Joe Schwartz, 580 score FHA & 600 score VA loans (Gold Financial Services) Services for Real Estate Pros



Joe Schwartz
580 score FHA & 600 score VA loans
location_on Irving, TX — Gold Financial Services
Branch-1092967 Co-129122
Get to Know Joe Schwartz

We specialize helping get renters to become owners. How?

We work with realtors who havwe 'credit challenged' clients that most times have been turned away by local lenders, because their FICO is too low, under 640. We work with those very customers, mostly 580-600 FICO's. Through referrals by many realtors in Texas and Louisiana, where other banks/lenders have said NO....we say YES.

Call now to let us get your client 'Pre-Approved'.

Herman Cantu/101 Realty, LLC-McAllen, TX
Joe, thank you so much for all you help. I never thought Joanne would get approved for a home loan. I even had another mortgage company in McAllen, laugh at me, stating that her loan would never fund. Thanks again, for making the impossible happen!
Jenny Dawson/Realty Executives-Shreveport, LA
Joe finally I had a client that I was able to send your way and boy did you guys move quickly, from start to finish...we got Jeffrey into his house in just 25 days. Didn't think you'd be able to get my 590 credit score funded, but you proved me wrong. As you know, I've posted your flyers throughout our office, and told everyone that will listen, on how much you can help them CLOSE their troubled files. Appreciate all your help and support.
Miguel Villarreal/Great homes Real Estate-Houston, TX
Joe, you and your company saved the day, for not one but two of my clients. As you know, both had 'Pre-Approval' through a lender I've worked with for years, and last minute called me to let me know that both would not get funding, for new homes in the same community with Beazer. Thanks so much for get them "Pre-Approval' immediately and working with them both in order to take advantage of the builder incentives through Beazer. You guys are fantastic!
Michael Watkins/Coldwell Banker United Realtors-Austin, TX (Georgetown Office)
WOW! You guys really came through and delivered as you had said, regardless of the limited credit history for my son. The fact that your company allows you to use Alternative Lines of credit, is what pushed it through your underwriters to get Josh his 1st home. Any files that I know I'll have a rough time funding with local lenders, will now come you for 'Pre-Approval'. Again, thanks for helping my son!
Maritza Canenguez/Realty Associates-Houston, TX
I was reluctant to work with you when I first heard your claims that you can go down to a 580 FICO score. I also had a tough time, because my client wanted to meet you face-to-face, rather than apply for a home loan via telephone application. Considering my client had been turned down by two local Houston banks, I'm happy I gave Gold Financial a shot to prove me wrong. I will be forwarding you ALL my problem clients for "Pre-Approval' in the future.