4,583,784
Less than raving indeed.
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Kathleen Daniels, Prob...
San Jose, CA
-
Roy Kelley
Gaithersburg, MD
-
Debe Maxwell, CRS
Charlotte, NC
-
Peter Testa
Danbury, CT
-
Nina Hollander, Broker
Charlotte, NC
6,423,260
Sounds like they misunderstood what you were asking for.
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Kathleen Daniels, Prob...
San Jose, CA
-
Debe Maxwell, CRS
Charlotte, NC
-
Peter Testa
Danbury, CT
-
Michael Jacobs
Pasadena, CA
5,257,583
Not raving about it either - explain to the first time buyers that this is an unacceptable (or to be more honest, half-ass!) answer and that you would like them to at least phone your preferred lender.
Let them know that your lender is very detail-oriented and that he/she will be a better fit for someone who is going through this process for the first time.
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Kathleen Daniels, Prob...
San Jose, CA
-
Peter Testa
Danbury, CT
-
Lyn Sims
Schaumburg, IL
-
Michael Jacobs
Pasadena, CA
2,684,769
Email with P and I only? Who is this lender? Local? Out of state? Does that comply with required disclosures?
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Kathleen Daniels, Prob...
San Jose, CA
-
Nina Hollander, Broker
Charlotte, NC
-
Michael Jacobs
Pasadena, CA
-
Praful Thakkar
Burlington, MA
5,062,845
Not even remotely impressed. Someone is not paying attention to their client's needs and interests
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Kathleen Daniels, Prob...
San Jose, CA
-
Nina Hollander, Broker
Charlotte, NC
-
Michael Jacobs
Pasadena, CA
-
Praful Thakkar
Burlington, MA
4,319,773
Kathleen Daniels - interesting! Need to check on that for sure.
Happens with out-of-state lenders I believe.
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Kathleen Daniels, Prob...
San Jose, CA
-
Michael Jacobs
Pasadena, CA
-
Debe Maxwell, CRS
Charlotte, NC
-
Ron and Alexandra Seigel
Carpinteria, CA
4,905,762
Buyer might be better served finding another lender.
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Kathleen Daniels, Prob...
San Jose, CA
-
Tony and Suzanne Marri...
Scottsdale, AZ
-
Peter Testa
Danbury, CT
1,847,621
Well obviously they do not want to do the paperwork involved. If I am correct, they punch it into a program & out it comes with costs involved (inflated). I think that lenders are refusing to do paperwork time & again just because the buyer looks at a different property.
I think it's reasonable.
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Kathleen Daniels, Prob...
San Jose, CA
-
Debe Maxwell, CRS
Charlotte, NC
-
Peter Testa
Danbury, CT
613,494
She is not smart enough to respond with the correct answer. Ask her for the good faith estimate.
Eve
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Kathleen Daniels, Prob...
San Jose, CA
-
Debe Maxwell, CRS
Charlotte, NC
-
Peter Testa
Danbury, CT
941,428
I'm underwhelmed!
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Kathleen Daniels, Prob...
San Jose, CA
-
Debe Maxwell, CRS
Charlotte, NC
-
Nina Hollander, Broker
Charlotte, NC
809,258
Nope, I want the net sheet. -Kasey
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Kathleen Daniels, Prob...
San Jose, CA
-
Debe Maxwell, CRS
Charlotte, NC
-
Michael Jacobs
Pasadena, CA
5,772,593
Kathleen,
Something does not jive, perhaps Praful Thakkar has a point? Seems weird to me.
-
Kathleen Daniels, Prob...
San Jose, CA
-
Michael Jacobs
Pasadena, CA
-
Praful Thakkar
Burlington, MA
599,734
It looks like someone figured out how to use mortgagecalc.com!
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Kasey & John Boles
Boise, ID
-
Kathleen Daniels, Prob...
San Jose, CA
5,032,448
NO!! That is a horrible response..not impressed!
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Kathleen Daniels, Prob...
San Jose, CA
-
Debe Maxwell, CRS
Charlotte, NC
2,189,772
I can't make a judgment as to whether they are lazy or incompetent.
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Kathleen Daniels, Prob...
San Jose, CA
-
Debe Maxwell, CRS
Charlotte, NC
577,750
What response? That didn't even come close to what you asked for. At the very least he should have provided you with a copy of their pre-approval from the bank... the amount of deposit they have and what their income is.
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Kathleen Daniels, Prob...
San Jose, CA
-
Debe Maxwell, CRS
Charlotte, NC
2,163,333
Interesting. Maybe waiting for the loan application before issuing the loan disclosure statement?
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Kathleen Daniels, Prob...
San Jose, CA
-
Lyn Sims
Schaumburg, IL
1,466,257
Kathleen Daniels Can yoou imagine what this lender's commitment letter looks like. Next!
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Kathleen Daniels, Prob...
San Jose, CA
1,617,916
2,785,276
Anything outside of SOP (standard operating procedure) is optional & remember, liability lurks for those that touch the deal in any significant way
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Kathleen Daniels, Prob...
San Jose, CA
5,244,229
Sounds like being helpful is not on their playlist!
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Kathleen Daniels, Prob...
San Jose, CA
1,728,656
Use the lender as a scapegoat when they fall short. Have your lender ready to step in .
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Kathleen Daniels, Prob...
San Jose, CA
3,988,013
That is scary. First that he didn't understand the question and second that he hadn't already provided this simple information to the buyer. It doesn't bode well.
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Kathleen Daniels, Prob...
San Jose, CA
7,869,880
This loan officer may not receive your referrals.
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Kathleen Daniels, Prob...
San Jose, CA
3,071,489
Richard Weeks nailed this one!
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Kathleen Daniels, Prob...
San Jose, CA
4,800,132
I wouldn't be very thrilled either.
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Kathleen Daniels, Prob...
San Jose, CA
3,416,038
Service sells and lack of it can kill a sale before it starts
-
Kathleen Daniels, Prob...
San Jose, CA
97,521
Lazy, could be how it will go throughout the transaction.
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Kathleen Daniels, Prob...
San Jose, CA
759,785
You could have ran the Sale price through a Mortgage Calculator too!
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Kathleen Daniels, Prob...
San Jose, CA
921,504
"I love it!"
That makes going for a second opinion much easier.
Let the buyer choose 'half assed' or 'awesome."
If the lending brokers turns out to be the son-in-law, tread carefully.
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Kathleen Daniels, Prob...
San Jose, CA
913,818
5,115,873
4,434,177
1,506,773
Not a fan of that. My net sheet function w/in the board or the title app gives better info!
3,383,434
I would give them the benefit of the doubt and thank them, but ask for something more detailed that breaks down closing fees as well. Perhaps the agents they are used to working with don't ask for detailed information.
4,966,025
1,574,666
Sounds as if the commitment to excellent service was used up on another customer!
509,449
991,652
5,583,328
1,712,876
1,554,377
You didn't receive what you requested. A Net Sheet is a P&L essentially and he simply sent you PITI. I'd call the lender and explain the need clearly.