Commercial Capital Funding has listened to the concerns of Real Estate Agents and is out to change the real estate agent/ loan officer relationship. With a growing need for easier access to mortgage loans and a desire for faster closings we are quickly addressing the needs of both the real estate professional and the borrower. With the lending model of the traditional bank proving to be slow and cumbersome for customers, we enable borrowers to obtain mortgages quicker and in most cases cheaper than a bank. Providing excellent service and execution we are able to stay ahead of the lending curve and exceed expectations!
Understanding a borrowers goals and realizing that each transaction is unique, is what it takes too quickly and accurately close your loan; and that is our guiding principle on each deal at Commercial Capital Funding. Our various loan options ensure that each borrower is placed in the appropriate program to match their needs.
Commercial Capital Funding is proud to offer Fannie Mae HomePath® financing! A special program offered exclusively to purchasers of Fannie Mae's current real-estate owned (REO) properties. Our business model is tailor fit for Real Estate Agents and their clients. We pride ourselves on being an expert at HomePath Mortgages. We typically close HomePath Loans in under 21 days. I guarantee after using Commercial Capital Funding as your HomePath source we will exceed your expectations and make you a client for life.
Key Benefits of the HomePath® financing option:
With lower down payment options and less stringent requirements, Commercial Capital Funding and HomePath financing can help you purchase your new home!· Low down payment (as little as 3%)
· Flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)· No Mortgage Insurance Required
· No Appraisal Required· Seller Contributions up to 6%
· Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
· Available to both owner occupiers and investors
Who is HomePath For?
Anyone! HomePath offers very affordable homes with great financing options for all buyers whether you are a first time home buyer or seasoned investor!
How Commercial Capital Can Help:
Commercial Capital Funding is here to help you every step of the way. When you get in touch with a home loan expert by calling 866-790-6925, we'll get started right away!
1. Your home loan expert can get you pre-approved and let you know exactly how much home you can afford. We stand behind our pre-approvals and will screen the borrowers to ensure they are qualified. We want to make sure when you make an offer on a home the financing is secure.
2. When you're ready to make an offer, your agent and your home loan expert will work together to get you to the closing table as soon as possible. We make every effort to have you signing your loan docs in 14 days and in your home in 21.
3. Work with title and escrow companies to ensure we are hitting or target close date and following up with both agents. We understand the time sensitive nature of Purchase Contracts and will work to meet all deadlines.
Understanding that purchasing a home is one of the biggest financial decisions you'll ever make we want to make the process as smooth and easy as possible. You will find that most of the work will be handled by Commercial Capital Funding and its team. We feel it's important to ease the uncertainties of the loan process and provide answers to the unasked questions. Make us your HomePath Mortgage choice and we guarantee a pleasant experience
With a growing need for easier access to mortgage loans and a desire for faster closings we are quickly addressing the needs of both the real estate professional and the borrower.