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It is in the document that buyers receive.
Not my cup of tea!
Depends on the lender and the type of loan.
It is the lender who should take care of this.
No, I can't.
Nope - not a lender
You really need to talk with the lender. There are many different types of loans and they all have different fees associated with them. You need to know what type or types of loan you qualify for. Compare the loans and fees associated with them to determine which loan is best for you.