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Mitch Lichterman (Target Rate) Mortgage and Lending

RAINER

2,700

Mitch Lichterman
location_on Los Angeles, CA — Target Rate
Get to Know Mitch Lichterman

I've been in the Mortgage Industry for nearly 25 years.  I started as as broker and then went to Home Savings of America where I became a top loan agent.  I moved to American Savings Bank and then was swalllowed up in the Washington Mutual Family.  After 10 years at the bank I ventured out and accepted a short-lived position as VP Branch Manager at Norwest which was going through their own merger with Wells Fargo.  Then a short stint opening a branch for FMC and finally opening my own company, loanguy.com, inc. which became a leading internet bank.  loanguy.com, inc. was wiped out in 2007 and I have reemberged as a broker affiliated with a local mortgage bank.

I take a very straight forward approach to building and maintaining relationships. I believe in direct communication and honest answers.  Costs are always disclosed upfront and I hate surprises so I make sure clients are aware of their rates and fees well in advance.  I want clients to be happy at the end of the transaction, not frustrated.

 

 

 

Certifications

After 25 years in the industry I'm pretty familiar with most loan programs and what it takes to get a loan approved.  I survey a transaction upfront and generally can predict what documentation, explanations or areas to address prior to the file being reviewed by a bank.  I self-underwrite files and usually am dead-on.