I've had a few qualify who were not members.  I would imagine each one is different though.

It depends on the credit union.

in my humble opinion...No money no honey

I have a loan in process now where the credit union did not require my client to be a member; but some of them do have that requirement.

Our local credit union requires membership but qualifying is simple.

Good morning Jeff. I am not familiar with any credit unions that don't require membership.

Jeff Pearl - I think that may be true. Now, one can become the member of the credit union just be depositing $10 - and can be accomplished at the time of applying for mortgage.

I think it depends on the specific credit union

the one in my market, no you don't.

as far as I know, yes.

I would assume so, or at least that they'd make you a member before lending to you.  Never asked though.

I've had a few buyers get loans through credit unions and you had to be a member. 

I am familiar with 3 credit unions in my area and they all require membership to be able to use any of their loan programs.

The credit unions I have belolnged to all required membership but the cost was minimal.

Jeff Pearl The credit union I am part of requires a small deposit of $10.00 to be a member.

Jeff Pearl I belonged to a couple of Credit Union's and you had to be a member to get a loan.

I used to belong to a teachers credit union even though obviously I'm not a teacher. Only had to live within the school district boundaries. I bet if you called, they would have exceptions.

It's probably pretty easy to join.

I believe so ... membership has its privileges.  It never hurts to ask the specific credit union – go to the source. 

Most, from my experience, require you to be a member. Membership is usually very inexpensive.

You will have to contact the credit union in question..each one varies.

parked and reading

Usually yes, but joining is as easy as opening an account in most. 

I do not know. This will be a good blog topic for you.

I'm not a credit union expert but my clients who have used a credit union for a mortgage have been members of that union.  "X" Credit Union may have different rules and may need to have the approval of "Y" maybe even "U" or "I".   

I do not know.

From what I understand you do

I believe so...

Many require membership for loans.

I believe so.

Yes, I think so.

It probably doesn't hurt.

I am sure the it depends on the rules of the credit union, the first account that I opened with my bank was after they offered me a business line of credit to to buy a bunch of properties.