|Mortgage and Lending
|#MortgageMadeEasy Fair Oaks, CA 484-680-4852
|location_on Fair Oaks, CA — Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI
|NMLS #138061 MMCD #1141
|web John Meussner's Blog
I been everywhere, man. Having spent time living in DE, PA, CT, NC, KS, SoCal, and now living and working in NorCal, I enjoy helping people around the country with their home financing.
My interests outside of real estate include ice hockey, guitar, hiking, rock climbing, diving and cooking. I love being outdoors, in, or on the water. I enjoy being a part of and serving my local community as well through service & volunteer opportunities. In the past I've been a part of the Rotary International community and volunteered with the SPCA, and am currently active in working with Big Brother/Big Sister OC.
I have over a decade of experience in the mortgage industry and have grown my business through referrals from past clients, real estate agents, and financial advisors. Agents & Advisors trust me to help their clients because they know I will get them the best loan available. I also have programs available to help real estate agents increase their business, as well as credit repair services for clients who need some help qualifying.
With my team at Mason-McDuffie Mortgage Corporation, we strive to make mortgages easy for home buyers and home owners. I have experience with Conventional, Jumbo loans, Super Jumbo loans, FHA, VA, USDA, and portfolio niche products. More than anything else, my goal is to help my clients reach their goals, and exceed their expectations along the way.
NMLS licensed in 20+ states
CMA - Certified Mortgage Advisor, 2021
FHA, Conventional, Jumbo Financing, Credit Repair, Marketing, Portfolio Lending, Bank Statement Loans, VA loans, USDA loans
|For all of our reviews and to hear more of what clients have to say, visit: https://pro.experience.com/reviews/john-meussner
|Ricky C - Rialto, CA
|John Meussner is a terrific Loan Officer. He guided me thru the loan process without any problems. Emails and phone calls are always quickly returned and he will treat you like his one and only client. He did a loan for me that had to go thru the "Delayed Financing Program", which not all loan officers know how to do. He got the loan file to a "CLEAR TO CLOSE" in 18 DAYS - which is amazing!!!! John knows his Fannie Mae/Freddie MAC guidelines and is more knowledgeable than the average loan officer. If you are looking for a Loan Officer to work with - I highly recommend John Meussner to everyone.
|Peggy Centrella - New Castle County, DE Realtor
|John's experience with over a decade of lending experience focusing primarily on purchase money mortgages was evident during his interaction with my clients looking to purchase their dream home in Newark, Delaware. I've worked with hundreds of mortgage lenders as a high volume producing Realtor in Delaware--- few show the dedication, professionalism, and care for their clients that John does. He made sure I was in the loop, and that our mutual clients were being well cared for, and kept everything seamlessly moving along from the time the clients found their perfect home thru closing day. My clients found John after speaking to several other Lenders that could not underwrite their loan. I did not know John prior, but found him professional, responsible, well versed in guiding his clients through the buying process, and excellent in communication along the way. I will recommend John to future buyers in Delaware/Pennsylvania and know they will receive superior service!
|Daniel M - Atlanta, GA
|Most lenders and brokers can do the cookie cutter loans, but John understands the wrinkles in the Fannie and Freddie guidelines and helped me get an investment loan done under the "delayed financing exception." Equally importantly, John got it done quickly and was incredibly responsive to email, which is my preferred communication method.
|Danielle N - Fallbrook, CA
|John was a crucial part of our home-buying process and we seriously couldn't have closed the deal without him. We have non-conventional income and he was able to make things happen for us when other lenders couldn't. Our home-buying process was very challenging but John helped walk us through every step of the loan process, was extremely knowledgeable and level-headed and always acted in our best interest. He kept everything together and moving forward. I recommend John to everyone I know who needs a loan for their home and now I share my recommendation here. You absolutely need John on your home buying team.
|Heather L - Middletown, DE
|I highly recommend John Meussner for anyone looking to buy a new home. When I bought my home, my RE Agent put me in contact with a local finance officer and I found the local guy to be unresponsive, leaving me feeling as if I were just a number to him. Unhappy with that service, I googled "top Delaware Loan Officers" and found John Meussner. I learned that John's office is on the west coast, however, after talking to him I knew that he was the right fit for me. John also was able to get me a significant rebate (that the other local guy could not) which gave me extra money to buy all new appliances for my new house. I have recommended John to all my family and friends. You can rest assured if you are an "east coast" person like I, that he will stay in contact with you (he even returns e mails to me in the wee hours of the morning) and returns all phone calls and e mails timely. Even after the sale, John has kept his eye on interest rates for me, to alert me of any market changes. For something as important as a home loan, you'll be doing yourself a disservice if you don't hire John. Trust me!
|Jaime W - Philadelphia, PA
|We were introduced to John when looking to re-finance. Based on his expertise, professionalism, and obvious concern about us as clients throughout the re-fi process, we didn't think twice about using John when we were set to purchase a new home! John took the time to understand what our true mortgage needs were by asking questions and then providing several options that he felt were a good fit for us. He made the mortgage process impressively painless and was proactive in identifying areas that would likely generate questions. This allowed us to be better prepared with justification when the questions did indeed arise. His response time was beyond "immediate." He would call each Monday with an update for us even if we had no questions. It was a pleasure to work with John and I would highly recommend him if you are searching for a knowledgeable, responsive mortgage lender. On top of that, he's just a pleasure to get to know!
