Mortgage and Lending |
RAINER 4,800 |
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Ken Lawrence | ||
AMP, (Accredited Mortgage Professional) | ||
location_on Redding, CA — Silverado Mortgage Company, a Sierra Pacific Mortgage Branch | ||
NMLS 255466 | insert_link http://www.SilveradoMortgage.com | |
web Ken Lawrence's (silverado) Blog |
Ken holds the AMP, Accredited Mortgage Professional, designation and is very technically oriented. Over 60% of loan production comes from previous clients. 1031's to First-Time-Buyers... Known for always closing the transaction, Ken's expert staff is the best in the north state.
Our clients are asked to complete survey's about their experiences with us. These help us recognize the needs of our clients and to keep our service levels up. Think about that for just a moment. Haven't you found that whenever you've had poor service, that's a company that never survey's? It's because they don't want to hear about their service levels! And, the best service providers seem to always ask how they did. It's not just to win praise. It's being used to improve the experiences of their customers. On a scale of 1 to 5, (5 being best), we receive 5's on the majority of our survey's in all categories.
In-house closings help to streamline transactions where speed is important. For example, we received application and a rush request by our partner-agent on a Tuesday; asked our appraiser to rush a report, which we received on Wednesday; we delivered loan documents to escrow that very day. We could have recorded that Friday but for factors not related to the financing. (We can close in as little as a week with a normal buyer and property.)
Ken has served on the Board of Directors, and Officer, of Habitat for Humanity Shasta Cascade. He currently is a Board Member of People of Progress http://www.peopleofprogress.org , a local food bank and resource center.
Silverado Mortgage DBA of Sierra Pacific Mortgage NMLS#1788 https://www.sierrapacificmortgage.com/licensing; Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Licensed by The Department of Financial Protection and Innovation under the California Finance Lenders Act
A short introduction to Silverado Mortgage.
Accredited Mortgage Professional, (AMP): This prestigeous designation was awarded upon graduation from the Mortgage Banker Association School of Mortgage Banking.
Certified Military Housing Specialist, (CMHS): Awarded upon completion of the USA Cares Military Housing Education Program. Ken was Honorably discharged from the US Army Finance Corps as a Sp5, (E-5).
Ken's expertise is very broad within the area of lending. It's not surprising that he listens and asks questions of the client before he ever recommends a specific loan. His thorough understanding of lending guidelines enables him to ascertain the most advantageous loan structure to both save the client money and ensure the loan closes on time. Clients often remark that they really understand better, given our descriptions and explanations.
The overall financial position of the client is considered: their tax situation; investments; and, their short term and long term goals.
FHA, VA, First-Time-Buyer Programs, Agency loans (Fannie Mae and Freddie Mac), Portfolio Jumbo loans.
Lender since 1983. Residential purchase and refinance including multi units. We do the simple to the complex transactions and we make it easy to get started. Learn about buying by watching videos!