5,254,035
It all depends upon the lending institution and the borrower, Morgan Rivas!
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Raj Taj
Lake Bluff, IL
-
Carol Williams
Wenatchee, WA
-
Anthony Acosta - ALLAT...
Atlanta, GA
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Mary Yonkers
Erie, PA
-
Dorie Dillard Austin TX
Austin, TX
-
Bob "RealMan" Timm
Minot, ND
5,239,001
Leave it up to the loan officer. Beyond your repsonsibility. Who gave them a pre-approval letter?
-
Ron and Alexandra Seigel
Carpinteria, CA
-
Mary Yonkers
Erie, PA
-
Debe Maxwell, CRS
Charlotte, NC
-
Nina Hollander, Broker
Charlotte, NC
-
Bob "RealMan" Timm
Minot, ND
5,583,328
that would depend on the complexity of the applicants financial history.... simple equals quick and easy.... complex, you'll be there awhile...
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Gene Mundt, IL/WI Mort...
New Lenox, IL
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Mary Yonkers
Erie, PA
-
Debe Maxwell, CRS
Charlotte, NC
-
Nina Hollander, Broker
Charlotte, NC
-
Bob "RealMan" Timm
Minot, ND
3,349,404
It depends on who one is submitting the application to and how prepared they are with the necessary documents.
-
Carol Williams
Wenatchee, WA
-
Debe Maxwell, CRS
Charlotte, NC
-
Tony and Suzanne Marri...
Scottsdale, AZ
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Bob "RealMan" Timm
Minot, ND
5,112,471
For whom? Are you talking about a buyer completing an application, a lender putting it through for approval? Regardless, it varies.
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Gene Mundt, IL/WI Mort...
New Lenox, IL
-
Carol Williams
Wenatchee, WA
-
Mary Yonkers
Erie, PA
-
Bob "RealMan" Timm
Minot, ND
2,187,587
Before going in to apply, ask what documents to take to the appointment. That makes it most expedient.
-
Debe Maxwell, CRS
Charlotte, NC
-
Raj Taj
Lake Bluff, IL
-
Bob "RealMan" Timm
Minot, ND
1,846,901
A couple minutes & then the torture begins.
-
Scott Lawson
Santa Rosa, CA
-
Debe Maxwell, CRS
Charlotte, NC
-
Bob "RealMan" Timm
Minot, ND
2,784,566
If someone wants something really bad...records can be broken
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Mary Yonkers
Erie, PA
-
JoAnn Moore
Georgetown, DE
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Debe Maxwell, CRS
Charlotte, NC
2,399,936
I've never helped a client with one Morgan Rivas (it's not a Realtors job to do so) but the ones I've done for myself seem to take an eternity and a bottle of asprin.
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Mary Yonkers
Erie, PA
-
Debe Maxwell, CRS
Charlotte, NC
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Nina Hollander, Broker
Charlotte, NC
7,863,184
This relates to the financial information and credit background which varies from applicant to applicant.
-
Mary Yonkers
Erie, PA
-
Debe Maxwell, CRS
Charlotte, NC
-
Bob "RealMan" Timm
Minot, ND
902,038
The application itself should be easy; it's providing all the supporting documents that may take time.
-
Carol Williams
Wenatchee, WA
-
Debe Maxwell, CRS
Charlotte, NC
2,221,377
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Debe Maxwell, CRS
Charlotte, NC
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Anthony Acosta - ALLAT...
Atlanta, GA
4,582,184
Truly a question where "it depends" is the answer.
In the simplest form:
It depends on the borrower/buyer and the situation.
It depends on the mortgage broker/banker.
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Gene Mundt, IL/WI Mort...
New Lenox, IL
-
Debe Maxwell, CRS
Charlotte, NC
4,319,773
Morgan Rivas - if you have to share a lot, it may take longer.
-
Gene Mundt, IL/WI Mort...
New Lenox, IL
-
Bob "RealMan" Timm
Minot, ND
187,002
Just a couple minutes with Rocket Mortgage!
-
Debe Maxwell, CRS
Charlotte, NC
-
Raj Taj
Lake Bluff, IL
715,782
So much depends on the application - and what the borrower requires!