|Christine D - San Jose, CA
|If you are looking for a fantastic mortgage lender, look no further. John and his team go out of their way to make the process unbelievably easy. All the hard work is done for you. John's ability to make the mortgage language understandable, answering all my questions and taking my calls immediately in my moments of panic, make him outstanding! The process from start to close has been calm, professional and exciting. I can't recommend him enough
|Hi John! Thank you! Your entire team was phenomenal to work with. We are ecstatic about the new house and really feel like if not for you and your team we would not have gotten it done. Thanks again so much!
|Gina F - Newark, DE
|I found John on the internet when shopping for mortgage rates. Before I locked in my mortgage rate, he emailed me the daily rate (which he offered to do) and at any point and time he could always tell me where my file was in the process. He is very knowledgeable and upfront and I always felt like I was his only client when I know that I wasn't. Even with John being located on the west coast he never let his distance get in the way, it was business as usual. Even my RA commented how available and reliable he was. I would highly recommend John for your mortgage needs.
|Lori R - Keller Williams Wayne, PA
|John was introduced to me through a past client a couple years ago. I am always skeptical to work with new mortgage advisers, but I was pleasantly surprised by his knowledge, dedication and communication skills with myself as the Buyer's Agent and the client themselves. John does an amazing job educating our buyers of what to expect throughout the process of buying a home. Whether it is a first home purchase, or a second (or more), he will hold their hand every step of the way. He makes sure to stay on top of each and every file and never misses a thing. He gets what he needs, in the time that he needs it and is usually supplying a mortgage commitment EARLY! Who doesn't love that? When a client is called with their final figures of a bank check to bring to settlement, you always hope that you did your job to prepare them as best you could..most recently, our clients were thrilled to hear that their final number was almost exactly what they were expecting! Although John moved to California, he has not skipped a beat with the market here in PA. He has websites galore and is always focused on the market statistics and updating his portfolio. It makes for such a great experience working with John. I can always count on him and look forward to sending future buyers his way.
|Albert T - New Castle, DE
|I was very happy with all that you and your team at Total Mortgage did for me. It was fast, easy, and the money you saved my wife & I will be useful going forward. Thank you for helping walk us through the process every step of the way, it was the easiest mortgage transaction we've ever gone through. We'll be sure to recommend you to our family & friends!
|Lori w/Keller Williams
|I first met John about two years ago. One of my buyer clients used him for their mortgage, and I was very impressed with his knowledge, professionalism and how detail-oriented he was. There is so much that goes into each and every mortgage and John had everything he needed before it was due! He was easy to get in contact with and returned phone calls/emails promptly if he was unavailable at the time. I was nervous when John said he was moving to California last fall, but he hasn't let the time difference alter his work habits at all. He is up early so that he can be on an east-coast schedule. More recently, John recommended a seller/buyer client to me and we had the chance to work together again. The transaction went perfectly! I look forward to doing more business with John as my business continues to grow.
|Gina & Keith M - Mantua, NJ
|I just wanted to send you a note to say thanks for your help with our refinance. As you know, we made settlement Friday and it went really well. In fact, the whole process was pretty much as painless as something like this can be. Specifically – • We got an excellent rate • The information that Total Mortgage provided was timely, concise and clear. • Total Mortgage/you handled all the supporting arrangements (eg appraisal, title, etc.) • When the process slowed down due to volume on the Total Mortgage end, you extended our rate at no cost to us which we really appreciated. It showed that you valued our business. • Arranging for closing to take place at our home was a real convenience • The phone call the day of the closing to make sure that everything was in order was a nice customer-focused touch. Finally, I appreciate your personal patience with my frequent questions and your responsiveness. No matter when I called or e-mailed, you got back to me quickly so we never felt like we were on our own. It was a real pleasure to work with you and I would certainly recommend you to family or friends.
|John Meussner is an extremely knowledgeable, hard working, and thoroughly professional mortgage consultant who has helped my clients achieve the purchase of their new homes. John was terrific in keeping me informed of each step in the mortgage process. I have been in the business almost 26 years and have unfortunately been forced to deal with mortgage consultants who were not very professional or knowledgeable and never returned calls in a timely manner, if they returned them at all. That is not the case with John. I was always able to reach him and talk through any issues that may have impacted the sale. With that kind of cooperation we were able to get to the settlement table with happy clients and a smooth closing
|Rob B- Harrisburg, PA
|John assisted me with a mortgage refinance in 2008. John worked hard, to find the best possible deal. In the process, John took the time to explain, at great length, precisely how the industry worked and how to best position oneself in it. John is prompt, trustworthy and a pleasure to deal with. I have and would again, recommend his work to anyone looking for a mortgage of any sort
|Kim D - RE/MAX
|In the current real estate market, it is vital for my buyers to choose a lender who is focused, detail oriented, and committed to getting them the best deal possible and get the transaction closed on time. John has proven himself to be one of the loan officers who can get the job done. John's communication skills are excellent and he is able to keep everyone apprised of what is going on throughout the entire transaction so that not only the buyer, but the seller and Realtors are relaxed and confident that the loan will go through. I highly recommend John if you are looking for a consultant for your financing needs.
Providing the best mortgage service in many markets around the US - fast, easy, affordable - you can have all 3! Fast closings, tons of products, great rates, and the best service in the business.