit card with min limit. Never store you credit card info with anyone.  Quit paying or storing data on smart phone.  That phone will disappear or misplace in a matter of weeks.  When outside of US never access money information.

Feb 27, 2019 07:07 AM
Rainmaker
1,635,442
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Lend Smart Mortgage, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

We all must be aware of the threat of identity thieves. I just keep my devices monitored by security services.

Feb 27, 2019 06:48 AM
Rainmaker
1,715,898
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg Real Estate

I never order anything not at home or my cell. Had it happen from a post here right on AR a few years ago. Women  assumed my identity in Georgia.

Feb 27, 2019 06:04 AM
Rainmaker
882,261
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

Fraud is so rampant and citizens so vulnerable, the credit card companies offer to protect you/me from on-line fraud.

Is that because the banks have become caring, loving and benevolent enterprises?

No. They need to obscure how truly vulnerable the on-line financail system really is. If they were compelled to disclose how much money is stolen from them via on-line crooks the citzens would suddenly understand they are ducks in a barrel.  Adding more ducks is statisticaly favorable. When China hits the 'disrupt' button, there will then be no place to hide.

A couple of times a year I get to call American Express and notify them I did not purchase a fleet of commercial mowers, or a suite of recording studio equipment or even that list of 36 $19 purchases from across the country.

Until the USA notifies the world that on-line defenses will not include offensive strategies, the crooks and state sponsored crooks, will ALWAYS have the advantage and yes, we are all vulnerable.

Do you know what happens when one becomes the true victim of identity theft (not bank fraud)? This is much, much more serious than a crook buying a fleet of commercial mowers using my AE account.

Feb 27, 2019 05:36 AM
Rainmaker
3,985,837
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I do and use a special low balance card

Mar 04, 2019 06:30 PM
Rainmaker
3,966,917
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

I got hack a couple of times and it is a problem that can happen often!

 

Mar 02, 2019 09:58 AM
Rainmaker
818,217
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Yes, but there isn't much we can do, so I try not to focus on it.

Mar 01, 2019 10:31 AM