Tony Lewis, Summit Real Estate Group Valencia & Aliso Viejo (Summit Real Estate Group)

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Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

First, hope you are doing as well as can be expected (and better!) since your surgery. The Down Payment Protection program is a new one on me and I'm going to have to do a bit of research on it.

Nov 12, 2015 08:01 PM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Tony, glad you are back! Never heard of the program and first glance sounds like a potential scam!

Nov 12, 2015 07:51 PM
John McCormack, CRS
Albuquerque Homes Realty - Albuquerque, NM
Honesty, Integrity, Results, Experienced. HIRE Me!

Glad you're feeling well and back in the blogging land.  

Nov 12, 2015 06:54 PM
TeamCHI - Complete Home Inspections, Inc.
Complete Home Inspections, Inc. - Brentwood, TN
Home Inspectons - Nashville, TN area - 615.661.029

 Good Friday morning Tony. Good to hear that you are recovering from your surgery. And no, I've not heard of the down payment protection program.

Nov 12, 2015 05:16 PM
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
CEO of Vision Drive Realty - Coastal San Diego

YES! PYT (Protect Your Transaction) and my lender Jason E. Gordon and his company Amerifirst offer a $10K perfromance assurance &  proprietary version of it that is unmatched by the imitators...ask him about it and here you go: Protect Your Transaction and Down Payment Assistance I'm actually a PYT Certified Realtor.



Nov 12, 2015 10:17 PM
Endre Barath, Jr.
Berkshire Hathaway HomeServices California Properties - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Well Tony nice to have you back that is some serious surgery and here you are a few days later back on the Rain that is incredible kudos to to your question No I have not, when you find out please share with us,Endre

Nov 12, 2015 02:59 PM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Prop. Mgr, Wenatchee, WA

Welcome back, Tony Lewis .  Yes, blood & oxygen are kind of important!  Thanks for the post.  I had not heart of that program.

Nov 12, 2015 02:12 PM
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Tony - I had not heard of the Down Payment Protection program, and want to thank you for sharing this information.

Also, did not know you had such an extensive surgery. Glad to see you are back, and seem to be healthy.

Nov 12, 2015 01:38 PM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Hi Tony, I have never heard of the program, but I am so delighted to hear that you are doing well.

Nov 12, 2015 12:15 PM
Tony Lewis
Summit Real Estate Group - Valencia, CA
Summit Real Estate Group Valencia & Aliso Viejo

Here's the full article, it may assist you in your marketing and client procurement:


Nov 12, 2015 11:44 AM
Larry Johnston
Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC - Elkhart, IN
Broker,Friends & Neighbors Real Estate, Elkhart,IN

Well, it's a good sign that you're blogging.  Hope your recovery goes smooth.  I have not heard of the Down Payment Protection program.

Nov 13, 2015 11:30 AM
Karen Fiddler, Broker/Owner
Karen Parsons-Fiddler, Broker 949-510-2395 - Mission Viejo, CA
Orange County & Lake Arrowhead, CA (949)510-2395

I'm glad you're back and feeling better. Never heard of this. 

Nov 13, 2015 02:47 AM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

Yes I have and there is an insurance product you can buy that will protect almost anything. I remember my dad used to tell me that Greta Gabor had insurance on her legs as she considered it her greatest asset.

Nov 13, 2015 12:13 AM
Jason E. Gordon
CMG Mortgage, San Diego, CA - San Diego, CA

Best wishes for a speedy recovery. I am personally 2+ years and 3 stents beyond the trauma of a MI...definitely not fun. Thomas J. Nelson, Realtor was kind enough to reference me in an earlier comment. Not sure if my program is what you had in mind, but below is a link to an AR blog I wrote about it a few months ago. Feel free to reach out to me for details.

A Lender with more skin in the game than a Buyer during escrow? 

If you want to view a short instructional video rather than read an article, click here.

Nov 12, 2015 11:34 PM
Cleve Bellar
ValueInsured - Dallas, TX
Modern Homebuyer Advocate

Tony-It’s amazing you can be back so quickly.  Glad you are well!  I am the CMO of ValueInsured, the maker of +Plus down payment protection.  We have worked years post-meltdown to develop the only insurance that protects homebuyers’ down payments.  As we all know, at closing every bank and related interest in that transaction is covered by PMI, title insurance, etc. but the homebuyers' down payment is not.  They are given keys to a home whose value can change for no reason of their own (economy slips, local jobs dry up, etc). Bigger than that though, millennials and modern homebuyers have different preferences - they want more simplicity, transparency, fairness and flexibility in their purchases.  Really, that is why renting is so compelling to them right now even as rates soar.  So, by covering their down payments - what may be their biggest savings in their lifetime - we reduce fear and even more give them back control of their home so that if they ever need to move - due to having a child, getting a better job or just because they want to - they can sell even if the market is down and move on with their life.  It’s something that can bridge that gap between renting and committing to a home.  I invite you to check out our new research, media coverage and our video on  Like anything new, we expect skepticism but know that we have been at this a long time working with many people across the entire home buying process - from realtors to builders to mortgage originators - to develop +Plus.  We officially launch in January 2016.  I wish you all the best in your ongoing recovery!

Nov 12, 2015 11:24 PM
William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

Glad to hear you are doing well. 

I have not heard of this program

Nov 12, 2015 10:48 PM
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Tony Lewis I am not familiar with the Down Payment Protection program. Glad to hear you're on the road to recovery.

Nov 12, 2015 10:00 PM
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

I've never heard of that program..... and I hope you're recovering well....

Nov 12, 2015 09:48 PM
Roy Kelley
Retired - Gaithersburg, MD

Welcome back. I am not familiar with this program.

Nov 12, 2015 09:09 PM
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

Congratulations on a speedy recovery - I haven't heard of the down payment protection program. 

Nov 12, 2015 08:51 PM
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

I have not heard of it. Glad you are feeling better.

Nov 12, 2015 08:40 PM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Tony Lewis glad to here everything went well. I have never heard of such thing.

Nov 12, 2015 08:08 PM
Mike Rock
Complete Design - Granite Bay, CA
Granite Bay Luxury New Construction...For Less

its good to have you back. i bet you thik the same! now just dont deliver any low ball offers and your heart will be fine :)

Nov 12, 2015 12:57 PM
Jill Murty, Realtor - Orange County, CA
Movoto - Laguna Niguel, CA

That's a big time surgery you had!  Glad to see you're back.  Blood flow and oxygen are important; I'm a fan. 

Nov 12, 2015 12:41 PM
John Pusa
Glendale, CA

Tony, I am pleased you are doing okay.

Nov 12, 2015 12:28 PM
Val Evans
Scottsdale, AZ

Wish I'd have thought of it! Nothing like pulling in $1M+ a month in pure profits. I'll bet you feel like an elephant was lifted off your chest. I've had a stent for almost 20 years now. 

Nov 12, 2015 12:24 PM
Sybil Campbell
Fernandina Beach, FL
Referral Agent Amelia Island Florida

I have heard of it but it's been a while.  I'm glad you are over your surgery.

Nov 12, 2015 11:41 AM
Evelyn Johnston
Friends & Neighbors Real Estate - Elkhart, IN
The People You Know, Like and Trust!

I have heard those words, but cannot recall anything about it right now.

Nov 12, 2015 11:39 AM