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Rainmaker
795,832
Susan Laxson CRS
Premier Sotheby's International Realty - Naples, FL
The Michelle Thomas Team

We have a comprehensive E&O coverage, and my auto insurance is covered. Is there anything else you would recommend?

Aug 22, 2016 10:50 PM
Rainmaker
179,367
Kevan Pewitt
Houston Prime Realty - Houston, TX

I have E&O.  I plan on adding General Liability and Business Interruption.  What else do you recommend?

Aug 22, 2016 10:44 PM
Rainmaker
1,459,527
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Harry F. D'Elia in addition to E&O, I purchased additional auto insurance for business use and an umbrella policy.

Aug 22, 2016 11:17 PM
Ambassador
2,960,825
Liz and Bill Spear
RE/MAX Alliance 513.520.5305 www.LizTour.com - Mason, OH
RE/MAX Alliance Cincinnati & Dayton suburbs

We have an umbrella policy added to our homeowners/auto insurance policy.  And of course the regular office E&O.

Aug 23, 2016 12:52 AM
Rainmaker
1,639,786
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West - Carlsbad, CA
Presence, Persistence & Perseverance

We carry an Umbrella Policy

Aug 23, 2016 12:28 AM
Rainmaker
1,230,072
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

Like most posting here, I have E&O and an extra policy on my car. I don't insure my office because I can replace most for less than a deductible. Now I carried a million dollar liability & personal-property policy when I ran my Wedding DJ Business, but I dropped that when I retired,  as a Realtor the above is what I have. 

Please share what you've heard.

Aug 22, 2016 11:46 PM
Rainmaker
2,641,652
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

My son the attorney called me one day and said: Cancel all your insurance

Aug 22, 2016 11:24 PM
Rainmaker
4,042,729
Richard Weeks
Dallas, TX
REALTOR®, Broker

I have adequate coverage on my cars, and our office has an great e&o policy, so I am OK.

Aug 22, 2016 11:04 PM
Rainmaker
4,209,388
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

E&O and sufficient car insurance should cover you!

Aug 22, 2016 10:59 PM
Rainmaker
1,722,955
Lyn Sims
Schaumburg, IL
Schaumburg Real Estate Agent Retired

No I currently have not but I no longer have an office which I had insurance on for computers, furniture, etc. Some agents have umbrella policies.

Aug 22, 2016 10:58 PM
Rainmaker
4,799,501
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I have not.

Aug 22, 2016 10:49 PM
Rainmaker
5,571,896
Barbara Todaro
RE/MAX Executive Realty - Retired - Franklin, MA
Previously Affiliated with The Todaro Team

the office has a good E&O policy....

Aug 22, 2016 10:48 PM
Ambassador
5,408,079
Bob Crane
Woodland Management Service / Woodland Real Estate, EXP - Stevens Point, WI
Forestland Experts! 715-204-9671

We have lots of it but never enough.

Sep 09, 2017 11:02 PM
Rainmaker
1,280,448
Donna Foerster
HomeSmart Realty Group - Parker, CO
Metro Denver Real Estate Assistant

We have! Like you said...one never knows!

Aug 24, 2016 05:10 AM
Rainmaker
4,013,375
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

My insurance man takes good care of me.

Aug 23, 2016 11:43 PM
Ambassador
3,986,710
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

I have but with a sue crazy society it is probably time to take another look.

Aug 23, 2016 01:46 PM
Rainmaker
1,027,385
Susan Haughton
Long and Foster REALTORS (703) 470-4545 - Alexandria, VA
Susan & Mindy Team...Honesty. Integrity. Results.

E&O, Umbrella, Auto (of course) ...we insure for every possibility.  We even have beekeepers insurance since we have honey bees. ;-)

Aug 23, 2016 08:34 AM
Ambassador
3,755,202
Paul S. Henderson, REALTOR®, CRS
Fathom Realty Washington LLC - Tacoma, WA
South Puget Sound Washington Agent/Broker!

Not as of yet...

Aug 23, 2016 06:14 AM
Rainmaker
1,387,173
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

I have the usual stuff plus an umbrella policy.

Aug 23, 2016 02:59 AM
Rainmaker
4,116,816
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

I have carried extra coverage for more years than I can count.

Aug 23, 2016 02:42 AM
Rainmaker
5,586,657
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

No.

Aug 22, 2016 11:30 PM