WORRIED ABOUT FORECLOSURE?
We want you to realize that your situation is not hopeless, regardless of what you might be thinking or may have been told by others. Your lender is not looking for an excuse to foreclose. The truth is most lenders would rather have you keep your home and keep making payments each month. You are not alone. Thousands of people across Wisconsin have similar issues with their mortgages every year.
The most important key to resolving your situation is being proactive. Even if your mortgage payments are just a few months behind, your lender has probably already started foreclosure proceedings against you. Doing nothing is the fast track to foreclosure. Thousands of dollars in penalties and legal fees may be added to your balance due. The longer you wait, the harder it is for us keep foreclosure off of your records. Isn’t that what you want?
WE CAN HELP! Our first priority is to help homeowners overcome the obstacles that could result in the loss of their home. We specialize in helping homeowners who have fallen behind on their mortgage payments. We’ve helped people in Dane County and Rock County. You deserve a fresh start. If you are facing the possibility of foreclosure and you live in South-Central Wisconsin, we can help you. Do you qualify for a short sale? How much is your home worth in this market? Contact us to find out. (608)921-8536 or visit http://www.wishortsalehomes.com
A Certified Distressed Property Expert® (CDPE) is a real estate professional with specific understanding of the complex issues confronting the real estate industry. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today's market.
REALTORS® who have earned the SFR certification know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and foreclosure opportunities. The certification program includes training on how to qualify sellers for short sales, negotiate with lenders, protect buyers, and limit risk.
The National Association of REALTORS® offers the BPOR certification to REALTORS® as evaluating properties depends more than ever on professional expertise and competence, the best use of technology, and a commitment to approach the valuation assignment from all pertinent perspectives.
Buyer Specialist, Top Marketer for home listings, Distressed Property (short sales and foreclosures) Specialist.
|I hired Mike Collins because of his credentials, then ended up being blown away by his dauntless performance. The selling process (at least in my case) was beyond complicated, and Mike was equal to all the challenges. His attention to innumerable details, his communication with the different parties and entities, and his patience with unexpected twists all add to his professional expertise, and he gets the job done. Hire him.|
|Mike was a huge help for us in the sale of our house. We moved out of state before the sale and Mike took care of all of the coordination with the bank and the title company on making sure all paperwork was done properly. The communication between states went very smooth thanks to Rock Realty. I would recommend Rock Realty to anyone. Thank you Mike and Rock Realty for all of you help through the entire process.|
|Graham S. and Janet H.|
|We found Mike online, and, due to positive reviews, phoned him with a request to view houses in the Madison area. We gave Mike no more than one or two days notice, but he was happy to devote the whole of his weekend to us. Our entire house-hunting experience proceeded in similar fashion. We were hunting for houses long distance, so we would wait until an opportunity to travel to Madison presented itself, phone Mike, giving him one or two days to prepare, and show up to view houses. The process took roughly one year to complete. It was long and difficult, but Mike was always pleasant, never complained, made an effort to make himself immediately available, and was never pushy. Mike is not like many real estate agents who simply want to make a sale, any sale. Instead, Mike made an effort to help us make an honest assessment of the properties we viewed, often pointing out problems himself. Mike left us with no doubt of his honesty and his dedication to his clients. In addition, since we were shopping long-distance, Mike, with some help from his associate Bethany (who we found to be similarly pleasant and eager to be of service), even took hundreds of high definition photos of properties which he viewed in our stead, often with only a single day's notice. Mike, or one of his associates, would then promptly email the photos to us to view. During the house-hunting process we changed our minds a number of times, imposed last minute requests, and even had some near melt-downs, but, through it all, Mike was responsive, cheerful, and level-headed. We cannot overstate how hard Mike worked on our behalf. We highly recommend him to any home buyers.|
|Keven & Abby G|
|Mike & Matt, Thank you so much for helping us find our dream home! We love it! Thank you for the many hours spent in research, travel, phone calls, and emails. Thank you for being open & honest with us every step of the way! We felt we could trust you 100%. We really enjoyed working with you and highly recommend you to others. Thanks!|
