I didn't know you could transfer flood insurance. It is not transferable here.

i have never heard of it, if it is a 100 year flood plain, i believe fema has regs and flood insurance is guaranteed available, i did  live in lodi in a flood plain, i didnt have it, and almost lost it all....i got lucky.i have never heard of a ins policy being transferred. i too will like to hear the absolute answer

 isn't that a title or insurance agent question?

Go with Patricia Kennedy 

I would check with the title company. I doubt this is an automatic transfer -buyer would have to apply, just like they would for homeowner's insurance. Perhaps one of our 2 expert Sacramento agents has a thought - Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents or Myrl Jeffcoat 

Delegate this one to your title company. 

I doubt if you can transfer insurance of any kind.  It is based on your credit score.

'that's a new one to me.... it's not transferable here, as far as I know....

I don't know about California, but in Florida, flood insurance is not transferable.  

Sounds like you need to contact an insurance agent.  Not sure insurance CAN be transferred.

Is it transferrable?   If it is, the title or escrow officer should know how to properly do this.  If not, the buyer will need to speak with an insurance provider.  

Interesting question, will be looking at the comments.

I don't beieve insurance policies are legally assumable !

I just did one here in Florida and the sellers must authorize this with their flood carrier and if transferrable, the flood carrier with then generate the proper documents that will become part of the closing file. Prorations are then incorporated into the CD at closing.

Assess first and foremost if it is transferable ... my sense it that it would not be. If it is, as the insurance company for their process and get the necessary paperwork ... and ensure escrow/title gets engaged in the process to ensure all is managed 100%.

That would be a great question to ask a title person in CA.

Jeff Dowler CRS has a robust response for you...

Call insurance company and ask the question.

I did not know that you can transfer insurance coverage.

An excellent question.  I am not in CA so I don't know the answer.

Check with Myrl Jeffcoat to see what she does.

Because most lenders require a full year policy paid in advance transfers don't occur in my market.  Buyers get new insurance and sellers cancel old insurance right after they walk out of the closing.

Buyer likely to pay prorated insurance most insurance  companies will honor.

I wasn't aware that flood insurance could be transferred. I thought each buyer secured their own.   I'll be watching replies.  

I'm with Patricia Kennedy ..the title company should take care of this!

Not sure about CA.  Here in PA the settlement or title company handles this.