Get to Know Lucent Lending
Leading Hard Money Lender in the USA As the midwests leading and most creative "Hard Money" lender, Lucent Lending is constantly looking for ways to better serve the needs of its real estate investor/clients. Seldom has there ever been a better time to invest in real estate, and moderate priced housing has the largest customer base for this industry with over 50% of all available housing being in this price range. We work with entrepreneurial investors like you who have realized that despite their creditworthiness, banks are not geared up to do these smaller loans, or if they are, they are not typically able to close on them as rapidly as is required to insure that you do not lose the opportunity to another prospective purchaser. By employing experienced local investor/rehabbers as our senior loan officers and as a result of literally 100's of years of combined experience in real estate and finance at our home office, we are able to anticipate your needs and react with competitive products and superior service, based on first hand experience and know-how. If we are comfortable with your creditworthiness, the property you have located (as established through our personal inspection of each property and an independent appraisal) as well as your exit strategy for the property, we will approve and fund your loan without delay. We have been able to fund a loan within one day of receipt of an application! Once we are comfortable with your ability to complete the improvements and sell or refinance the properties we will loan you up to $400,000 that you can treat as your "personal line of credit" to use towards the purchase of similar properties so long as you continue to meet your obligations on your loans in a timely manner. We call this your "Lucent Advantage" as it gives you the ability to compete with any competition you may come up against in purchasing your chosen property.
Customer Service for Hard Money Loan Programs You're going to be or already are busy looking for investment opportunities and juggling the logistics of renovating your properties. That's why we strive to provide the highest level of customer service in the industry. Our regional loan officers go to great lengths to give personalized service to our customers and assist them in more than just the lending of money. You will have someone in your area to answer questions, guide you along in the process, and make sure your investment experience is rewarding. By employing our own licensed General Contractors, we are able to streamline the escrow draw process so you can manage your cash flow better!
By providing you with what you need, when you need it, and at a price you can afford, we make the process of obtaining investment loans as easy as a walk in the park. That's our goal,thats our promise