Spam prevention
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

What I don't know, I don't know. The blind leading the blind comes to mind. My opinion about the rules for living there doesn't matter. The buyer has to understand, agree and then obey. Help with the sale yes. HOA. no

Nov 18, 2015 06:53 AM
Evelyn Johnston
Friends & Neighbors Real Estate - Elkhart, IN
The People You Know, Like and Trust!

No, I wouldn't do that.  My interpretation could be different than theirs.  It is part of their due dilligence.

Nov 18, 2015 10:45 AM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

Not totally sure about you question, Will. Do you mean the bueyr has asked you to read it to him or to read it and explain it to him? I would not accept eitehr responsibility. The buyer needs to be comfortable and willing to move forward knowing all terms.

Nov 18, 2015 09:23 AM
William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

I have been asked and referred them to a atty.

Nov 18, 2015 08:46 AM
Susan Emo
Sotheby's International Realty Canada - Brokerage - Kingston, ON
Kingston and the 1000 Islands Area

I'm not a lawyer nor do I play one on TV

Nov 18, 2015 08:16 AM
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Confused - requesting enlightenment.

HOA = Home Owners Association?

What would come from the Buyer?

Nov 18, 2015 06:29 AM
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Will Hamm I am asked sometimes - however, I tell them that it's for them to review as they will live there.

Nov 19, 2015 08:33 AM
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Will Hamm I usually read the summary and look for red flags such as pending litigation, capital improvements, etc. which may impact the buyer. If they have in-depth questions, I would refer them to an attorney.

Nov 18, 2015 11:02 PM
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

We secure the HOS docs and go over them with the Buyer to be  sure they understand them and answer or get answers to questions.

Nov 18, 2015 08:13 PM
Raymond E. Camp
Ontario, NY

AS I am not the one going to be living there let the buyer read it and with any questions talk to their attorney.

Nov 18, 2015 08:10 PM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

If you are talking about the HOA docs, it's up to the buyer to read them... they are the ones purchasing the home. However, from time to time I do some research in documents to answer a specific buyer question. But no way am I taking on the liability of reading the docs for them.

Nov 18, 2015 07:58 PM
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Will - I would not want that responsibility. Every subdivision had different and unique HOA CC&R's, and I wouldn't claim to be an expert on any of them. Some CC&R's can be a hundred pages or more.

We have a HOA addendum that provides contact info, and explains the costs associated with the HOA, and the seller is required to provide the CC&R's to the buyer, but after that it is up to the buyer to read and understand. If they have any questions, I will try and help, but will also direct them to contact the actual HOA, or an attorney.

Nov 18, 2015 02:48 PM
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

I provide the documents, I however do not read HOA docs or inturpet them. I suggest they talk to the HOA officers or an attorney if they have questions.

Nov 18, 2015 01:14 PM
Gayle Rich-Boxman Fishhawk Lake Real Estate
John L Scott Market Center - Birkenfeld, OR
"Your Local Expert!" 503-755-2905

Ours is 17 pages. I have it on numerous sites and share it before people even come to look at property sometimes. I have property there and have for 13 years. No problem!

Nov 18, 2015 12:24 PM
Gary Coles (International Referrals)
Venture Realty International - Las Vegas, NV
Latin America Real Estate

I would not take the responsibility  --- I would suggest an attorney.

Nov 18, 2015 11:25 AM
Larry Johnston
Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC - Elkhart, IN
Broker,Friends & Neighbors Real Estate, Elkhart,IN

I would make arrangements to get them a copy of the HOA.

Nov 18, 2015 10:31 AM
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

I read it, to protect the buyer, 

but I do not reveal I have done so. I will guide them to the HOA section that states that great big camper is not allowed in the back yard.

I make it clear the BUYER must read the HOA and they must sign on the dotted line.

Of course the next question will be the financial stability of the HOA and potential for assessments. Of course I can answer it but my response is to show them how to do the math and make an educated evaluation.

