I look at each borrower's situation for what it is, a unique financial environment for that one borrower or couple.  

In today's world of FICO scores, loan numbers and automated underwriting, I believe people really appreciate  being looked at as human beings with financial needs, wishes, & desires. 

I am no-pressure, no-hassle, and truly desire to facilitate the best mortgage to meet the needs of the borrower. 

I have been in the mortgage business in CALIFORNIA for many years. Mason McDuffie is a direct lender so I am able to arrange lower rates and more favorable terms for my clients.

I just want to let you know that working with me will be close and personal. Because I build my business on a referral basis, I want you to get the best deal you can...so you will tell everyone you know about me!  My customers are raving fans and the best advertising I have.  :-)

Even if you have started the loan process elsewhere, please contact me.  I might be able to get you a lower rate and better terms than what you have already been offered.  It costs you nothing to see if I can get you a better deal.  A few minutes of your time could save you thousands over the life of your loan.