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Mortgage and Lending |
RAINER 897 |
| Sher'ee Dale | ||
| location_on Accokeek, MD — Carteret Mortgage Corporation | ||
| insert_link http://carteretmortgage.com/SHEJD | ||
| web Sher'ee Dale's (shereedale) Blog | ||
The decision to become a homeowner has more to do with the future of your families financial wealth building, than your families personal needs. The monetary ramifications that you will benefit from by becoming a homeowner are priceless. Real estate is an investment that all Americans are able to accomplish, but most are unsure of where to begin and the actual how to. The net tangible benefits in owning real estate are astounding. First, there is the benefit of appreciation, in the DC Metropolitan area real estate values are appreciating in certain area at a rate of 6 to 12 percent a year.
Other advantages of homeownership is the tax advantage. Homeowners may deduct mortgage interest and property taxes as an expense against their incom. Even residential investors and landlords can write-off their taxes cost recovery and or depreciation of property not being occupied by renters.
Real estate is also very marketable. It can be sold at a predictable price to a buyer, provided enough time is allowed to expose the property to all interested buyers.E
In the current real estate and economic environment, the ability to control your mortgage payment has been more valuable. Unlike their parents, many baby boomers are much more comfortable with mortgages that give them the oppportunity to more efficiently utilize their cash flow or available equity. My ultimate goal to show you and your family how valuable the knowledge of debt management is to your future. Let me help you and your family with your refinance and purchase needs, and along the way teach you how to build wealth and to live out your financial dreams.
Today's borrowers are increasingly viewing their mortgage from an expense management rather than a debt management prospective. Their needs can range from a desire to substantially increase monthly cash flow, to cash out for alternative projects such as home improvement, reallocation of assets, to consolidate home equity loans or existing mortgages for more favorable rates and terms.
Knowledge is power, let me utilize my knowledge of finance to assist your decision to become a homeowner. My hearts desire is to walk you thru the process with true and honest explanation 24/7.