|I found Rock Realty on the internet while looking for someone to help us sell our house .. I called and talked to Mike, we set up an appt and he got the ball rolling... and wow did he get the ball rolling..he stepped up in every aspect.. the house was all over the net and we had people looking at the house right away .. he was right there every time we had questions and made us feel as if we were his only client.. he worked thru any difficulties we had without any negativities...our house sold Very quickly and Mike really stepped up through the whole process... Our thanks to Mike and Rock Realty.|
|My husband and I are beyond thankful that we called Michael Collins on a whim last month when we were searching for a foreclosed home to purchase in the Janesville area. We saw a little square ad on the side of the web page that I was looking at and I told my husband, hey call him and maybe he can help us find a property. Little did we know that single phone call would only be the beginning of our journey of searching for a home. Mike went out of his way to help us find the type of property we were looking for. You just don’t find the level of personal attention and customer service that Mike provided us with very often these days. Anyone I talk to, if they are even thinking about buying or selling their home, I am the first to tell them that they need to call Mike at Rock Realty. You are not going to find a more motivated, and dedicated sales agent out there. To say he went above and beyond what you would expect from an agent these days is a total understatement. Thank you Mike, and Rock Realty for making our dreams come alive with home ownership.|
|Mike Collins was easy to talk to and very good at explaining in detail all aspects of the short sale of the property. With a lot of patience, he walked me through the process of a short sale. He was understanding of my plight and very sympathetic. Mike was a pleasure to work with and he is a man of his word. Thank you, Mike, and best of luck to you.|
|Michael Collins, Rock Realty was the agent that sold our home in Beloit, Wisconsin. I live in Wyoming, so we are talking a distance of 1200 miles. I could not have asked for a better man to do the job, to sell our home there. He gave 110 percent of himself in selling. This was in Feb. and March so we did have some bad weather there, but that did not stop Mike from removing snow or any thing else that had to be done, to show the house. He kept me well informed of everything that was going on, I just can't say enough about this man, He did an awesome job. Super,Super job!!!!Thanks, again Mike for all your help. Phyllis Pearson, Rock River, Wy. 82083|
|Approx 4 years ago.. I was having some financial strain. I wasn't able to keep up with a first and second mortgage alone as a single mom. Through friends and family, I was introduced to Mike and Matt. I didn't want to have to go through the foreclosure process, because I knew that I would be able to pull through the mess I was in within a few years and I didn't want to have that looming over me. Matt and Mike were able to take over and help me with a short sale. They worked with me directly. They both came to my home, sat down, helped me understand this delicate process (which remains total Greek to me), and they were extremely efficient. My bank worked with me and these gentlemen, and withing approx 3 months, my home was sold in a short sale. I remain amazed at their abilities and their continued efforts to help me. Now, 3 years later, I'm looking to purchase... I have looked them up again... and they are helping me find a home that I'm looking for within my specifications and they also have resources to assist with lending. Couldn't ask for more!! Thanks so much my friends!! you do an awesome job... Keep up the great work!|
|I had a very challenging home sale and Mike Collins was diligent every step of the way. The most difficult aspect may have been me, I was very specific about which closing dates worked and how I wanted to proceed. Mike patiently answered all of my questions and accommodated all of my requests. When issues between the title and mortgage companies arose, Mike was a swift and competent negotiator. I know that the buyer's agent was very impressed with Mike as well. My house had an accepted offer within 10 days of listing. I am amazed that it all went so smoothly. THANKS MIKE!|
|I have worked with Michael for over 5 years now. He is one of the hardest working people I know. What I'm most impressed with is how he looks out for his clients interests. He tries to do what is right for them, whether it means a sale or not.|
|If you are thinking of buying or selling your home in Janesville, Wisconsin, call Mike. He is a true expert when it comes to the nuances of the Janesville housing market and will provide the best representation!|
|Great agent who is well informed in his market. Client service is most excellent and I highly recommend Mike to anyone looking to Buy or Sell a home in the Janesville,WI area!|
|Michael and I worked through a very difficult transaction (short sale) together, and though they are very stressful and time consuming, he continued to be optimistic and communicated regularly.|
|Michael did a good job following through on the short sale that we did together. Short sales can be painful but he was persistent with the bank.|
