Phil Olson, NMLS 238103 (AMEC Home Loans )
NMLS 238103

635 Bielenberg Dr

Suite #200

Woodbury , Minnesota 55125

Loan officer of the year 5 years running & has 20 years financial experiance. All product availability to include all FHA, VA, FHA Secure, USDA, Conventional, and small commercial loan products.

Get to know Phil Olson

Phil Olson has over 16 years’ experience as a Senior Mortgage Planner serving MN & WI. Over the last 10 years Phil has been ranked in the top 5% nationally for mortgage origination. He uses his experience and tenacity to advocate on his client’s behalf, ensuring his borrowers have a clear understanding of their mortgage terms and that their mortgage aligns with their short and long-term financial goals. Phil’s customer first approach has led him to be recognized as one of Minnesota’s top lenders by the Minnesota Housing Authority.
Phil Olson is known in the mortgage industry for his ability to get complicated deals done. His mortgage product knowledge allows him to qualify borrows even after they have been denied by his competition.
“I was referred to Phil after having bad experiences with not one, but two other lenders. My husband and I were at a loss and thought we had years before we'd be in the position to buy a home. We took the advice to reach out to Phil and right from the start had a wonderful experience. We had some work to do on our credit alongside needing to save money for closing costs and such. In our first meeting, Phil promised to get us where we needed to be within 6 months if we did exactly as he outlined. We did and actually were fortunate enough to be in the position to put an offer on our dream first home only 4 months later. Phil ran multiple scenarios to help us identify the best mortgage for us and ensured we were confident moving forward. He and his team were very organized and guided us step-by-step through the process of applying for the mortgage, getting all the necessary documentation together and ultimately getting the final approval. We never felt concerned about the process or worried that steps were being missed. Phil was very upfront about any concerns he had and how we could overcome any issues right from the beginning. We couldn't have asked for more in our first home purchase!”
Read More Zillow Reviews Here
Over Phil’s career he has assisted over 3000 clients through the mortgage process, whether you’re a first-time home buyer, move up buyer or an investor, working with Phil will save you time and money. Phil specializes in Conventional Financing, FHA, USDA, VA, and Down Payment Assistance Programs. Phil also works closely with home builders and offers a 1-Time Close New Construction Mortgage, in Minnesota and Wisconsin.
As a US Army Veteran, Phil Olson believes deeply in the support of his fellow servicemen and women. Phil volunteers with the Wounded Warrior Foundation, helping injured Veterans with their recovery. To honor service men and women Phil donates a FREE home appraisal to all military vets that choose to work with him.
When Phil isn’t battling for his client’s best interest he can be found supporting his children at local sporting events, playing a round of golf or enjoying time outdoors at his property in Wisconsin.
Give Phil a call to schedule a free consultation, or if you prefer an all online approach, apply now by clicking the ‘apply for a loan’ button below. Phil is always available for your general mortgage questions, a free quote or a realtor referral . Phil can be reached at 651-238-6748 or by email at

To learn more about Phil Olson and general real estate tune in to FM107.1Red Hot Real Estate Show on Sundays from 11 AM – Noon. Or at the Red Hot Real Estate Show Podcast Here: Red Hot Real Estate Show


  (NMLS 238103, Branch NMLS 928590, Company NMLS 150953)  Equal Housing Lender

Phil Olson's Blog Posts


I'm a very diverse loan officer who has closed over 2000 loans over the last 14 years.  As you can see above, I have vertially ever program a customer may need when it comes to Primary Residence, 2nd home, & Investment Property Acquisition.  I have help families of low income with Grant Money programs as well as Jumbo clients with 750k purchase loans.  Every client has a different situation and my many years of experience has allowed me to service a very diverse crowd.  I have also help clients with credit issues and credit scores as low as 500.  Because I have 20 years financial / banking experience I have also been able to help my clients with free credit restoration, free budget analysis, and a very large network referrals system.  Please go to and you can view / review my State of the Art website.


Loan officer of the year from 2008-2014

A member of the Elite Club 2013 - 2019 With Amec Inc

Lender of the Year - Minnesota Housing Authority


Fluent German

Languages (1)
  • English