Thomas Kovalcik (Federated Lending Corporation) Mortgage and Lending



Thomas Kovalcik
location_on Yardley, PA — Federated Lending Corporation
Get to Know Thomas Kovalcik

Federated Lending specializes in mortgage financing since 1996 - That's all we do! We are licensed Mortgage Bankers in the States of Pennsylvania and New Jersey. Different from Mortgage Brokers, we can approve and underwrite mortgages ourselves - no middlemen - NO BROKER FEES! We assemble mortgage packages that are sold to investors as Mortgage Backed Securities on Wall Street and through other mortgage-only investors. Our customers benefit from the lower rates because our sources of capital are less costly than brokers and savings and loans institutions.

Employing a high level of industry expertise, and acting always in an ethical and professional manner, the mission of Federated Lending is to provide customers with the most competitive financial services, using state-of-the-art technology, through honest, knowledgeable and professional people.


Fannie Mae Conventional Financing (FNMA)

Freddie Mac (FHLMC)

FHA Government Sponsored

Reverse Mortgages (HECM)

Commercial Loans

Pennsylvania Housing Finance Administration (PHFA)


Federated Lending is a Licensed Mortgage Banker in PA and NJ. We offer FNMA, Freddie Mac and subprime loans. We are government sponsored for FHA/VA and Reverse Mortgages and state sponsored for PHFA.