Then 'sign on the dotted line.

Nov 18, 2015 09:16 AM
Caroline Gerardo
Licensed in 20 states - Newport Beach, CA
C. G. Barbeau the Loan Lady nmls 324982

Read 300 pages? I am working on an Audible version of a novel I wrote and 300 pages takes me about 22 hours to read. Just 'sayin' no I wouldn't read all the documents to buyers. I often have to read them to send to our legal but reading outloud to a buyer them implies you are responsible. 

Nov 18, 2015 07:29 AM
Jeff Pearl
RE/MAX Distinctive / LIC in VA - Lovettsville, VA
Full Service Full Time Realtor

I would suggest they review them with an attorney if they don't want to read them themselves. I've never been asked.

Nov 18, 2015 06:51 AM
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

I always read the HOA and summarize what the buyer needs to know. I also study finacial statements to give a hint if they are healthy or short falls.

CC&R needs to be conveyed and ask them to ready and give them a contact point with HOA....

Nov 18, 2015 06:50 AM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Best for the buyer and their attny to review these.

Feb 10, 2019 11:24 PM
David Gibson CNE, 719-304-4684 ~ Colorado Springs Relocation
Colorado Real Estate Advisers LLC - Colorado Springs, CO
Relocation, Luxury & Lifestyle residential

There are usually a couple of sections, pets, parking, basketball goals that are easy to figure out. Anything more than that, they need to read or get an attorney.

Nov 19, 2015 01:34 AM
Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

Never. We always send the HOA docs directly to the client and accompanying it is a Receipt of HOA Docs Addedendum. The buyer has 3 days for receipt to cancel on resales and 2 weeks on new purchases.

Nov 19, 2015 12:36 AM
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

just say "no" and pass the material on to them.... make them sign that they've received it....

Nov 18, 2015 11:56 PM
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Sure, I've been asked that question - I'm sure that's true for most of us.

My interpretation of HOA documents can be very different from yours or anyone else.   

Your purchase -- your responsibility to read and review and then approve/disapprove.  Kathleen Daniels informed me of a company that will give an analysis of an HOA so that's an unbiased source but time may be an issue in some transactions.  

Nov 18, 2015 11:56 PM
Richard Weeks
Dallas, TX
REALTOR®, Broker

I would tell them to read it and consult an attorney if they had questions.


Nov 18, 2015 11:12 PM
TeamCHI - Complete Home Inspections, Inc.
Complete Home Inspections, Inc. - Brentwood, TN
Home Inspectons - Nashville, TN area - 615.661.029

 Good Thursday morning Will. I know that there are a lot of agents that furnish the buyer with a copy of the rules & regs from the HOA.

Nov 18, 2015 05:58 PM
Michael Scruggs
UTR Texas-Realtors - Houston, TX

No.  It is the buyer's responsilbity to make sure they understand what they are signing in the contract and other documents that are attached to the contract.  I don't practice law, so they need to seek the aid of an attorney to get clarification of the HOA or anything in the contract they don't understand.

Nov 18, 2015 05:08 PM
Melissa Jackson REALTOR
Trinity Premier Properties - Azle, TX
Helping You Make The Right Move

Most of the property I deal with has no HOA. I would read over the document and discuss important information and rules with my client if I felt it would not be a good fit. (such as parked vehicles, pets, fees)  I would also suggest they read and seek answers if they have concerns. 

Nov 18, 2015 12:17 PM
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

If it's my listing, I like to know the rules. Buyers should read their own and have their attorneys explain what they might not understand. Agents should not be in the position of interpreting reg's; could become a liability.

Nov 18, 2015 12:06 PM
Val Evans
Scottsdale, AZ

Isn't there a checkbox on your contracts that states seller has conveyed to buyer the CC&R's, and that buyer has read the CC&R's of the HOA neighborhood they plan on buying in?

Nov 18, 2015 08:35 AM