Get to know Judy Kristensen
I am a... Mortgage Loan Officer/ Self-Motivated / Golfer/ Tennis Player/ Dog Lover/ Gardener/ Mountain Biker/ Skier/ Hiker/ Fitness Freak/ Farmers Market Lover/ Shopper
NMLS #266551 Company #1788 BSBA in Finance BSBA in Real Estate
Mortgage Lending Refinance Loans Purchase Loans FHA USDA Conventional VA Credit Building/Rescore
Testimonials for Judy Kristensen
Dale and Buddy Alter03/12/2014
We recently decided to refinance our mortgage and requested a quote on lendingtree.com. We had so many replies instantly so we decided to use the first come first serve basis. We immediately advised the lender that we have not yet filed our 2012 taxes but they continued to pursue the loan process scheduling an appraisal of our home, charging a $250.00 lock in fee and locking in our interest rate. After several weeks they implied that they could not process the loan and advised that if any other company said they could process our refinance without this documentation was a liar. I called Judy and advised her of our situation and she laughed replying that she had been able to process loans in the past with the same situation. Through Judy’s hard work within weeks we closed on our loan and received a lower interest rate and lower monthly payments too. We highly recommend Judy for your mortgage needs.
My Wife and I recently refinanced our home mortgage with Judy Kristensen. Judy responded to my request with Lending Tree and I chose to work with Judy after speaking to several mortgage brokers based on her pleasant demeanor and her sincerity.
I wanted to take this opportunity to let you know how much we appreciated that work that Judy did for us. From the very first call she was pleasant, professional and knowledgeable. She explained several options for us and helped me select the best option for our situation. Judy was invaluable in helping me navigate through the process. She was very patient with my many questions as we spoke on the phone several times a day as the application process progressed. Her responsiveness and “customer service” were in a word- excellent.
I would highly recommend Judy Kristensen based on her work and look forward to serving as a reference. I would highly recommend her to others who may be in need of your services. Thank you.
I have used Judy’s services several times to
refinance my houses in Norfolk and Richmond. Each time, Judy did an
outstanding job and was focused on putting together the best arrangement and
rate for the transaction. She pays attention to every detail and is
always available to answer questions. Judy is very efficient and
she delivers what she promises. I have recommended Judy to a number
of friends and business colleagues and they have been very pleased with how
their financings and refinancings were handled. I intend to use Judy’s
services in the future when I buy houses for my children. I heartily
Daniel Puls & Nicole Fieber02/04/2014
Judy really poured her heart and soul into getting us the best possible mortgage on our recent home purchase. She worked very, very, VERY hard for us– and communicated with us effectively throughout the entire process. My wife Nicole and I both felt that she was our advocate rather than working in the best interests of a bank or a lender. There were no hidden last minute fees or charges, and definitely no tricky business. Judy is a straight-shooter who seems to really enjoy what she does, and that made a huge impact on us. We would strongly recommend Judy to anyone in the market for a mortgage.