Scott Messier (First Choice Bank) Mortgage and Lending



Scott Messier
location_on Solana Beach, CA — First Choice Bank
Get to Know Scott Messier

"The Messier Team" at First Choice Bank concentrates on rates and service and above all getting the deal closed!  We are a West Coast Satellite office and are available 24-hours a day and pride ourselves on being proactive in our communication and transaction process.  Instead of waiting for worried clients to call, us we have an outstanding through-out the week system of communication and analysis that includes Monday Morning updates as well as real time updates for the Buyers Agent, Listing Agent and client.  

We want our clients to be happy and informed throughout the whole loan process.  Starting from our initial conversation with your client, we begin our written and communication system to create a client-for-life. Our customer service set's "The Messier Team" apart from other lenders with fast and easy closes, to showering our clients with congratulatory gifts and important homeownership information.

We work with first time home buyers all the way up to Executive CEO buyers as our experience is broad range.  With diverse financial, Real Estate, Marketing, Technology and Bond Trading background, "The Messier Team" works with all types of buyers.

The bottom line is that if you want a great lender/realtor relationship with a team that communicates effectively, is proactive in dealing with your buyer and above all cares about your transactions, please give us a try as you won't be disappointed.  So call us anytime at 949-203-2539 on our team hotline!


All centers of influence including Realtors, CFP's, CPA's Attorney's and Insurance brokers.  We can facilitate sub-prime up to AAA paper and work with interstate as well as out of county purchases and refinance's.  Our Value Add to Realtors:

Real time follow up system to keep you informed with the leads we provide each other. A complete 2-year follow up system to your clients with letters, cards gift baskets, Home Portfolios etc. A step by step center-of-influence marketing system to gain referrals from your clients personal and business contacts. Banking and Brokering for Quick Underwriting times and out of the box type transactions A complete Team concept with availability 7-days a week including holidays. 99% Close of Escrow on time along with exceptional customer service   First time Homebuyers to Corporate CEO's No Documentation-No Asset Loans up to $3,000,000


Carlsbad, Cardiff, Del Mar, Encinitas Leucadia, Solana Beach, Rancho Santa Fe Fairbanks Ranch, Escondido, Poway Oceanside, Vista, San Marcos Carmel Valley, 4-S Ranch, Mira Mesa La Jolla, Pacific Beach, Ocean Beach Coronado, Downtown San Diego, Point Loma Imperial Beach, Kensington, Hillcrest El Cajon, Alpine, Rancho Bernardo Rancho Penisquitos, Mirmar Lake, Lake San Marcos

Attention Realtors! Our Specialty is "Jumbo and Super Jumbo Loans" Purchase and Refinance transactions! I am always available on Weekends and you can reach me on my cell phone anytime.