|Working with Michael was outstanding. I moved to another state and I never worried about the house. Even with a long and stressful short sale Michael was always positive and reassuring that things would work out. I've bought and sold other houses but by far Michael was the best realtor I have ever had. I would recommend him to anyone!!! Five stars!!! Thanks again Michael!! Great job!!!|
|My home was in foreclosure, and I was going to turn it over to the bank, untill I spoke with Mike about putting my house up for a Short Sale. He explained the advantages of a short sale vs foreclosure, and I decided to let Mike sell my home. My mortgage company put up many roadblocks along the way, but Mike was able to solve everything. In the end Mike worked very hard on this sale. I am very happy with his skills at dealing with buyers/sellers, and Mortgage companies. I would recommend Michael Collins and Rock Realty in the future.|
|Michael Collins and Matt Heitmann with Rock Realty were great! I have been searching for a House/Condo for the past 3 years, and they were with me the whole way. Even through all of the struggles we had to deal with, they didn't give up on me. They gave me great advice, and didn't pressure me into making any decisions that they thought I would regret. Michael and Matt both actually even told me not to buy in some cases because they thought the house or condo would not be a good fit for me. The overall experience was great, and I will definitely be using Michael Collins and Matt Heitmann of Rock Realty with my next home purchase.|
|I am nothing but honored and enthusiastic to be able to write and highly recommend Mike Collins with Rock Reality for your next real estate adventure. I had a very negative experience with a different major realtor in the Janesville area who rushed me in an out of houses, pressuring me to sign purchase agreements, and caring more about the money then the person and the house that best fit them. It was just the opposite with Mr. Collins. Mike with Rock Reality is honest, takes the time to find the right home for you without pressure, cares more about doing what is right by his clients and his reputation than just simply making the sale. For Mike, word of mouth is the best advertising he can get and he cherishes keeping his positive. Mike Collins and Rock Realty were fair and thorough. When it came to signing contracts and paperwork, Mike took the time to go line-by-line to make sure I understood exactly what I was signing. Never did I feel like I was being rushed or taking up time from a different appointment. With great pleasure and gratitude, I recommend Mike Collins and Rock Reality for your next home hunt or sale.|
|Mike Collins helped us sell our home, he was a very nice guy and always there when we had any questions or concerns! Mike went above and beyond and even helped paint the house when there was a time crunch for the inspection. We appreciated all that Mike did!|
|My first listing contract (with another agency) expired without a single showing. I contacted Mike Collins hoping to get some straight advice about whether he thought the property would ever sell versus letting the lender foreclose on the property and save my mortgage payments for legal counsel. He was upfront from day one. He told me that it would take a while and that I'd probably have to hold it through the winter (I called him in September) but it would probably sell in the spring. His honesty made me immediately willing to hire him. He found a buyer in May and worked with my lender to close the sale in record time.|
|Rock Realty is an excellent agency. Whether selling or buying a home their staff is dedicated to ensuring a smooth and pleasant transaction. I highly recommend them to anybody in Wisconsin.|
|Chris and Linda|
|We are writing this testimonial to inform any potential clients that Michael Collins successfully helped save our home. We found ourselves in a financial hardship which caused us to be late on mortgage payments. This eventually led our lender to foreclose on our home. Michael Collins was able to negotiate with our lender and cancel the court auction. This gave us time to resolve our financial difficulties and eventually work out a payment plan with the bank. We both strongly endorse Michael Collins as an agent who has the experience and resources to help people like us in a similar situation. We are deeply gratefull for his efforts and plan to use him as our agent in any future real estate transactions.|
|I found myself in a bad financial spot when I lost one of the two jobs I was working. Soon I didn’t have the money to pay even my most important bills. After falling behind in payments on my house I was contacted by Rock Realty. They suggested that instead of losing my house through foreclosure I should attempt to do a short sale on my home. It was easy working with Matthew and Michael from Rock Realty. They were able to keep a foreclosure off of my records and lift a huge weight off of my shoulders. The couple that we sold the home to were very happy to get it at such a cheap price. I would recommend Rock Realty to anyone who may be struggling to make their house payments.|
|Working with Michael Collins at Rock Realty in Janesville has been great, notably his attention to detail and turn around time.|
Rock Realty is a full service brokerage that specializes in assisting Home Buyers in the Madison & Janesville Wisconsin area. Distressed Property Certified: Short Sales & Bank Owned Foreclosures|REOs.