I work for Spectrum Funding Corporation which is based out of Salt lake City Utah.We currently are approved in 15 states including all of the west coast.Currently I am the A/E in San Diego CA, but please feel free to call on any loan scenario if in other states.I look over every loan and am honest to let you know if it will work. Spectrum prides itself on its great service...we guarantee 24 hour approvals. If you have any questions regarding Subprime loans please feel free to give me a call or send me a message.I look forward to doing business with all my colleagues!