Please tell me you found a house.
I have been working with a borrower for close to 6 months. Well we started out with 100 % financing at a rate of 6.75 with a loan amount of 350'000. Now we are ...
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Mortgage and Lending |
RAINER 2,290 |
| Terresa Langford | ||
| location_on Englewood, CO — First National Mortgage Sources | ||
| insert_link http://www.heresaloan.com | ||
| web Half the fees 100% of the service. | ||
Get to Know Terresa Langford
Are you looking for a Mortgage Broker to pre- qualify your home buyers? Please consider my qualifications outlined below and contact me to discuss providing an honest, unified service for homebuyers, for the long-term.
My Company
First National Mortgage Sources is a mortgage company with 400 branches nationwide as well as around 1,100 employees. We have been around since 1997, and we are a Fortune 500 company. We have an umbrella with a National Bank and we are regulated by the OCC and the FDIC. We hold an a strong relationship with over 150 different lenders (This means more tools to close your loans) Our company is solid and will provide you with peace of mind you need to get to the closing table.
My Unique Qualifications
Mortgage Broker/Consultant for 10 years, employed First National Mortgage (2003 - present) and Alliance Guaranty Mortgage (1997-2003)
My Reputation
My customers are mostly referral based, and have grown exponentially over the last 10 years. I am currently averaging 5 calls per month from referrals, and 78% conversion. Take a look at what a recent customer had to say:
"It could not have been done without you Terresa; I am going to tell all my friends about you and your services" -Rhonda Moore - 2007
100% Delivery
As a rule, I am committed to over-communication, under-promising & over-delivering - both to my homebuyer customers and Realtors. I always treat Realtors and homebuyers the way I would want to be treated, explaining every step of the process and being honest and upfront with both good news & bad. In each relationship I provide to my customers:
A simple, easy-to-understand diagram of the mortgage processA checklist of my responsibilities throughout the processAll legally required documents (Good Faith Estimate, Truth in Lending Act, etc.)A checklist of what may be required for closingA HUD the day before closingWhat I Specialize in ...
There is not a loan that I am not familiar with. Over the years I have been afforded the luxury of closing an array of loans for my many borrowers.
Loan Programs Available
Just to name a few.... We offer the lowest rates and lower closing costs.
Conventional / Alt A Commercial
Stated loans No Documentation Loans are still available
107% purchases Foreclosure Bailout
nterest only loans Credit improvement
We have the tools to close more loans with more loan programs.
Does anyone else feel like they are in training?
Well- just when you think you have got it, another 10 emails come through with all of the lender guidelines and changes.I can not keep up with them all. The mos ...
A/R You are the wind beneath my wings...
OK so many loan officers out there have been wrestling with the old adage should i stay or should I go? Lets face it, our phones are not ringing off the hook, a ...
No Cost My Foot !!!!
Has anyone else caught the deals that the Retail Guys are offering? Of course you have- No Cost Loan... I wonder if they explain to the borrower that the No Cos ...
Certifications
Lower Closing Costs !!! Pass this on to your borrowers.
Professionalism Knowledgable in all loan programs
Constant Communication Integrity
10 years experience
We can close Stated Loans in ALL States. regardless of lending guidlines for that state. We are federally regulated.
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Nationwide Lending, Specializing in All loans in All states