-
Gene Mundt, IL/WI Mort...
New Lenox, IL
-
Debe Maxwell, CRS
Charlotte, NC
1,231,853
Depends on type of loan, lender and buyer qualifications.
-
Debe Maxwell, CRS
Charlotte, NC
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Bob "RealMan" Timm
Minot, ND
1,241,754
Here no applicants fills them. They just sign and fill pertinent data give all docs to loan officer to fill out properly. You fill you mess it up. You get to proof the appls. Two minutes?
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Bob "RealMan" Timm
Minot, ND
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Mary Yonkers
Erie, PA
6,417,434
Depends
which application
and how prepared are you?
-
Debe Maxwell, CRS
Charlotte, NC
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Mary Yonkers
Erie, PA
544,014
Initial app can be as short as 5 or 10 minutes. Name, SSN, salary/income, current address, previous address, a few other questions. The loan officer runs your credit and some other hocus pocus stuff, and viola! - You're pre-qualified or denied. Pre-qual letters are often proven wrong upon further scrutiny of a full blown mortgage app.
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Mary Yonkers
Erie, PA
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Debe Maxwell, CRS
Charlotte, NC
5,027,077
I agree with Debe Maxwell, CRS ..all depends on the lending institution.
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Mary Yonkers
Erie, PA
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Debe Maxwell, CRS
Charlotte, NC
1,291,481
There's no one definitive answer to that question, Morgan Rivas ... it truly depends on the individual applicant(s) doing it. And perhaps even the method in which they choose to accomplish it .. meaning in the presence of the LO, by themselves, online etc. (Some are more willing/capable of accomplishing this task than others. An online application is a godsend for some ... a complete horror for others).
The more prepared and knowledgable the applicant is prior to starting the actual application process (and capable of providing the info/documentation), the more smoothly and quickly it goes. Beyond that much depends on the applicant's personal finances, whether they are self-employed ... and so many other things. There are no 2 applications alike these days ...
Gene
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Michael Jacobs
Pasadena, CA
599,734
Like almost every real estate question, it depends.
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Gene Mundt, IL/WI Mort...
New Lenox, IL
1,506,013
If you make the mistake of applying with Chase Bank, they stole THREE HOURS of my life with that app. With every other lender I've used in the past, I send in my info and I've never had to fill anything out. Maybe 5 minutes to get on and e-sign something.
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Debe Maxwell, CRS
Charlotte, NC
1,728,156
A 1003 takes little time to fill out. It is all the documentation after the fact that can bog down the process.
-
Debe Maxwell, CRS
Charlotte, NC
430,282
Depends on the applicant. It also depends on the application process of the lending institution.
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Debe Maxwell, CRS
Charlotte, NC
3,416,038
Filling it out? 10 minutes if prepared. Days if not prepared. Getting an answer on your application, from hours to 21 days
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Carol Williams
Wenatchee, WA
3,071,489
How quickly can you write? And Kathleen Daniels nailed this one!
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Debe Maxwell, CRS
Charlotte, NC
4,800,132
It depends on the person filling out the forms.
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Bob "RealMan" Timm
Minot, ND
1,712,776
1,624,653
I'm not into filling up applications but if all documents are ready, it should not be that difficult.
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Debe Maxwell, CRS
Charlotte, NC
3,986,308
3,988,013
You won't be completing one unless you are applying for a mortgage. It takes time so allow an hour or more.
-
Debe Maxwell, CRS
Charlotte, NC
913,468
1,553,319
5,772,581
2,071,025
1,598,452
3,090
With RAC, we can get a broker approved within 24 hours after reciving a compelted broker application and W9 form. If you have any questions, we can help you answer them in more detail at 813-935-1828.
108,016
A loan officer shouldn't be filing out the loan application. A good online application (like mine) typically takes 3-5 minutes to complete. The loan officer will "fine tune" it after receiving all necessary documentation from the client. That's maybe another 5 minutes for a veteran LO...
5,877,335
55,673
The Application? Of few minutes....all the docs needed, should be able to gather within a day, close....30-45 days.
4,960,497
4,434,177