Michael Richardson, First Colorado Lending (First Colorado Lending) Mortgage and Lending



Michael Richardson
First Colorado Lending
location_on Golden, CO — First Colorado Lending
Get to Know Michael Richardson

If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At First Colorado Lending, we are dedicated to finding the loan that fits your clients individual needs.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your mortgage advisor. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

I look forward to working with you.

Michael S. Richardson

Author of “An American Epidemic, Mortgage Fraud… a Serious Business

Individual NMLS- 216873

Colorado MLO- 100039988





After many years away from loan origination, and assisting in preventing mortgage fraud, I have returned to the mortgage origination. I am very excited to be assisting home buyers and homeowners. Over the last few years I have mastered the proper process of refinancing and home buying to make it as easy and painless as possible. 

In today’s mortgage market, in light of all the compliance rules and regulations changes, I know how to navigate the process to obtain the “Clear to Close” all home buyer and homeowners need to achieve their individual goals.

At First Colorado Lending we have a Great Team to be on Your Side–service excellence with the highest level of professionalism and integrity to our customers—and we work hard and love what we do.


At First Colorado Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help yo